2026 plan year CMS official data Free · no account

CMS Medicare Advantage · Star Ratings 2026

Compare Medicare Advantage plans by quality, not just price

According to the Centers for Medicare & Medicaid Services (CMS) September 2026 Star Ratings release, 4,533 Medicare Advantage plans carry a 2026 star rating. We rank every one by that CMS score, with monthly premiums, drug coverage, plan type, and dental, vision & hearing benefits laid out plainly, and our full methodology public. Free, no account, no lead-gen.

Quality distribution

  • 5 stars 4.6%
  • 4.5 stars 29.4%
  • 4 stars 25.9%
  • 3.5 stars 26.4%
  • 3 stars 12.1%
  • Under 3 1.7%
864
Plan contracts
3,188
Counties covered
288
Insurers
59.9%
Rated 4★+

According to the Centers for Medicare & Medicaid Services Medicare Advantage landscape and star-rating files, 4,533 CMS-rated plan contracts appear in the September 2026 extract, covering about 35,491,891 reported enrollees nationwide. PlainMedicare renders those public CMS records without editorial plan recommendations. See our methodology for source tables, refresh cadence, and aggregation limits.

The national picture

Of 4,533 rated Medicare Advantage plans for 2026, 59.9% earn 4 stars or higher, but 914 plans are too new or too small to carry a rating yet.

59.9%
of rated plans are 4★ or higher
208
5-star plans nationwide
3.9★
average rating, rated plans
3,188
counties with plans to compare

Star ratings are set yearly by CMS across 40+ quality measures. A 5-star plan can be joined almost any time of year through a special enrollment period.

Product mix · plans_unique

How 5,447 Medicare Advantage plans split by CMS plan type

Exclusive CMS plan-type codes rolled to HMO / PPO / POS labels; Other folds MSA, PFFS, and residual codes. Source: CMS landscape plans_unique, 2026.

Quality distribution

How 4,533 plans split by CMS star rating

0/55/53.9/5
National average CMS star rating
  • 5 stars 208 4.6%
  • 4.5 stars 1,334 29.4%
  • 4 stars 1,172 25.9%
  • 3.5 stars 1,195 26.4%
  • 3 stars 548 12.1%
  • Under 3 76 1.7%

Share of 4,533 rated plans; 914 additional plans are not yet rated. Source: CMS Medicare Advantage Star Ratings, 2026.

Top-Rated Plans (4.5+ Stars)

Full rankings →
#PlanTypeStateCMS stars
1Alignment Health Plan OF North Carolina, Inc.Alignment Health PlanHMONC5.0★
2Anthem HP, LLCAnthem Blue Cross and Blue Shield HPHMO POSNY5.0★
3Devoted Health Plan OF Florida, Inc.Devoted HealthHMOFL5.0★
4Independent Health Association, Inc.Independent HealthHMONY5.0★
5Leon Health, Inc.Leon Health, Inc.HMOFL5.0★
6MCS Advantage, Inc.MCS ClassicareHMOPR5.0★
7MMM Healthcare, LLCMedicare y Mucho Mas (MMM)HMOPR5.0★
8NHC Advantage, LLCNHC AdvantageHMOTN5.0★
9Provider Partners Health Plan OF Pennsylvania, IncProvider Partners Health PlansHMOPA5.0★
10Hometown Health Plan, Inc.Senior Care PlusHMONV5.0★

Come back when CMS updates

Save counties to re-check later

Medicare Advantage star ratings and landscape files refresh on CMS's annual cycle, plan premiums, ratings, and availability can shift county by county. The county watchlist stores your shortlist in the browser, tracks when you last looked, and flags a re-check after about six months, no account and no email alerts.

Open county watchlist
What the watchlist stores locally
County name, FIPS link, plan count
Date saved + last re-check
CMS extract vintage when saved
180-day re-check reminder

Clear anytime via browser storage settings. We never receive your list.

Frequently Asked Questions

What is Medicare Advantage?

Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurance companies approved by CMS. Plans must cover all services that Original Medicare covers and often include extra benefits like dental, vision, hearing, and prescription drugs.

What do CMS star ratings mean?

CMS rates Medicare Advantage plans on a 1–5 star scale each year based on quality measures including preventive screenings, chronic disease management, member satisfaction, and customer service. Plans rated 4 or 5 stars qualify for bonus payments and may offer enhanced benefits.

Where does PlainMedicare data come from?

All data comes from the Centers for Medicare & Medicaid Services (CMS) Medicare Advantage 2026 plan data, including the Star Ratings dataset and the Plan Finder benefit data. PlainMedicare is not affiliated with CMS or Medicare.

How do I compare Medicare Advantage plans?

Browse by your state, then find your county to see all plans available where you live. Compare CMS star ratings, drug coverage, plan type, and supplemental benefits like dental and vision. Always confirm current plan details directly with the insurer during the enrollment period.

PlainMedicare displays CMS plan data for comparison purposes only and does not constitute insurance, medical, or financial advice. Plan benefits and availability change annually. Verify current details with your insurer or visit Medicare.gov during Open Enrollment.

What to do with this

Start with your state, then open the county where you live; service areas are county-level.

CMS Star Ratings and Landscape figures are educational reference only; they are not medical or insurance advice. Confirm current details on Medicare.gov before enrolling.

About this data

How PlainMedicare works, and why you can trust these numbers

What this site is

PlainMedicare is a free reference for comparing Medicare Advantage plans by state and county: CMS star ratings, premiums, drug coverage, and supplemental benefits. PlainMedicare is not affiliated with CMS or Medicare.

Editorial process

  1. Source. Download the CMS Star Ratings Data Tables, CY Landscape Source File (plan premiums), Plan Benefit Package files, and Medicare Part D drug-spending data directly from CMS.
  2. Verify. Reproduce star ratings, premiums, and benefit details exactly as CMS publishes them, and map drug names using the National Library of Medicine's RxNorm reference before joining to plan formularies.
  3. Publish. Build a per-state, per-county, and per-plan page linking back to the source CMS file so readers can audit our figures against the original release.

Editorial independence & corrections

The PlainMedicare is independent and accepts no payment, sponsorship, or promoted placement from any insurer. Found an error or a stale figure? Use the corrections pathway; we respond within 72 hours and publish corrections with a visible revision note. See our methodology for full source attribution and refresh cadence.

Frequently asked

What is Medicare Advantage?

Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurance companies approved by CMS. Plans must cover all services that Original Medicare covers and often include extra benefits like dental, vision, hearing, and prescription drugs.

What do CMS star ratings mean?

CMS rates Medicare Advantage plans on a 1–5 star scale each year based on quality measures including preventive screenings, chronic disease management, member satisfaction, and customer service. Plans rated 4 or 5 stars qualify for bonus payments and may offer enhanced benefits.

Where does PlainMedicare data come from?

All data comes from the Centers for Medicare & Medicaid Services (CMS) Medicare Advantage 2026 plan data, including the Star Ratings dataset and the Plan Finder benefit data. PlainMedicare is not affiliated with CMS or Medicare.

How do I compare Medicare Advantage plans?

Browse by your state, then find your county to see all plans available where you live. Compare CMS star ratings, drug coverage, plan type, and supplemental benefits like dental and vision. Always confirm current plan details directly with the insurer during the enrollment period.

PlainMedicare is rendered directly from CMS Medicare Advantage and Part D public files, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a correction. Data current as of September 2026.