Medicare Advantage plans in Austin, TX, 2027
Austin, Texas has 23 Medicare Advantage plans open to everyone for 2027 (29 in 2026) and 27 special needs plans, according to the CMS landscape files; 18 of the open plans have a $0 premium. 12 plans that served the county in 2026 end or leave it, with 398 members living here in September 2026.
What changes in Austin for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 29 | 23 | ▼down 6 |
| Special needs plans | 25 | 27 | ▲up 2 |
| Plans with a $0 premium | 22 | 18 | ▼down 4 |
| Plans that lower the Part B premium | 11 | 5 | ▼down 6 |
| Median out-of-pocket limit | $6,750 | $6,900 | ▲up $150 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Austin join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Wellcare TexanPlus Classic SimpleH4506-003 · HMO-POS | $0 | $3,400 | none | 4 of 5 |
| Wellcare SimpleH0174-010 · HMO | $0 | $3,500 | none | 4 of 5 |
| Devoted Core 019 TXH7993-019 · HMO | $0 | $3,650 | none | 5 of 5 |
| KelseyCare Advantage CoreH0332-001 · HMO | $0 | $4,500 | none | 4.5 of 5 |
| Devoted Giveback Extras 114 TXH7993-114 · HMO | $0 | $5,600 | $70 | 5 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-0009H4514-007 · HMO-POS | $0 | $6,700 | none | 4 of 5 |
| HumanaChoiceH5216-043 · PPO | $0 | $6,800 | none | 3.5 of 5 |
| Humana Value ChoiceH7617-057 · PPO | $0 | $6,800 | none | 4.5 of 5 |
| KelseyCare Advantage FreedomH0332-004 · HMO-POS | $0 | $6,850 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC TX-0015H4527-037 · HMO-POS | $0 | $6,900 | none | 4.5 of 5 |
| Aetna Medicare Signature ExtraH3288-006 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx TX-MA01H4527-024 · HMO-POS | $0 | $7,150 | $80 | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-348 · PPO | $0 | $7,900 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-062 · PPO | $0 | $7,900 | $135 | 4.5 of 5 |
| Devoted Giveback 006 TXH7993-006 · HMO | $0 | $8,300 | $202 | 5 of 5 |
| Wellpoint Medicare Advantage 2H2593-029 · HMO-POS | $0 | $9,850 | none | 3.5 of 5 |
| Wellcare Simple ValueH5294-026 · HMO | $0 | $9,850 | none | 3.5 of 5 |
| Aetna Medicare Value PlusH3288-018 · PPO | $6.30 | $7,150 | none | 3.5 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| HumanaChoiceH5216-042 · PPO | $62 | $6,750 | none | 3.5 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Austin in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage from UHC TX-0006H1278-014 | 116 | Not offered |
| Aetna Medicare SignatureH2293-016 | 116 | Leaves the county |
| Wellcare GivebackH0174-019 | 69 | Not offered |
| AARP Medicare Advantage Giveback from UHC TX-31H1278-021 | 68 | Not offered |
| Wellcare Simple OpenH7323-012 | 16 | Not offered |
| Wellcare TexanPlus Patriot GivebackH4506-010 | 13 | Not offered |
| Wellcare AssistH0174-009 | fewer than 11 | Not offered |
| AARP Medicare Advantage Patriot No Rx TX-MA05H1278-027 | fewer than 11 | Leaves the county |
| American Health Advantage of TexasH6891-001 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage PreferredH8634-033 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dual Care PlusH9706-002 | fewer than 11 | Not offered |
| UHC Complete Care Support TX-1AR6801-008 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
Show the other 7 special needs plans
| Plan | Who can join | Premium |
|---|---|---|
| Wellpoint Dual AdvantageH8849-030 | Dual-Eligible | $0 |
| Community DualCare AlignedH9826-003 | Dual-Eligible | $0 |
| Community DualCare AccessH9826-007 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S001R6801-011 | Dual-Eligible | $0 |
| Texas Independence Health Plan, Inc.H5015-001 | Institutional | $3.90 |
| Texas Independence Community PlanH5015-002 | Institutional | $6.30 |
| UHC Complete Care TX-29R6801-009 | Chronic or Disabling Condition | $100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Austin use Medicare Advantage?
3,536 of the county's 7,928 people with Medicare were in a Medicare Advantage plan in September 2026, 44.6%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027