Medicare Advantage plans in Hays, TX, 2027
Hays, Texas has 31 Medicare Advantage plans open to everyone for 2027 (38 in 2026) and 26 special needs plans, according to the CMS landscape files; 23 of the open plans have a $0 premium. 14 plans that served the county in 2026 end or leave it, with 578 members living here in September 2026.
What changes in Hays for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 38 | 31 | ▼down 7 |
| Special needs plans | 26 | 26 | no change |
| Plans with a $0 premium | 29 | 23 | ▼down 6 |
| Plans that lower the Part B premium | 16 | 10 | ▼down 6 |
| Median out-of-pocket limit | $6,750 | $7,500 | ▲up $750 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Hays join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Aetna Medicare Signature ExtraH4523-001 · HMO | $0 | $3,900 | none | 4 of 5 |
| Aetna Medicare EagleH3288-051 · PPO | $0 | $4,900 | $110 | 3.5 of 5 |
| Humana Gold PlusH0028-037 · HMO | $0 | $5,350 | none | 3.5 of 5 |
| Humana Gold PlusH4461-054 · HMO | $0 | $5,350 | none | 4 of 5 |
| Devoted Core 014 TXH7993-014 · HMO | $0 | $5,400 | none | 5 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| Devoted Giveback Extras 109 TXH7993-109 · HMO | $0 | $6,700 | $70 | 5 of 5 |
| Aetna Medicare Value PlusH3288-004 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| Aetna Medicare SignatureH3288-046 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage Essentials from UHC TX-12H4527-002 · HMO-POS | $0 | $7,150 | none | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx TX-MA01H4527-024 · HMO-POS | $0 | $7,150 | $80 | 4.5 of 5 |
| AARP Medicare Advantage CareFlex from UHC TX-47H4527-053 · HMO-POS | $0 | $7,150 | none | 4.5 of 5 |
| Aetna Medicare Value PlusH3288-048 · PPO | $0 | $7,500 | none | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-348 · PPO | $0 | $7,900 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-062 · PPO | $0 | $7,900 | $135 | 4.5 of 5 |
| HumanaChoice GivebackH5216-358 · PPO | $0 | $8,300 | $81 | 3.5 of 5 |
| Humana Essentials Plus GivebackH7617-035 · PPO | $0 | $8,300 | $81 | 4.5 of 5 |
| Devoted Choice Giveback 001 TXH6813-001 · PPO | $0 | $8,550 | $163.90 | 3.5 of 5 |
| Devoted Giveback 048 TXH7993-048 · HMO | $0 | $8,550 | $184.70 | 5 of 5 |
| Devoted Choice MA Only 006 TXH6813-006 · PPO | $0 | $9,250 | $158 | 3.5 of 5 |
Show the other 11 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Wellpoint Medicare Advantage 2H2593-029 · HMO-POS | $0 | $9,850 | none | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC TX-53H4527-059 · HMO-POS | $0 | $9,850 | none | 4.5 of 5 |
| Wellcare Simple ValueH5294-026 · HMO | $0 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceH5216-432 · PPO | $13 | $7,500 | none | 3.5 of 5 |
| HumanaChoiceH7617-029 · PPO | $13 | $7,500 | none | 4.5 of 5 |
| Aetna Medicare Signature ExtraH2293-026 · PPO | $25 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage from UHC TX-46H4527-052 · HMO-POS | $31 | $5,500 | none | 4.5 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| HumanaChoiceH0473-003 · PPO | $118 | $7,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Hays in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Wellcare GivebackH0174-017 | 119 | Not offered |
| Blue Cross Medicare Advantage Choice PlusH1666-006 | 118 | Not offered |
| Blue Cross Medicare Advantage SecureH9706-005 | 75 | Not offered |
| Blue Cross Medicare Advantage Choice PremierH1666-003 | 66 | Not offered |
| Wellcare Dual AccessH0174-004 | 45 | Leaves the county |
| Aetna Medicare Full Dual CareH4523-034 | 35 | Leaves the county |
| Wellcare Dual LibertyH0174-006 | 33 | Leaves the county |
| Blue Cross Medicare Advantage OptimumH1666-022 | 30 | Not offered |
| Blue Cross Medicare Advantage Dental ValueH9706-007 | 27 | Not offered |
| UHC Complete Care Support TX-1AR6801-008 | 18 | Not offered |
| Blue Cross Medicare Advantage SaverH9706-008 | 12 | Not offered |
| Wellcare Dual ReserveH0174-022 | fewer than 11 | Leaves the county |
| Wellcare Patriot SimpleH5294-014 | fewer than 11 | Leaves the county |
| Blue Cross Medicare Advantage Dual Care PlusH9706-002 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Humana Gold Plus: Diabetes and HeartH4461-068 | Chronic or Disabling Condition | $0 |
| UHC Dual Advantage TX-V11H3868-005 | Dual-Eligible | $0 |
| UHC Complete Care TX-16H4527-039 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Enhanced 023 TXH7993-023 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Giveback Extras 082 TXH7993-082 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus SNP-DEH0028-032 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual Reserve ValueH0062-013 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual Liberty SyncH0174-024 | Dual-Eligible | $0 |
| Wellpoint Kidney CareH2593-031 | Chronic or Disabling Condition | $0 |
| UHC Dual Complete TX-Q6H3868-003 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S6H3868-004 | Dual-Eligible | $0 |
| UHC Dual Complete TX-YL2H3868-007 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH4461-071 | Dual-Eligible | $0 |
| Aetna Medicare Full DualH4523-028 | Dual-Eligible | $0 |
| Humana Together in HealthH5216-369 | Institutional | $0 |
| Humana Together in HealthH7617-138 | Institutional | $0 |
| Devoted Dual 015 TXH7993-015 | Dual-Eligible | $0 |
| Devoted C-SNP Plus 024 TXH7993-024 | Chronic or Disabling Condition | $0 |
| Devoted Dual Full 037 TXH7993-037 | Dual-Eligible | $0 |
| Wellpoint Full Dual AdvantageH8849-026 | Dual-Eligible | $0 |
Show the other 6 special needs plans
| Plan | Who can join | Premium |
|---|---|---|
| Wellpoint Dual Advantage PlusH8849-028 | Dual-Eligible | $0 |
| Wellpoint Dual AdvantageH8849-030 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S001R6801-011 | Dual-Eligible | $0 |
| Texas Independence Health Plan, Inc.H5015-001 | Institutional | $3.90 |
| Texas Independence Community PlanH5015-002 | Institutional | $6.30 |
| UHC Complete Care TX-29R6801-009 | Chronic or Disabling Condition | $100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Hays use Medicare Advantage?
21,320 of the county's 43,139 people with Medicare were in a Medicare Advantage plan in September 2026, 49.4%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027