Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

CareNeeds Extra, 2027

H1019Contract153Plan

HMO D-SNP · special needs plan, dual-eligible · 1 county in Florida

Run by CarePlus Health Plans, Inc. (contract H1019), sold as CarePlus Health Plans, Inc., owned by Humana Inc.

Takes in 2 plans

2026 star rating, contract H1019: 4.5 of 5

CareNeeds Extra (H1019-153) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $9,850 ($9,250 in 2026). It takes in the members of H1019-073, H1019-146. Some of its 2026 members move to H1036-339, H1036-340 instead (CMS crosswalk).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
In-network out-of-pocket limit	$9,250	$9,850	up $600
Drug deductible	$0	$700	up $700
Hospital stay, in network	$2,230 a stay	$1,630 a stay	down $600for a 5-day stay
Skilled nursing facility, in network	$0 a day for days 1–20, then $218 a day for days 21–100	$0 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Eyewear, yearly limit	$300 a year	$350 a year	up $50
Hearing aids, yearly limit for both ears	$1,000 a year	not offered	dropped
Counties served	17	1	down 16
Drug tier 3, preferred brand	25% of the cost	17% of the cost	down 8 points
Drug tier 4, non-preferred drug	25% of the cost	41% of the cost	up 16 points
Drug tier 5, specialty tier	33% of the cost	25% of the cost	down 8 points
11 lines do not change
Monthly premium	$0	$0	no change
Part B premium reduction, monthly	none	none	no change
Primary care visit	20% of the cost	20% of the cost	no change
Specialist visit	20% of the cost	20% of the cost	no change
Emergency room	$115 copay	$115 copay	no change
Medical deductible, in network	none	none	no change
Ground ambulance, in network	20% of the cost	20% of the cost	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Over-the-counter items, yearly	not offered	not offered	no change
Drug tier 1, preferred generic	$0	$0	no change
Drug tier 2, generic	$0	$0	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$0	$0
Tier 2	Generic	$0	$0
Tier 3	Preferred Brand	25% of the cost	17% of the cost
Tier 4	Non-Preferred Drug	25% of the cost	41% of the cost
Tier 5	Specialty Tier	33% of the cost	25% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 19 dual-eligible special needs plans are sold for 2027, this one included. Against the others, 8 plans have a lower out-of-pocket limit, 10 the same. On the premium, 16 the same, 2 a higher one.

Out-of-pocket limits of the 19 dual-eligible special needs plans

$0 to under $2,0003 plans

$2,000 to under $4,0004 plans

$4,000 to under $6,0001 plan

$6,000 to under $8,0000 plans

$8,000 to $10,000 (this plan)11 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 1 county: $0 a month and $9,850.

Florida

Brevard

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where do its 2026 members go?

The CMS crosswalk moves the members of the 2026 plan into 3 plans for 2027. It names the plans but not which member goes to which; the counties show where each 2027 plan is sold, and the plan's Annual Notice of Change says which one is yours.

2027 plan	Sold in	Members in those counties, Sept. 2026	Premium 2027	Limit 2027
Stays in this plan	1 of its 17 2026 counties, in Florida	245	$0	$9,850
Humana Dual IntegratedH1036-339	1 of its 17 2026 counties, in Florida	19	$0	$9,850
Humana Dual IntegratedH1036-340	15 of its 17 2026 counties, in Florida	3,610	$0	$9,850

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

Which 2026 plans move into it, and what changes for their members?

For 2027 this plan takes in the members of 2 other plans, beside its own 3,897 members. In 2027 it costs $0 a month with a $9,850 limit; each row compares that with the plan its members had in 2026.

2026 plan	Members, Sept. 2026	Members who move	Premium 2026	Premium change	Limit 2026	Limit change
CareNeeds PlusH1019-073	5,732	397	$0	no change	$3,400	up $6,450
CareNeeds PlatinumH1019-146	21,674	2,014	$0	no change	$3,400	up $6,450

Only the members of CareNeeds Plus (H1019-073) who live in the 1 county where this plan is sold move into it (397 of its 5,732 members); in its other 16 counties the plan ends and members choose a new one. What happens where.

Only the members of CareNeeds Platinum (H1019-146) who live in the 1 county where this plan is sold move into it (2,014 of its 21,674 members); in its other 16 counties the plan ends and members choose a new one. What happens where.

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision). Each moving plan's own page lists every line that changes for its members.

Who runs this plan?

Plan ID: H1019-153
Legal name of the contract: CarePlus Health Plans, Inc.
Sold as: CarePlus Health Plans, Inc.
Parent company: Humana Inc.
Plan type: HMO D-SNP
2026 star rating of the contract: 4.5 of 5 overall; health plan 4.5 of 5, drug plan 3.5 of 5
Members, September 2026: 3,897
Plan website, as filed with CMS: www.careplushealthplans.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Hillsborough, FLWhere most of its members live; premiums and limits side by side
Every CarePlus Health Plans, Inc. plan for 2027Its contracts, counties and plans that end
The other 33 plans of contract H1019Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.