Medicare Advantage plans in Gray, TX, 2027
Gray, Texas has 15 Medicare Advantage plans open to everyone for 2027 (16 in 2026) and 16 special needs plans, according to the CMS landscape files; 9 of the open plans have a $0 premium. 2 plans that served the county in 2026 end or leave it, with 16 members living here in September 2026.
What changes in Gray for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 16 | 15 | ▼down 1 |
| Special needs plans | 13 | 16 | ▲up 3 |
| Plans with a $0 premium | 10 | 9 | ▼down 1 |
| Plans that lower the Part B premium | 6 | 3 | ▼down 3 |
| Median out-of-pocket limit | $6,900 | $7,150 | ▲up $250 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Gray join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Prominence PlusH7680-001 · HMO | $0 | $3,000 | none | 4.5 of 5 |
| Prominence Extra HelpH7680-018 · HMO | $0 | $3,250 | none | 4.5 of 5 |
| Prominence BeyondH7680-019 · HMO-POS | $0 | $4,700 | none | 4.5 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| Prominence GivebackH7680-012 · HMO | $0 | $7,000 | $140 | 4.5 of 5 |
| AARP Medicare Advantage from UHC TX-0001H1278-003 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-348 · PPO | $0 | $7,900 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-062 · PPO | $0 | $7,900 | $135 | 4.5 of 5 |
| Wellcare Simple ValueH5294-026 · HMO | $0 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceH0473-004 · PPO | $13 | $7,050 | none | 3.5 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| HumanaChoiceH7617-027 · PPO | $48 | $7,650 | none | 4.5 of 5 |
| HumanaChoiceH5216-042 · PPO | $62 | $6,750 | none | 3.5 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Gray in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| UHC Complete Care Support TX-1AR6801-008 | 16 | Not offered |
| Wellcare Simple ValueH4506-030 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Prominence Diabetes and Heart GivebackH7680-015 | Chronic or Disabling Condition | $0 |
| Wellcare Superior HealthPlan Dual ReserveH0174-022 | Dual-Eligible | $0 |
| UHC Dual Advantage TX-V10H5322-038 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual AccessH0174-004 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual Liberty SyncH0174-026 | Dual-Eligible | $0 |
| Humana Together in HealthH5216-369 | Institutional | $0 |
| UHC Dual Complete TX-Q8H5322-025 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S5H5322-046 | Dual-Eligible | $0 |
| Humana Together in HealthH7617-138 | Institutional | $0 |
| Prominence DualH7680-017 | Dual-Eligible | $0 |
| Wellpoint Full Dual Advantage AlignedH8849-018 | Dual-Eligible | $0 |
| Wellpoint Dual Advantage PlusH8849-019 | Dual-Eligible | $0 |
| Wellpoint Dual AdvantageH8849-020 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S001R6801-011 | Dual-Eligible | $0 |
| Provider Partners Texas Advantage PlanH4054-001 | Institutional | $6.30 |
| UHC Complete Care TX-29R6801-009 | Chronic or Disabling Condition | $100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Gray use Medicare Advantage?
1,644 of the county's 4,143 people with Medicare were in a Medicare Advantage plan in September 2026, 39.7%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027