Medicare Advantage plans in Brevard, FL, 2027
Brevard, Florida has 45 Medicare Advantage plans open to everyone for 2027 (43 in 2026) and 31 special needs plans, according to the CMS landscape files; 38 of the open plans have a $0 premium. 8 plans that served the county in 2026 end or leave it, with 1,155 members living here in September 2026.
What changes in Brevard for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 43 | 45 | ▲up 2 |
| Special needs plans | 34 | 31 | ▼down 3 |
| Plans with a $0 premium | 36 | 38 | ▲up 2 |
| Plans that lower the Part B premium | 20 | 19 | ▼down 1 |
| Median out-of-pocket limit | $5,900 | $5,700 | ▼down $200 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Brevard join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Freedom Platinum Plan RxH5427-088 · HMO | $0 | $1,750 | none | 4.5 of 5 |
| Wellcare SimpleH1032-194 · HMO-POS | $0 | $3,000 | none | 4 of 5 |
| Freedom Platinum Rewards Plan RxH5427-106 · HMO | $0 | $3,400 | $150 | 4.5 of 5 |
| BlueMedicare PremierH1035-048 · HMO | $0 | $3,500 | none | 4 of 5 |
| AARP Medicare Advantage from UHC FL-0007H1045-030 · HMO-POS | $0 | $3,900 | none | 4.5 of 5 |
| Health First SecureH1099-009 · HMO | $0 | $3,900 | none | 4.5 of 5 |
| CareOne PlusH1019-043 · HMO-POS | $0 | $4,000 | none | 4.5 of 5 |
| CareAccessH1019-144 · HMO | $0 | $4,000 | none | 4.5 of 5 |
| Health First RewardsH1099-014 · HMO | $0 | $4,100 | none | 4.5 of 5 |
| CareSaluteH1019-132 · HMO | $0 | $4,150 | $125 | 4.5 of 5 |
| CareFree GivebackH1019-134 · HMO | $0 | $4,200 | $92.50 | 4.5 of 5 |
| CareFree Platinum GivebackH1019-139 · HMO | $0 | $4,200 | $133 | 4.5 of 5 |
| HumanaChoice FloridaH5216-062 · PPO | $0 | $4,450 | none | 3.5 of 5 |
| HumanaChoice FloridaH5216-472 · PPO | $0 | $4,450 | none | 3.5 of 5 |
| Freedom Savings PlanH5427-052 · HMO | $0 | $4,450 | $75 | 4.5 of 5 |
| Freedom Medicare Plan RxH5427-059 · HMO | $0 | $4,450 | none | 4.5 of 5 |
| Devoted Core 066 FLH1290-066 · HMO | $0 | $4,700 | none | 5 of 5 |
| Humana USAA Honor GivebackH5216-256 · PPO | $0 | $4,900 | $140.50 | 3.5 of 5 |
| Devoted Core 046 FLH1290-046 · HMO | $0 | $4,950 | none | 5 of 5 |
| Devoted Giveback Extras 116 FLH1290-116 · HMO | $0 | $5,700 | $70 | 5 of 5 |
Show the other 25 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| BlueMedicare ClassicH1035-019 · HMO | $0 | $6,750 | none | 4 of 5 |
| BlueMedicare PatriotH5434-044 · PPO | $0 | $6,750 | $135 | 3.5 of 5 |
| BlueMedicare Patriot PlusH5434-048 · PPO | $0 | $6,750 | $200 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-108 · PPO | $0 | $6,750 | $182 | 4.5 of 5 |
| FHCP Medicare ClassicH1035-040 · HMO | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage CareFlex from UHC FL-39H1045-069 · HMO-POS | $0 | $7,150 | none | 4.5 of 5 |
| AARP Medicare Advantage Giveback from UHC FL-40H1045-071 · HMO-POS | $0 | $7,150 | $150 | 4.5 of 5 |
| AARP Medicare Advantage from UHC FL-0018H2406-010 · PPO | $0 | $7,150 | none | 4 of 5 |
| HumanaChoice GivebackH5216-311 · PPO | $0 | $7,150 | $155 | 3.5 of 5 |
| Aetna Medicare SignatureH5521-433 · PPO | $0 | $7,150 | none | 4.5 of 5 |
| HumanaChoice GivebackH7617-110 · PPO | $0 | $7,150 | $161.50 | 4.5 of 5 |
| HumanaChoice GivebackH7617-145 · PPO | $0 | $7,150 | $92 | 4.5 of 5 |
| Wellcare GivebackH1032-193 · HMO-POS | $0 | $7,200 | $94 | 4 of 5 |
| Devoted Giveback 045 FLH1290-045 · HMO | $0 | $7,700 | $202 | 5 of 5 |
| BlueMedicare ValueH5434-031 · PPO | $0 | $7,900 | none | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2H2406-130 · PPO | $0 | $8,900 | $100 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01R0759-002 · Regional PPO | $0 | $9,250 | $27 | 3.5 of 5 |
| Devoted Choice Giveback 008 FLH9884-008 · PPO | $0 | $9,850 | $174.70 | 4.5 of 5 |
| HumanaChoiceR5826-018 · Regional PPO | $9 | $7,550 | none | 3.5 of 5 |
| Health First ValueH1099-006 · HMO | $25 | $3,900 | none | 4.5 of 5 |
| HumanaChoiceR5826-074 · Regional PPO | $35 | $7,550 | none | 3.5 of 5 |
| HumanaChoice FloridaH7284-008 · PPO | $52 | $4,150 | none | 3.5 of 5 |
| Health First ClassicH1099-001 · HMO-POS | $90 | $3,600 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC FL-0031R0759-001 · Regional PPO | $127 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceR5826-005 · Regional PPO | $161 | $6,700 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Brevard in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| HumanaChoice Florida SNP-DEH7284-010 | 665 | Leaves the county |
| HumanaChoice Florida SNP-DEH7617-113 | 212 | Not offered |
| HealthSpring PreferredH5410-059 | 163 | Leaves the county |
| Wellcare Patriot GivebackH1032-239 | 30 | Not offered |
| FHCP Medicare Rx PlusH1035-002 | 29 | Leaves the county |
| HealthSpring TotalCareH5410-045 | 28 | Leaves the county |
| Humana USAA Honor GivebackH5216-467 | 14 | Not offered |
| HealthSpring TotalCare PlusH5410-031 | 14 | Leaves the county |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Freedom Medi-Medi PartialH5427-078 | Dual-Eligible | $0 |
| Freedom Medi-Medi FullH5427-087 | Dual-Eligible | $0 |
| Optimum Emerald PartialH5594-016 | Dual-Eligible | $0 |
| CareCompleteH1019-150 | Chronic or Disabling Condition | $0 |
| CareBreezeH1019-154 | Chronic or Disabling Condition | $0 |
| Wellcare Sunshine Health Dual ReserveH1032-202 | Dual-Eligible | $0 |
| CareNeeds PlusH1019-073 | Dual-Eligible | $0 |
| CareNeeds PlatinumH1019-146 | Dual-Eligible | $0 |
| Freedom VIP SavingsH5427-082 | Chronic or Disabling Condition | $0 |
| Freedom VIP RewardsH5427-108 | Chronic or Disabling Condition | $0 |
| Florida Complete CareH9986-001 | Institutional | $0 |
| Florida Complete Care- In The CommunityH9986-002 | Institutional | $0 |
| Florida Complete Care-Duals VIPH9986-004 | Dual-Eligible | $0 |
| CareComplete PlatinumH1019-109 | Chronic or Disabling Condition | $0 |
| CareBreeze PlatinumH1019-118 | Chronic or Disabling Condition | $0 |
| UHC Complete Care FL-14H1045-048 | Chronic or Disabling Condition | $0 |
| Optimum Diamond SavingsH5594-030 | Chronic or Disabling Condition | $0 |
| Devoted Dual 039 FLH1290-039 | Dual-Eligible | $0 |
| CareNeeds ExtraH1019-153 | Dual-Eligible | $0 |
| Wellcare Sunshine Health Dual AlignH1032-246 | Dual-Eligible | $0 |
Show the other 11 special needs plans
| Plan | Who can join | Premium |
|---|---|---|
| Wellcare Sunshine Health Dual AccessH1032-248 | Dual-Eligible | $0 |
| UHC Dual Complete FL-QV2H1045-039 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Y5H1045-073 | Dual-Eligible | $0 |
| Devoted Dual Qmb 052 FLH1290-052 | Dual-Eligible | $0 |
| Devoted Dual Full 098 FLH1290-098 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Q1H1889-002 | Dual-Eligible | $0 |
| UHC Dual Complete FL-Q3R0759-003 | Dual-Eligible | $0 |
| UHC Nursing Home Plan FL-F001H0710-010 | Institutional | $6.10 |
| Wellcare Sunshine Health Dual Align UnityH1032-250 | Dual-Eligible | $7.30 |
| Longevity Health PlanH1644-001 | Institutional | $7.30 |
| UHC Dual Complete FL-Y7H1889-026 | Dual-Eligible | $7.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Brevard use Medicare Advantage?
94,619 of the county's 184,580 people with Medicare were in a Medicare Advantage plan in September 2026, 51.3%; in Florida as a whole the share is 57.4%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in FloridaEvery county of the state
- 11 stand-alone drug plans in FloridaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027