Skip to main content

Independent; not a government site. Official answers: Medicare.gov, 1-800-MEDICARE.

Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Wellcare Simple Value, 2027

H5294Contract026Plan

HMO · 65 counties in Texas

Run by Superior Healthplan, Inc. (contract H5294), sold as Wellcare, owned by Centene Corporation

New for 2027

2026 star rating, contract H5294: 3.5 of 5

Wellcare Simple Value (H5294-026) costs $0 a month in 2027, with an in-network out-of-pocket limit of $9,850. It is a new plan for 2027.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Monthly premiumnot offered$0new for 2027
In-network out-of-pocket limitnot filed$9,850new for 2027
Drug deductiblenot filed$700new for 2027
Primary care visitnot offered$0 copaychanged
Specialist visitnot offered$50 copaychanged
Emergency roomnot offered$115 copaychanged
Hospital stay, in networknot offered$425 a day for days 1–4, then $0 a day for days 5–90changed
Skilled nursing facility, in networknot offered$0 a day for days 1–20, then $221 a day for days 21–70, then $0 a day for days 71–100changed
Ground ambulance, in networknot offered20% of the costchanged
7 lines do not change
Part B premium reduction, monthlynonenoneno change
Medical deductible, in networknonenoneno change
Comprehensive dental, yearly limitnot offerednot offeredno change
Eyewear, yearly limitnot offerednot offeredno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Over-the-counter items, yearlynot offerednot offeredno change
Counties servednot offered65new for 2027

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked. The plan charges less at its preferred pharmacies
TierWhat the tier holds2026, standard pharmacy2027, standard pharmacy2027, preferred pharmacy
Tier 1Genericnot offered$10$0
Tier 2Preferred Brandnot offered25% of the cost25% of the cost
Tier 3Non-Preferred Drugnot offered36% of the cost35% of the cost
Tier 4Injectable Drugsnot offered1% of the cost1% of the cost
Tier 5Specialty Tiernot offered25% of the cost25% of the cost
Tier 6Select Care Drugsnot offered$0$0

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 144 plans open to everyone are sold for 2027, this one included. Against the others, 134 plans have a lower out-of-pocket limit, 9 the same. On the premium, 110 the same, 33 a higher one.

Out-of-pocket limits of the 144 plans open to everyone

$0 to under $2,0001 plan
$2,000 to under $4,00032 plans
$4,000 to under $6,00027 plans
$6,000 to under $8,00065 plans
$8,000 to $10,000 (this plan)19 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 65 counties: $0 a month and $9,850.

Texas

AustinBastropBaylorBurlesonBurnetCaldwellCallahanChambersClayColemanConchoCookeCoryellCraneCrockettDallamEastlandEdwardsFallsFayetteFort BendFreestoneFrioGrayHansfordHardinHartleyHaskellHaysHidalgoHowardJacksonJohnsonJonesKinneyKnoxLampasasLavacaLeeLibertyLlanoMenardMidlandMontgomeryMooreMotleyOldhamPolkReaganRobertsRunnelsSan JacintoSchleicherShermanStephensStonewallSuttonTaylorTom GreenUptonWashingtonWhartonWheelerWilliamsonYoakum

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
H5294-026
Legal name of the contract
Superior Healthplan, Inc.
Sold as
Wellcare
Parent company
Centene Corporation
Plan type
HMO
2026 star rating of the contract
3.5 of 5 overall; health plan 3.5 of 5, drug plan 3 of 5
Plan website, as filed with CMS
go.wellcare.com/TX

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.