Medicare Advantage plans in Palm Beach, FL, 2027
Palm Beach, Florida has 49 Medicare Advantage plans open to everyone for 2027 (55 in 2026) and 62 special needs plans, according to the CMS landscape files; 42 of the open plans have a $0 premium. 14 plans that served the county in 2026 end or leave it, with 10,172 members living here in September 2026.
What changes in Palm Beach for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 55 | 49 | ▼down 6 |
| Special needs plans | 66 | 62 | ▼down 4 |
| Plans with a $0 premium | 46 | 42 | ▼down 4 |
| Plans that lower the Part B premium | 28 | 28 | no change |
| Median out-of-pocket limit | $4,900 | $4,450 | ▼down $450 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Palm Beach join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| CareOne PlusH1019-001 · HMO-POS | $0 | $750 | $9 | 4.5 of 5 |
| Humana Gold Plus H1036-062CH1036-062 · HMO | $0 | $1,625 | $1.50 | 4.5 of 5 |
| Prominence PlusH7239-001 · HMO | $0 | $2,000 | none | not rated (too new) |
| CareAccessH1019-148 · HMO | $0 | $2,250 | $10.50 | 4.5 of 5 |
| Prominence Extra HelpH7239-003 · HMO | $0 | $2,500 | none | not rated (too new) |
| Wellcare SimpleH1032-196 · HMO-POS | $0 | $2,700 | none | 4 of 5 |
| Solis Healthy Living PlanH0982-008 · HMO | $0 | $2,900 | none | 4.5 of 5 |
| BlueMedicare PremierH1035-022 · HMO | $0 | $2,900 | none | 4 of 5 |
| CareFree Platinum GivebackH1019-135 · HMO-POS | $0 | $3,400 | $155 | 4.5 of 5 |
| Humana USAA Honor GivebackH1036-279 · HMO | $0 | $3,400 | $117 | 4.5 of 5 |
| UHC Preferred Medicare Advantage FL-002PH1045-037 · HMO | $0 | $3,400 | $14 | 4.5 of 5 |
| Aetna Medicare SelectH1609-020 · HMO | $0 | $3,400 | none | 4.5 of 5 |
| HealthSun HealthAdvantage PlanH5431-013 · HMO | $0 | $3,450 | $35 | 4.5 of 5 |
| HealthSun HealthAdvantage PlusH5431-020 · HMO | $0 | $3,450 | $202.90 | 4.5 of 5 |
| Humana Gold Plus GivebackH1036-305 · HMO | $0 | $3,850 | $148 | 4.5 of 5 |
| Devoted Core 037 FLH1290-037 · HMO | $0 | $3,900 | $4.80 | 5 of 5 |
| Devoted Core 064 FLH1290-064 · HMO | $0 | $3,900 | none | 5 of 5 |
| HumanaChoice FloridaH5216-068 · PPO | $0 | $3,900 | none | 3.5 of 5 |
| HumanaChoice FloridaH7617-107 · PPO | $0 | $3,900 | none | 4.5 of 5 |
| Devoted Core 003 FLH1290-003 · HMO | $0 | $3,950 | none | 5 of 5 |
Show the other 29 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| CareSaluteH1019-132 · HMO | $0 | $4,150 | $125 | 4.5 of 5 |
| AARP Medicare Advantage from UHC FL-0015H1045-055 · HMO-POS | $0 | $4,450 | $9 | 4.5 of 5 |
| Freedom Savings PlanH5427-052 · HMO | $0 | $4,450 | $75 | 4.5 of 5 |
| Freedom Medicare Plan RxH5427-060 · HMO | $0 | $4,450 | none | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-256 · PPO | $0 | $4,900 | $140.50 | 3.5 of 5 |
| CareFree GivebackH1019-065 · HMO | $0 | $5,000 | $73.50 | 4.5 of 5 |
| Wellcare GivebackH1032-195 · HMO-POS | $0 | $5,000 | $163.60 | 4 of 5 |
| Devoted Giveback Extras 114 FLH1290-114 · HMO | $0 | $5,150 | $70 | 5 of 5 |
| BlueMedicare PatriotH5434-044 · PPO | $0 | $6,750 | $135 | 3.5 of 5 |
| BlueMedicare Patriot PlusH5434-048 · PPO | $0 | $6,750 | $200 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-108 · PPO | $0 | $6,750 | $182 | 4.5 of 5 |
| Devoted Giveback 015 FLH1290-015 · HMO | $0 | $7,150 | $202 | 5 of 5 |
| AARP Medicare Advantage from UHC FL-0026H2406-018 · PPO | $0 | $7,150 | none | 4 of 5 |
| HumanaChoice GivebackH5216-311 · PPO | $0 | $7,150 | $155 | 3.5 of 5 |
| Aetna Medicare SignatureH5521-033 · PPO | $0 | $7,150 | none | 4.5 of 5 |
| Aetna Medicare Eagle GivebackH5521-306 · PPO | $0 | $7,150 | $120 | 4.5 of 5 |
| HumanaChoice GivebackH7617-110 · PPO | $0 | $7,150 | $161.50 | 4.5 of 5 |
| HumanaChoice GivebackH7617-145 · PPO | $0 | $7,150 | $92 | 4.5 of 5 |
| Prominence GivebackH7239-004 · HMO | $0 | $7,500 | $202.90 | not rated (too new) |
| AARP Medicare Advantage Patriot No Rx FL-MA2H2406-130 · PPO | $0 | $8,900 | $100 | 4 of 5 |
| BlueMedicare ValueH5434-026 · PPO | $0 | $9,250 | none | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01R0759-002 · Regional PPO | $0 | $9,250 | $27 | 3.5 of 5 |
| HumanaChoiceR5826-018 · Regional PPO | $9 | $7,550 | none | 3.5 of 5 |
| HumanaChoiceR5826-074 · Regional PPO | $35 | $7,550 | none | 3.5 of 5 |
| HumanaChoice FloridaH7284-008 · PPO | $52 | $4,150 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC FL-0031R0759-001 · Regional PPO | $127 | $9,850 | none | 3.5 of 5 |
| Prominence MeridianH7239-006 · HMO-POS | $159 | $3,000 | none | not rated (too new) |
| HumanaChoiceR5826-005 · Regional PPO | $161 | $6,700 | none | 3.5 of 5 |
| BlueMedicare SelectH5434-002 · PPO | $173 | $7,500 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Palm Beach in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Aetna Medicare SignatureH5521-273 | 4,298 | Not offered |
| Aetna Medicare SignatureH5521-432 | 3,811 | Not offered |
| Aetna Medicare Signature ExtraH5521-704 | 623 | Not offered |
| Simply Extra PlatinumH5471-123 | 376 | Not offered |
| Simply More PlatinumH5471-124 | 229 | Not offered |
| HumanaChoice Florida SNP-DEH7617-113 | 207 | Not offered |
| Aetna Medicare PremierH5521-688 | 203 | Not offered |
| Aetna Medicare Select ExtraH1609-028 | 198 | Leaves the county |
| Simply Level PlatinumH5471-126 | 103 | Not offered |
| HealthSpring PreferredH5410-060 | 80 | Not offered |
| Wellcare Patriot GivebackH1032-239 | 15 | Not offered |
| Humana USAA Honor GivebackH5216-467 | 15 | Not offered |
| AmeriHealth Caritas VIP CareH6378-001 | 14 | Leaves the county |
| HealthSpring TotalCareH5410-056 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Freedom Medi-Medi PartialH5427-078 | Dual-Eligible | $0 |
| Simply Complete PlatinumH5471-125 | Dual-Eligible | $0 |
| Optimum Emerald PartialH5594-016 | Dual-Eligible | $0 |
| Freedom VIP CareH5427-070 | Chronic or Disabling Condition | $0 |
| CareCompleteH1019-150 | Chronic or Disabling Condition | $0 |
| CareBreezeH1019-154 | Chronic or Disabling Condition | $0 |
| Premier CareH9917-007 | Institutional | $0 |
| Gold Dialysis PremierH1526-011 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus: Diabetes and HeartH1036-121 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus LungH1036-297 | Chronic or Disabling Condition | $0 |
| HealthSun VitalCareH5431-022 | Chronic or Disabling Condition | $0 |
| Prominence Diabetes and Heart GivebackH7239-005 | Chronic or Disabling Condition | $0 |
| Gold Heart & DiabetesH1526-001 | Chronic or Disabling Condition | $0 |
| Solis Wellness PlanH0982-017 | Chronic or Disabling Condition | $0 |
| BlueMedicare FocusH1035-057 | Chronic or Disabling Condition | $0 |
| Wellcare Sunshine Health Dual ReserveH1032-202 | Dual-Eligible | $0 |
| Solis Wellness Giveback PlanH0982-030 | Chronic or Disabling Condition | $0 |
| CareNeeds PlatinumH1019-023 | Dual-Eligible | $0 |
| CareBreeze PlatinumH1019-124 | Chronic or Disabling Condition | $0 |
| CareComplete PlatinumH1019-130 | Chronic or Disabling Condition | $0 |
Show the other 42 special needs plans
| Plan | Who can join | Premium |
|---|---|---|
| Humana Dual SelectH1036-077 | Dual-Eligible | $0 |
| Humana Fully IntegratedH1036-280 | Dual-Eligible | $0 |
| Humana Dual SelectH1036-304 | Dual-Eligible | $0 |
| Gold Dialysis & KidneyH1526-003 | Chronic or Disabling Condition | $0 |
| Aetna Medicare Chronic CareH1609-081 | Chronic or Disabling Condition | $0 |
| Freedom VIP SavingsH5427-072 | Chronic or Disabling Condition | $0 |
| Freedom VIP Savings COPDH5427-077 | Chronic or Disabling Condition | $0 |
| Florida Complete CareH9986-001 | Institutional | $0 |
| Florida Complete Care- In The CommunityH9986-002 | Institutional | $0 |
| Florida Complete Care-Duals VIPH9986-004 | Dual-Eligible | $0 |
| HealthSun MediSun ExtraH5431-019 | Dual-Eligible | $0 |
| HealthSun MediSun Full Dual ExtraH5431-026 | Dual-Eligible | $0 |
| Gold Heart & Diabetes PlusH1526-012 | Chronic or Disabling Condition | $0 |
| Devoted Dual 021 FLH1290-021 | Dual-Eligible | $0 |
| Devoted C-SNP Enhanced 068 FLH1290-068 | Chronic or Disabling Condition | $0 |
| Humana Dual SelectH7284-010 | Dual-Eligible | $0 |
| Wellcare Sunshine Health Dual AlignH1032-246 | Dual-Eligible | $0 |
| Wellcare Sunshine Health Dual AccessH1032-248 | Dual-Eligible | $0 |
| Humana Dual IntegratedH1036-339 | Dual-Eligible | $0 |
| UHC Preferred Dual Complete FL-QV1PH1045-038 | Dual-Eligible | $0 |
| Devoted Dual Qmb 055 FLH1290-055 | Dual-Eligible | $0 |
| Devoted Dual Full 079 FLH1290-079 | Dual-Eligible | $0 |
| Devoted C-SNP Plus 086 FLH1290-086 | Chronic or Disabling Condition | $0 |
| Aetna Medicare QMB Only SelectH1609-048 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual SelectH1609-090 | Dual-Eligible | $0 |
| Aetna Medicare Partial Dual SelectH1609-104 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Q1H1889-002 | Dual-Eligible | $0 |
| AmeriHealth Caritas VIP CareH6378-002 | Dual-Eligible | $0 |
| Humana Dual IntegratedH7284-013 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Q3R0759-003 | Dual-Eligible | $0 |
| Prominence DualH7239-002 | Dual-Eligible | $0.50 |
| Senior CareH9917-006 | Institutional | $2.10 |
| UHC Nursing Home Plan FL-F001H0710-010 | Institutional | $6.10 |
| Solis Balanced PlanH0982-034 | Chronic or Disabling Condition | $7.30 |
| Solis Guardian PlanH0982-013 | Dual-Eligible | $7.30 |
| Gold Dialysis & Kidney CompleteH1526-004 | Chronic or Disabling Condition | $7.30 |
| Gold Heart & Diabetes CompleteH1526-002 | Chronic or Disabling Condition | $7.30 |
| Wellcare Sunshine Health Dual Align UnityH1032-250 | Dual-Eligible | $7.30 |
| UHC Preferred Dual Complete FL-Y3PH1045-065 | Dual-Eligible | $7.30 |
| Longevity Health PlanH1644-001 | Institutional | $7.30 |
| UHC Dual Complete FL-Y7H1889-026 | Dual-Eligible | $7.30 |
| American Health Advantage of FloridaH6652-001 | Institutional | $7.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Palm Beach use Medicare Advantage?
179,293 of the county's 370,910 people with Medicare were in a Medicare Advantage plan in September 2026, 48.3%; in Florida as a whole the share is 57.4%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in FloridaEvery county of the state
- 11 stand-alone drug plans in FloridaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027