Medicare Advantage plans in Santa Rosa, FL, 2027
Santa Rosa, Florida has 28 Medicare Advantage plans open to everyone for 2027 (32 in 2026) and 23 special needs plans, according to the CMS landscape files; 21 of the open plans have a $0 premium. 10 plans that served the county in 2026 end or leave it, with 6,164 members living here in September 2026.
What changes in Santa Rosa for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 32 | 28 | ▼down 4 |
| Special needs plans | 24 | 23 | ▼down 1 |
| Plans with a $0 premium | 25 | 21 | ▼down 4 |
| Plans that lower the Part B premium | 16 | 12 | ▼down 4 |
| Median out-of-pocket limit | $6,750 | $7,150 | ▲up $400 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Santa Rosa join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Aetna Medicare SelectH1609-041 · HMO | $0 | $3,900 | none | 4.5 of 5 |
| Humana Gold PlusH1036-143 · HMO | $0 | $4,300 | none | 4.5 of 5 |
| HealthSpring PreferredH5410-018 · HMO | $0 | $5,750 | none | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-257 · PPO | $0 | $6,000 | $60 | 3.5 of 5 |
| Devoted Choice 015 FLH9884-015 · PPO | $0 | $6,150 | none | 4.5 of 5 |
| Humana USAA Honor GivebackH1036-290 · HMO | $0 | $6,700 | $93 | 4.5 of 5 |
| BlueMedicare ClassicH1035-019 · HMO | $0 | $6,750 | none | 4 of 5 |
| Humana Gold Plus GivebackH1036-271 · HMO | $0 | $6,750 | $114.20 | 4.5 of 5 |
| BlueMedicare PatriotH5434-040 · PPO | $0 | $6,750 | $100 | 3.5 of 5 |
| BlueMedicare Patriot PlusH5434-048 · PPO | $0 | $6,750 | $200 | 3.5 of 5 |
| AARP Medicare Advantage from UHC FL-0008H1045-031 · HMO-POS | $0 | $7,150 | none | 4.5 of 5 |
| Humana Value ChoiceH5216-070 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| Aetna Medicare Signature LegacyH5521-305 · PPO | $0 | $7,150 | none | 4.5 of 5 |
| Aetna Medicare Eagle GivebackH5521-306 · PPO | $0 | $7,150 | $120 | 4.5 of 5 |
| Aetna Medicare SignatureH5521-435 · PPO | $0 | $7,150 | none | 4.5 of 5 |
| Humana Essentials Plus GivebackH7284-012 · PPO | $0 | $7,150 | $67 | 3.5 of 5 |
| Devoted Choice Giveback Extras 017 FLH9884-017 · PPO | $0 | $7,750 | $70 | 4.5 of 5 |
| BlueMedicare ValueH5434-025 · PPO | $0 | $8,750 | none | 3.5 of 5 |
| Devoted Choice MA Only 014 FLH9884-014 · PPO | $0 | $9,250 | $184.70 | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01R0759-002 · Regional PPO | $0 | $9,250 | $27 | 3.5 of 5 |
Show the other 8 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Devoted Choice Giveback 013 FLH9884-013 · PPO | $0 | $9,850 | $184.70 | 4.5 of 5 |
| HumanaChoiceR5826-018 · Regional PPO | $9 | $7,550 | none | 3.5 of 5 |
| HumanaChoiceR5826-074 · Regional PPO | $35 | $7,550 | none | 3.5 of 5 |
| HumanaChoice FloridaH7284-009 · PPO | $38.90 | $6,750 | none | 3.5 of 5 |
| HealthSpring CourageH5410-004 · HMO | $50 | $5,500 | $75 | 3.5 of 5 |
| AARP Medicare Advantage from UHC FL-0031R0759-001 · Regional PPO | $127 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceR5826-005 · Regional PPO | $161 | $6,700 | none | 3.5 of 5 |
| BlueMedicare SelectH5434-002 · PPO | $173 | $7,500 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Santa Rosa in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Humana Full Access GivebackH5216-393 | 2,152 | Not offered |
| AARP Medicare Advantage from UHC FL-0016H2406-008 | 1,835 | Not offered |
| Humana Full Access GivebackH7617-111 | 1,362 | Not offered |
| Humana USAA Honor GivebackH7617-108 | 539 | Leaves the county |
| AARP Medicare Advantage Patriot No Rx FL-MA2H2406-130 | 154 | Leaves the county |
| Wellcare Dual Access SyncH1032-240 | 36 | Not offered |
| Wellcare Sunshine Health Dual AlignH1032-242 | 33 | Not offered |
| Wellcare Dual ReserveH1032-202 | 21 | Leaves the county |
| Aetna Medicare SignatureH5521-033 | 19 | Leaves the county |
| Humana USAA Honor GivebackH5216-467 | 13 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Humana Gold Plus: Diabetes and HeartH1036-336 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus LungH1036-337 | Chronic or Disabling Condition | $0 |
| Humana Dual SelectH1036-214 | Dual-Eligible | $0 |
| Humana Dual SelectH1036-314 | Dual-Eligible | $0 |
| Florida Complete CareH9986-001 | Institutional | $0 |
| Florida Complete Care- In The CommunityH9986-002 | Institutional | $0 |
| Florida Complete Care-Duals VIPH9986-004 | Dual-Eligible | $0 |
| Humana Dual SelectH5216-394 | Dual-Eligible | $0 |
| Devoted Dual 043 FLH1290-043 | Dual-Eligible | $0 |
| UHC Nursing Home Plan EX-F001H0710-004 | Institutional | $0 |
| Humana Dual IntegratedH1036-341 | Dual-Eligible | $0 |
| Devoted Dual Qmb 042 FLH1290-042 | Dual-Eligible | $0 |
| Devoted Dual Full 104 FLH1290-104 | Dual-Eligible | $0 |
| Aetna Medicare Partial Dual SelectH1609-064 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual SelectH1609-079 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Q1H1889-002 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Q2H2509-002 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Y8H2509-003 | Dual-Eligible | $0 |
| Humana Dual IntegratedH5216-480 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Q3R0759-003 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Y7H1889-026 | Dual-Eligible | $7.30 |
| HealthSpring TotalCareH5410-013 | Dual-Eligible | $7.30 |
| HealthSpring TotalCare PlusH5410-042 | Dual-Eligible | $7.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Santa Rosa use Medicare Advantage?
20,935 of the county's 45,269 people with Medicare were in a Medicare Advantage plan in September 2026, 46.2%; in Florida as a whole the share is 57.4%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in FloridaEvery county of the state
- 11 stand-alone drug plans in FloridaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027