Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Wellcare Giveback, 2027

H1032Contract195Plan

HMO-POS · 3 counties in Florida

Run by Sunshine State Health Plan, Inc. (contract H1032), sold as Wellcare, owned by Centene Corporation

Renews for 2027

2026 star rating, contract H1032: 4 of 5

Wellcare Giveback (H1032-195) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $5,000.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
Drug deductible	$615	$700	up $85
Part B premium reduction, monthly	$157	$163.60	up $6.60
Specialist visit	$20 copay	$15 copay	down $5
Skilled nursing facility, in network	$0 a day for days 1–20, then $218 a day for days 21–50, then $0 a day for days 51–100	$0 a day for days 1–20, then $221 a day for days 21–50, then $0 a day for days 51–100	up $30for a 30-day stay
Hearing aids, yearly limit for both ears	$750 a year	not offered	dropped
Drug tier 1, generic	$5	$10	up $5
Drug tier 2, preferred brand	$10	24% of the cost	changed
Drug tier 3, non-preferred drug	22% of the cost	40% of the cost	up 18 points
Drug tier 4, injectable drugs	40% of the cost	1% of the cost	down 39 points
13 lines do not change
Monthly premium	$0	$0	no change
In-network out-of-pocket limit	$5,000	$5,000	no change
Primary care visit	$0 copay	$0 copay	no change
Emergency room	$130 copay	$130 copay	no change
Medical deductible, in network	none	none	no change
Hospital stay, in network	$325 a day for days 1–8, then $0 a day for days 9–90	$325 a day for days 1–8, then $0 a day for days 9–90	no change
Ground ambulance, in network	$200 copay	$200 copay	no change
Comprehensive dental, yearly limit	$2,000 a year	$2,000 a year	no change
Eyewear, yearly limit	$200 a year	$200 a year	no change
Over-the-counter items, yearly	not offered	not offered	no change
Counties served	3	3	no change
Drug tier 5, specialty tier	25% of the cost	25% of the cost	no change
Drug tier 6, select care drugs	$0	$0	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked. The plan charges less at its preferred pharmacies
Tier	What the tier holds	2026, standard pharmacy	2027, standard pharmacy	2027, preferred pharmacy
Tier 1	Generic	$5	$10	$0
Tier 2	Preferred Brand	$10	24% of the cost	24% of the cost
Tier 3	Non-Preferred Drug	22% of the cost	40% of the cost	40% of the cost
Tier 4	Injectable Drugs	40% of the cost	1% of the cost	1% of the cost
Tier 5	Specialty Tier	25% of the cost	25% of the cost	25% of the cost
Tier 6	Select Care Drugs	$0	$0	$0

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 83 plans open to everyone are sold for 2027, this one included. Against the others, 55 plans have a lower out-of-pocket limit, 1 the same, 26 a higher one. On the premium, 75 the same, 7 a higher one.

Out-of-pocket limits of the 83 plans open to everyone

$0 to under $2,0009 plans

$2,000 to under $4,00039 plans

$4,000 to under $6,000 (this plan)12 plans

$6,000 to under $8,00019 plans

$8,000 to $10,0004 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 3 counties: $0 a month and $5,000.

Florida

Broward Miami-Dade Palm Beach

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H1032-195
Legal name of the contract: Sunshine State Health Plan, Inc.
Sold as: Wellcare
Parent company: Centene Corporation
Plan type: HMO-POS
2026 star rating of the contract: 4 of 5 overall; health plan 4 of 5, drug plan 4 of 5
Members, September 2026: 1,716
Plan website, as filed with CMS: go.wellcare.com/Medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Broward, FLWhere most of its members live; premiums and limits side by side
Every Wellcare plan for 2027Its contracts, counties and plans that end
The other 19 plans of contract H1032Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.