Medicare Advantage plans in Miami-Dade, FL, 2027
Miami-Dade, Florida has 41 Medicare Advantage plans open to everyone for 2027 (46 in 2026) and 60 special needs plans, according to the CMS landscape files; 35 of the open plans have a $0 premium. 16 plans that served the county in 2026 end or leave it, with 22,086 members living here in September 2026.
What changes in Miami-Dade for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 46 | 41 | ▼down 5 |
| Special needs plans | 69 | 60 | ▼down 9 |
| Plans with a $0 premium | 39 | 35 | ▼down 4 |
| Plans that lower the Part B premium | 30 | 28 | ▼down 2 |
| Median out-of-pocket limit | $3,900 | $3,900 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Miami-Dade join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| CareOne PlusH1019-006 · HMO | $0 | $500 | $13.50 | 4.5 of 5 |
| Humana Gold Plus H1036-054CH1036-054 · HMO | $0 | $500 | $9.30 | 4.5 of 5 |
| Leon MediExtraH4286-001 · HMO | $0 | $1,000 | $32 | 5 of 5 |
| HealthSun HealthAdvantage PlanH5431-001 · HMO | $0 | $1,500 | $45 | 4.5 of 5 |
| CareAccessH1019-148 · HMO | $0 | $2,250 | $10.50 | 4.5 of 5 |
| Solis Healthy Living PlanH0982-022 · HMO | $0 | $2,500 | $11.30 | 4.5 of 5 |
| Wellcare SimpleH1032-196 · HMO-POS | $0 | $2,700 | none | 4 of 5 |
| UHC Preferred Medicare Advantage FL-0001H1045-001 · HMO | $0 | $2,900 | $55 | 4.5 of 5 |
| Aetna Medicare Select CareH1609-093 · HMO | $0 | $2,900 | none | 4.5 of 5 |
| CareFree Platinum GivebackH1019-136 · HMO | $0 | $3,000 | $178 | 4.5 of 5 |
| DrMax-DadeH4140-022 · HMO | $0 | $3,000 | $17 | 4.5 of 5 |
| DrSelect-SFLH4140-023 · HMO | $0 | $3,000 | none | 4.5 of 5 |
| Humana USAA Honor GivebackH1036-279 · HMO | $0 | $3,400 | $117 | 4.5 of 5 |
| Devoted Core 062 FLH1290-062 · HMO | $0 | $3,400 | $18 | 5 of 5 |
| Leon MediMoreH4286-003 · HMO | $0 | $3,450 | $202.90 | 5 of 5 |
| HealthSun MediMaxH5431-006 · HMO | $0 | $3,450 | none | 4.5 of 5 |
| HealthSun HealthAdvantage PlusH5431-017 · HMO | $0 | $3,450 | $202.90 | 4.5 of 5 |
| Humana Gold Plus GivebackH1036-305 · HMO | $0 | $3,850 | $148 | 4.5 of 5 |
| Devoted Core 001 FLH1290-001 · HMO | $0 | $3,900 | $10 | 5 of 5 |
| Devoted Core 037 FLH1290-037 · HMO | $0 | $3,900 | $4.80 | 5 of 5 |
Show the other 21 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| HumanaChoice FloridaH5216-068 · PPO | $0 | $3,900 | none | 3.5 of 5 |
| UHC MedicareMax Medicare Advantage FL-0028H5420-001 · HMO | $0 | $3,900 | $50 | 4.5 of 5 |
| HumanaChoice FloridaH7617-107 · PPO | $0 | $3,900 | none | 4.5 of 5 |
| CareSaluteH1019-132 · HMO | $0 | $4,150 | $125 | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-256 · PPO | $0 | $4,900 | $140.50 | 3.5 of 5 |
| Wellcare GivebackH1032-195 · HMO-POS | $0 | $5,000 | $163.60 | 4 of 5 |
| Devoted Giveback Extras 110 FLH1290-110 · HMO | $0 | $5,150 | $70 | 5 of 5 |
| BlueMedicare ClassicH1035-017 · HMO | $0 | $6,675 | none | 4 of 5 |
| BlueMedicare PatriotH5434-044 · PPO | $0 | $6,750 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-108 · PPO | $0 | $6,750 | $182 | 4.5 of 5 |
| Devoted Giveback 013 FLH1290-013 · HMO | $0 | $7,150 | $202 | 5 of 5 |
| HumanaChoice GivebackH5216-311 · PPO | $0 | $7,150 | $155 | 3.5 of 5 |
| HumanaChoice GivebackH7617-110 · PPO | $0 | $7,150 | $161.50 | 4.5 of 5 |
| HumanaChoice GivebackH7617-145 · PPO | $0 | $7,150 | $92 | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01R0759-002 · Regional PPO | $0 | $9,250 | $27 | 3.5 of 5 |
| HumanaChoiceR5826-018 · Regional PPO | $9 | $7,550 | none | 3.5 of 5 |
| HumanaChoiceR5826-074 · Regional PPO | $35 | $7,550 | none | 3.5 of 5 |
| HumanaChoice FloridaH7284-008 · PPO | $52 | $4,150 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC FL-0031R0759-001 · Regional PPO | $127 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceR5826-005 · Regional PPO | $161 | $6,700 | none | 3.5 of 5 |
| BlueMedicare SelectH5434-002 · PPO | $173 | $7,500 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Miami-Dade in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| DrMaxH4140-001 | 6,261 | Not offered |
| DrSelectH4140-012 | 4,412 | Not offered |
| Simply Extra PlatinumH5471-113 | 3,572 | Not offered |
| Simply Level PlatinumH5471-116 | 1,788 | Not offered |
| Simply MoreH5471-065 | 1,669 | Not offered |
| DrExtraCareH4140-004 | 1,480 | Not offered |
| Simply More PlatinumH5471-114 | 1,171 | Not offered |
| Simply LevelH5471-069 | 566 | Not offered |
| HealthSpring PreferredH5410-060 | 382 | Not offered |
| Wellcare SimpleH1032-237 | 360 | Not offered |
| DrElite-SFLH4140-019 | 197 | Not offered |
| HumanaChoice Florida SNP-DEH7617-113 | 126 | Not offered |
| Gold HealthH1526-008 | 48 | Not offered |
| Wellcare Patriot GivebackH1032-239 | 30 | Not offered |
| HealthSpring TotalCareH5410-056 | 24 | Not offered |
| Humana USAA Honor GivebackH5216-467 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Simply Complete PlatinumH5471-125 | Dual-Eligible | $0 |
| HealthSun VitalCareH5431-021 | Chronic or Disabling Condition | $0 |
| CareComplete PlatinumH1019-121 | Chronic or Disabling Condition | $0 |
| CareBreeze PlatinumH1019-123 | Chronic or Disabling Condition | $0 |
| CareCompleteH1019-150 | Chronic or Disabling Condition | $0 |
| CareBreezeH1019-154 | Chronic or Disabling Condition | $0 |
| Gold Dialysis & KidneyH1526-009 | Chronic or Disabling Condition | $0 |
| Premier CareH9917-007 | Institutional | $0 |
| Humana Gold Plus: Diabetes and HeartH1036-121 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus LungH1036-297 | Chronic or Disabling Condition | $0 |
| Solis Wellness PlanH0982-016 | Chronic or Disabling Condition | $0 |
| Solis Balanced PlanH0982-027 | Chronic or Disabling Condition | $0 |
| Solis Wellness Giveback PlanH0982-028 | Chronic or Disabling Condition | $0 |
| UHC Preferred Complete Care FL-0003H1045-018 | Chronic or Disabling Condition | $0 |
| Wellcare Sunshine Health Dual ReserveH1032-202 | Dual-Eligible | $0 |
| Gold Heart & DiabetesH1526-013 | Chronic or Disabling Condition | $0 |
| CareNeeds PlatinumH1019-023 | Dual-Eligible | $0 |
| Humana Dual SelectH1036-077 | Dual-Eligible | $0 |
| Humana Fully IntegratedH1036-280 | Dual-Eligible | $0 |
| Humana Dual SelectH1036-304 | Dual-Eligible | $0 |
Show the other 40 special needs plans
| Plan | Who can join | Premium |
|---|---|---|
| DrFullDual-SFLH4140-013 | Dual-Eligible | $0 |
| DrPartialDual-SFLH4140-020 | Dual-Eligible | $0 |
| DrExtraCare-SFLH4140-024 | Chronic or Disabling Condition | $0 |
| UHC MedicareMax Complete Care FL-30H5420-014 | Chronic or Disabling Condition | $0 |
| Florida Complete CareH9986-001 | Institutional | $0 |
| Florida Complete Care- In The CommunityH9986-002 | Institutional | $0 |
| Florida Complete Care-Duals VIPH9986-004 | Dual-Eligible | $0 |
| Leon MediDualH4286-002 | Dual-Eligible | $0 |
| Leon MediMaxH4286-005 | Dual-Eligible | $0 |
| HealthSun MediSun ExtraH5431-019 | Dual-Eligible | $0 |
| HealthSun MediSun Full Dual ExtraH5431-026 | Dual-Eligible | $0 |
| Aetna Medicare Chronic CareH1609-094 | Chronic or Disabling Condition | $0 |
| Devoted Dual 019 FLH1290-019 | Dual-Eligible | $0 |
| Devoted C-SNP Enhanced 067 FLH1290-067 | Chronic or Disabling Condition | $0 |
| Humana Dual SelectH7284-010 | Dual-Eligible | $0 |
| Wellcare Sunshine Health Dual AlignH1032-246 | Dual-Eligible | $0 |
| Wellcare Sunshine Health Dual AccessH1032-248 | Dual-Eligible | $0 |
| Humana Dual IntegratedH1036-339 | Dual-Eligible | $0 |
| UHC Preferred Dual Complete FL-QV4H1045-012 | Dual-Eligible | $0 |
| UHC Preferred Dual Complete FL-Y6H1045-063 | Dual-Eligible | $0 |
| Devoted Dual Qmb 053 FLH1290-053 | Dual-Eligible | $0 |
| Devoted Dual Full 078 FLH1290-078 | Dual-Eligible | $0 |
| Devoted C-SNP Plus 085 FLH1290-085 | Chronic or Disabling Condition | $0 |
| Aetna Medicare QMB Only SelectH1609-043 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual SelectH1609-073 | Dual-Eligible | $0 |
| Aetna Medicare Partial Dual SelectH1609-103 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Q1H1889-002 | Dual-Eligible | $0 |
| UHC Dual Complete FL-YLH2509-001 | Dual-Eligible | $0 |
| AmeriHealth Caritas VIP CareH6378-001 | Dual-Eligible | $0 |
| Humana Dual IntegratedH7284-013 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Q3R0759-003 | Dual-Eligible | $0 |
| Senior CareH9917-006 | Institutional | $2.10 |
| UHC Nursing Home Plan FL-F001H0710-010 | Institutional | $6.10 |
| UHC Preferred Dual Complete FL-QV5H1045-061 | Dual-Eligible | $7.30 |
| Solis Guardian PlanH0982-002 | Dual-Eligible | $7.30 |
| Gold Dialysis & Kidney CompleteH1526-004 | Chronic or Disabling Condition | $7.30 |
| Gold Heart & Diabetes CompleteH1526-002 | Chronic or Disabling Condition | $7.30 |
| Wellcare Sunshine Health Dual Align UnityH1032-250 | Dual-Eligible | $7.30 |
| Longevity Health PlanH1644-001 | Institutional | $7.30 |
| UHC Dual Complete FL-Y7H1889-026 | Dual-Eligible | $7.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Miami-Dade use Medicare Advantage?
396,635 of the county's 527,506 people with Medicare were in a Medicare Advantage plan in September 2026, 75.2%; in Florida as a whole the share is 57.4%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in FloridaEvery county of the state
- 11 stand-alone drug plans in FloridaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027