Medicare Advantage · State · 2026 plan year

Medicare Advantage in Florida

According to the Centers for Medicare & Medicaid Services (CMS) 2026 plan-year files, 608 plans across 67 counties; find your county to compare every plan available where you live.

608
Plans available
4.4★
Avg CMS rating
$6.17
Avg premium/mo
81
5-star plans

The short answer

Florida ranks #1 of 49 by Medicare Advantage plan inventory (608 plans) but #2 by average CMS star (4.42★).

#1
inventory rank
608
plans statewide
#2
avg star rank
4.42★
mean CMS rating

Plan inventory and average star are independent CMS signals; a large catalog is not the same as the highest mean quality score.

Product mix · FL plans_unique

How 602 Florida plans split by CMS plan type

Exclusive CMS plan-type codes for this state's representative plans_unique rows, orthogonal to the star-bucket chart below. Source: CMS landscape, 2026.

Wider statewide MA inventory

Florida in the wider-inventory third

Florida ranks #1 of 49 states and territories by Medicare Advantage plan count (608 plans) - top-third inventory breadth in the CMS file. According to CMS 2026 plan-year filings, Florida beneficiaries can choose from 608 distinct Medicare Advantage plans marketed across 67 counties - a top-third inventory book (#1 of 49 by plan count). 81 plans reached the top 5-star tier (year-round Special Enrollment rights for those contracts). County (FIPS) service areas still decide what is sold where you live - open a county below before the October 15 - December 7 Annual Election Period closes.

plans #1/49 · stars #2/49 · 67 counties · avg prem $6.17/mo

Higher-star MA quality band in Florida

Florida offers 608 Medicare Advantage plans across 67 counties. Mean star 4.4★ across a wider inventory book (star rank #2/49); compare county contracts, not only the state average. Confirm premiums and networks on <a class="underline" href="https://www.medicare.gov/plan-compare/" target="_blank" rel="external noopener">Medicare.gov Plan Compare</a>.

Where Florida sits on CMS quality

Average CMS star rating across the state's own Medicare Advantage plans, against every state and territory in the CMS file

4.42★ Top 2% higher than 98% of 49 states and territories

3.25★–3.5★: 1 states and territories (2%). Below this entry. 3.5★–3.75★: 13 states and territories (27%). Below this entry. 3.75★–4★: 23 states and territories (47%). Below this entry. 4★–4.25★: 10 states and territories (20%). Below this entry. 4.25★–4.5★: 1 states and territories (2%). This entry sits in this band. 4.5★–4.75★: 0 states and territories (0%). Above this entry. 4.75★–5★: 1 states and territories (2%). Above this entry. This state 3.25★ 5★ every state and territory, bucketed by value

Each bar is a band; taller bars hold more states and territories. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

Counties in Florida

Click a county to see all Medicare Advantage plans available in your area.

Alachua
45 plans
4.2
$5.87/mo avg
Baker
39 plans
4.1
$6.21/mo avg
Bay
32 plans
3.9
$9.05/mo avg
Bradford
27 plans
4.0
$3.95/mo avg
Brevard
71 plans
4.3
$3.71/mo avg
Broward
117 plans
4.4
$3.36/mo avg
Calhoun
24 plans
3.9
$10.41/mo avg
Charlotte
70 plans
4.2
$3.44/mo avg
Citrus
79 plans
4.2
$1.03/mo avg
Clay
81 plans
4.3
$2.78/mo avg
Collier
68 plans
4.2
$12.67/mo avg
Columbia
33 plans
4.1
$7.41/mo avg
DeSoto
44 plans
4.1
$2.55/mo avg
Dixie
19 plans
3.8
$8.40/mo avg
Duval
86 plans
4.3
$4.90/mo avg
Escambia
52 plans
4.1
$6.50/mo avg
Flagler
66 plans
4.3
$3.59/mo avg
Franklin
23 plans
4.0
$8.82/mo avg
Gadsden
24 plans
3.9
$10.41/mo avg
Gilchrist
19 plans
3.8
$8.40/mo avg
Glades
31 plans
4.0
$3.48/mo avg
Gulf
20 plans
3.8
$8.40/mo avg
Hamilton
19 plans
3.8
$8.40/mo avg
Hardee
41 plans
4.1
$2.70/mo avg
Hendry
30 plans
3.9
$3.82/mo avg
Hernando
102 plans
4.3
$1.05/mo avg
Highlands
54 plans
4.2
$4.07/mo avg
Hillsborough
131 plans
4.3
$2.88/mo avg
Holmes
20 plans
3.8
$8.40/mo avg
Indian River
90 plans
4.3
$2.39/mo avg
Jackson
20 plans
3.8
$8.40/mo avg
Jefferson
24 plans
3.9
$10.41/mo avg
Lafayette
19 plans
3.8
$8.40/mo avg
Lake
102 plans
4.3
$1.76/mo avg
Lee
74 plans
4.2
$3.51/mo avg
Leon
16 plans
4.0
$11.00/mo avg
Levy
27 plans
4.0
$6.00/mo avg
Liberty
24 plans
3.9
$10.41/mo avg
Madison
24 plans
3.9
$13.47/mo avg
Manatee
87 plans
4.2
$2.97/mo avg
Marion
103 plans
4.3
$3.43/mo avg
Martin
76 plans
4.3
$2.20/mo avg
Miami-Dade
113 plans
4.4
$3.25/mo avg
Monroe
2 plans
3.5
$58.20/mo avg
Nassau
53 plans
4.3
$3.68/mo avg
Okaloosa
29 plans
4.0
$1.40/mo avg
Okeechobee
35 plans
4.0
$3.17/mo avg
Orange
119 plans
4.3
$3.03/mo avg
Osceola
123 plans
4.3
$3.01/mo avg
Palm Beach
117 plans
4.4
$4.05/mo avg
Pasco
124 plans
4.3
$2.07/mo avg
Pinellas
125 plans
4.3
$2.98/mo avg
Polk
120 plans
4.3
$1.32/mo avg
Putnam
31 plans
4.0
$5.04/mo avg
Santa Rosa
52 plans
4.1
$6.50/mo avg
Sarasota
84 plans
4.2
$1.12/mo avg
Seminole
124 plans
4.3
$4.13/mo avg
St. Johns
70 plans
4.3
$3.52/mo avg
St. Lucie
85 plans
4.3
$3.94/mo avg
Sumter
101 plans
4.3
$1.74/mo avg
Suwannee
18 plans
3.8
$6.21/mo avg
Taylor
24 plans
3.9
$13.47/mo avg
Union
18 plans
3.8
$6.21/mo avg
Volusia
90 plans
4.3
$3.10/mo avg
Wakulla
24 plans
3.9
$10.41/mo avg
Walton
35 plans
4.0
$2.69/mo avg
Washington
20 plans
3.8
$8.40/mo avg

Wider inventory markets: start with how to choose a plan then open your county.

Note: PlainMedicare provides publicly available CMS data for informational purposes only. This is not medical or insurance advice. Consult a licensed Medicare counselor or insurance agent before making enrollment decisions. Plan availability and premiums change annually, always verify with Medicare.gov or 1-800-MEDICARE.
Data sourced from the Centers for Medicare & Medicaid Services (CMS). Retrieved and formatted by PlainMedicare

Using Florida's Medicare Advantage market

Plan availability and star ratings vary by county, not just by state.

  • Florida beneficiaries can choose from 608 distinct Medicare Advantage plans across 67 counties (#1 of 49 states by plan count) - look up your own county for what's actually sold there. Browse by county
  • The state's mean CMS star rating ranks #2 of 49 - see how star ratings are built before comparing plans. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare

State-level figures average every county's filings; the plans actually sold where you live can differ from the state total.

PlainMedicare is rendered directly from CMS Medicare Advantage and Part D public files, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a correction. Data current as of 2026-09-01.

CMS lists 131,985 Medicare Advantage and Part D plan records in the current public files. PlainMedicare refreshes this registry with each annual release.