Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
Health First Secure, 2027
H1099Contract009Plan
HMO · 2 counties in Florida
Run by Health First Health Plans (contract H1099), sold as Health First Health Plans, Inc., owned by Health First Shared Services, Inc.
Health First Secure (H1099-009) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $3,900 ($3,000 in 2026).
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| In-network out-of-pocket limit | $3,000 | $3,900 | ▲up $900 |
| Hospital stay, in network | $150 a day for days 1–7, then $0 a day for days 8–90 | $180 a day for days 1–7, then $0 a day for days 8–90 | ▲up $150for a 5-day stay |
| Hearing aids, yearly limit for both ears | $500 a year | not offered | ▼dropped |
| 12 lines do not change | |||
| Monthly premium | $0 | $0 | no change |
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | $20 copay | $20 copay | no change |
| Emergency room | $150 copay | $150 copay | no change |
| Medical deductible, in network | none | none | no change |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $100 a day for days 21–100 | $0 a day for days 1–20, then $100 a day for days 21–100 | no change |
| Ground ambulance, in network | $230 copay | $230 copay | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | $400 a year | $400 a year | no change |
| Over-the-counter items, yearly | $200 a year | $200 a year | no change |
| Counties served | 2 | 2 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
How does it compare with plans sold where it is?
In the counties it serves, 55 plans open to everyone are sold for 2027, this one included. Against the others, 9 plans have a lower out-of-pocket limit, 3 the same, 42 a higher one. On the premium, 47 the same, 7 a higher one.
Out-of-pocket limits of the 55 plans open to everyone
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 2 counties: $0 a month and $3,900.
Florida
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H1099-009
- Legal name of the contract
- Health First Health Plans
- Sold as
- Health First Health Plans, Inc.
- Parent company
- Health First Shared Services, Inc.
- Plan type
- HMO
- 2026 star rating of the contract
- 4.5 of 5 overall; health plan 4.5 of 5, drug plan 3.5 of 5
- Members, September 2026
- 396
- Plan website, as filed with CMS
- hf.org/healthplans
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Brevard, FLWhere most of its members live; premiums and limits side by side
- Every Health First Health Plans, Inc. plan for 2027Its contracts, counties and plans that end
- The other 6 plans of contract H1099Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.