Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
Texas Independence Health Plan, Inc., 2027
H5015Contract001Plan
HMO I-SNP · special needs plan, institutional · 91 counties in Texas
Run by Texas Independence Health Plan, Inc. (contract H5015), sold as Texas Independence Health Plan, owned by Regency ISNP Holdings LLC
Texas Independence Health Plan, Inc. (H5015-001) costs $3.90 a month in 2027, down $0.90 from 2026, with an in-network out-of-pocket limit of $9,250.
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $4.80 | $3.90 | ▼down $0.90 |
| Drug deductible | $615 | $700 | ▲up $85 |
| Eyewear, yearly limit | $150 a year | $100 a year | ▼down $50 |
| Counties served | 89 | 91 | ▲up 2 |
| 12 lines do not change | |||
| In-network out-of-pocket limit | $9,250 | $9,250 | no change |
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | 20% of the cost | 20% of the cost | no change |
| Specialist visit | 20% of the cost | 20% of the cost | no change |
| Emergency room | 20% of the cost | 20% of the cost | no change |
| Medical deductible, in network | none | none | no change |
| Hospital stay, in network | not filed | not filed | no change |
| Skilled nursing facility, in network | $0 a stay | $0 a stay | no change |
| Ground ambulance, in network | 20% of the cost | 20% of the cost | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Hearing aids, yearly limit for both ears | $500 a year | $500 a year | no change |
| Over-the-counter items, yearly | $240 a year | $240 a year | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
How does it compare with plans sold where it is?
In the counties it serves, 7 institutional special needs plans are sold for 2027, this one included. Against the others, 1 the same, 5 a higher one. On the premium, 3 plans have a lower premium, 3 a higher one.
Out-of-pocket limits of the 7 institutional special needs plans
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 91 counties: $3.90 a month and $9,250.
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H5015-001
- Legal name of the contract
- Texas Independence Health Plan, Inc.
- Sold as
- Texas Independence Health Plan
- Parent company
- Regency ISNP Holdings LLC
- Plan type
- HMO I-SNP
- 2026 star rating of the contract
- 5 of 5 overall; health plan 4.5 of 5, drug plan 5 of 5
- Members, September 2026
- 2,899
- Plan website, as filed with CMS
- www.txindependencehealthplan.com
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Hidalgo, TXWhere most of its members live; premiums and limits side by side
- Every Texas Independence Health Plan plan for 2027Its contracts, counties and plans that end
- The other 1 plan of contract H5015Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.