Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

HumanaChoice Florida, 2027

H7284Contract009Plan

PPO · 34 counties in Florida

Run by Humana Health Insurance Company of Florida, Inc. (contract H7284), sold as Humana, owned by Humana Inc.

Renews for 2027

2026 star rating, contract H7284: 3.5 of 5

HumanaChoice Florida (H7284-009) costs $38.90 a month in 2027, down $0.10 from 2026, with an in-network out-of-pocket limit of $6,750.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
Monthly premium	$39	$38.90	down $0.10
Drug deductible	$615	$700	up $85
Hearing aids, yearly limit for both ears	$333.33 a year	not offered	dropped
Counties served	30	34	up 4
Drug tier 3, preferred brand	$47	17% of the cost	changed
Drug tier 4, non-preferred drug	47% of the cost	50% of the cost	up 3 points
15 lines do not change
In-network out-of-pocket limit	$6,750	$6,750	no change
Part B premium reduction, monthly	none	none	no change
Primary care visit	$0 copay	$0 copay	no change
Specialist visit	$35 copay	$35 copay	no change
Emergency room	$130 copay	$130 copay	no change
Medical deductible, in network	none	none	no change
Hospital stay, in network	$355 a day for days 1–5, then $0 a day for days 6–90	$355 a day for days 1–5, then $0 a day for days 6–90	no change
Skilled nursing facility, in network	$0 a day for days 1–20, then $160 a day for days 21–100	$0 a day for days 1–20, then $160 a day for days 21–100	no change
Ground ambulance, in network	$120 copay	$120 copay	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Eyewear, yearly limit	$200 a year	$200 a year	no change
Over-the-counter items, yearly	not offered	not offered	no change
Drug tier 1, preferred generic	$0	$0	no change
Drug tier 2, generic	$5	$5	no change
Drug tier 5, specialty tier	25% of the cost	25% of the cost	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$0	$0
Tier 2	Generic	$5	$5
Tier 3	Preferred Brand	$47	17% of the cost
Tier 4	Non-Preferred Drug	47% of the cost	50% of the cost
Tier 5	Specialty Tier	25% of the cost	25% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 137 plans open to everyone are sold for 2027, this one included. Against the others, 81 plans have a lower out-of-pocket limit, 13 the same, 42 a higher one. On the premium, 127 plans have a lower premium, 9 a higher one.

Out-of-pocket limits of the 137 plans open to everyone

$0 to under $2,0001 plan

$2,000 to under $4,00043 plans

$4,000 to under $6,00028 plans

$6,000 to under $8,000 (this plan)58 plans

$8,000 to $10,0007 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 34 counties: $38.90 a month and $6,750.

Florida

Alachua Baker Bay Calhoun Clay Columbia Dixie Duval Escambia Flagler Gadsden Gilchrist Gulf Hamilton Holmes Jackson Jefferson Lafayette Lake Levy Liberty Madison Marion Nassau Putnam Santa Rosa Seminole St. Johns Sumter Taylor Volusia Wakulla Walton Washington

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H7284-009
Legal name of the contract: Humana Health Insurance Company of Florida, Inc.
Sold as: Humana
Parent company: Humana Inc.
Plan type: PPO
2026 star rating of the contract: 3.5 of 5 overall; health plan 3.5 of 5, drug plan 3 of 5
Members, September 2026: 4,526
Plan website, as filed with CMS: www.humana.com/medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Volusia, FLWhere most of its members live; premiums and limits side by side
Every Humana plan for 2027Its contracts, counties and plans that end
The other 5 plans of contract H7284Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.