Medicare Advantage plans in Montgomery, TX, 2027
Montgomery, Texas has 43 Medicare Advantage plans open to everyone for 2027 (53 in 2026) and 36 special needs plans, according to the CMS landscape files; 37 of the open plans have a $0 premium. 17 plans that served the county in 2026 end or leave it, with 5,210 members living here in September 2026.
What changes in Montgomery for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 53 | 43 | ▼down 10 |
| Special needs plans | 35 | 36 | ▲up 1 |
| Plans with a $0 premium | 43 | 37 | ▼down 6 |
| Plans that lower the Part B premium | 20 | 12 | ▼down 8 |
| Median out-of-pocket limit | $6,700 | $6,800 | ▲up $100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Montgomery join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Verda Noble CareH5163-001 · HMO | $0 | $1,599 | none | not rated (too little data) |
| SCAN Classic TexasH8902-010 · HMO | $0 | $2,900 | none | not rated (too little data) |
| Wellcare TexanPlus Classic SimpleH4506-003 · HMO-POS | $0 | $3,400 | none | 4 of 5 |
| Wellcare SimpleH0174-010 · HMO | $0 | $3,500 | none | 4 of 5 |
| SCAN Walmart Health AdvantageH8902-012 · HMO | $0 | $3,500 | none | not rated (too little data) |
| HealthSpring AllianceH4513-064 · HMO | $0 | $3,600 | none | 4.5 of 5 |
| Devoted Core 019 TXH7993-019 · HMO | $0 | $3,650 | none | 5 of 5 |
| Humana Gold PlusH0028-042 · HMO | $0 | $3,950 | none | 3.5 of 5 |
| Humana Total CompleteH4461-057 · HMO | $0 | $3,950 | none | 4 of 5 |
| HealthSpring PreferredH4513-061 · HMO | $0 | $4,000 | $5 | 4.5 of 5 |
| KelseyCare Advantage SignatureH0332-009 · HMO | $0 | $4,150 | none | 4.5 of 5 |
| HealthSpring CourageH4513-009 · HMO | $0 | $4,300 | $120 | 4.5 of 5 |
| Wellpoint Medicare Advantage Select 1H8849-009 · HMO-POS | $0 | $4,450 | none | 3.5 of 5 |
| KelseyCare Advantage CoreH0332-001 · HMO | $0 | $4,500 | none | 4.5 of 5 |
| Aetna Medicare EagleH3288-051 · PPO | $0 | $4,900 | $110 | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-001PH4514-014 · HMO-POS | $0 | $4,900 | none | 4 of 5 |
| Devoted Giveback Extras 114 TXH7993-114 · HMO | $0 | $5,600 | $70 | 5 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-0009H4514-007 · HMO-POS | $0 | $6,700 | none | 4 of 5 |
| HumanaChoiceH5216-043 · PPO | $0 | $6,800 | none | 3.5 of 5 |
Show the other 23 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana Value ChoiceH7617-057 · PPO | $0 | $6,800 | none | 4.5 of 5 |
| HealthSpring True ChoiceH7849-154 · PPO | $0 | $6,800 | none | 3 of 5 |
| KelseyCare Advantage FreedomH0332-004 · HMO-POS | $0 | $6,850 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC TX-0015H4527-037 · HMO-POS | $0 | $6,900 | none | 4.5 of 5 |
| Aetna Medicare SignatureH2293-016 · PPO | $0 | $7,150 | none | 4 of 5 |
| Aetna Medicare Signature ExtraH3288-006 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| Aetna Medicare Signature ExtraH4523-015 · HMO | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx TX-MA01H4527-024 · HMO-POS | $0 | $7,150 | $80 | 4.5 of 5 |
| HealthSpring Preferred SavingsH4513-083 · HMO | $0 | $7,200 | $143 | 4.5 of 5 |
| HealthSpring Preferred Extra SavingsH4513-091 · HMO | $0 | $7,500 | $176 | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-348 · PPO | $0 | $7,900 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-062 · PPO | $0 | $7,900 | $135 | 4.5 of 5 |
| HumanaChoice GivebackH5216-358 · PPO | $0 | $8,300 | $81 | 3.5 of 5 |
| Humana Essentials Plus GivebackH7617-035 · PPO | $0 | $8,300 | $81 | 4.5 of 5 |
| Devoted Giveback 006 TXH7993-006 · HMO | $0 | $8,300 | $202 | 5 of 5 |
| Wellpoint Medicare Advantage 2H2593-029 · HMO-POS | $0 | $9,850 | none | 3.5 of 5 |
| Wellcare Simple ValueH5294-026 · HMO | $0 | $9,850 | none | 3.5 of 5 |
| Aetna Medicare Value PlusH3288-018 · PPO | $6.30 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-4PH4514-022 · HMO-POS | $36 | $3,900 | none | 4 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| HumanaChoiceH5216-042 · PPO | $62 | $6,750 | none | 3.5 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Montgomery in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Verda Noble Chronic CareH5163-002 | Chronic or Disabling Condition | $0 |
| SCAN Balance TexasH8902-002 | Chronic or Disabling Condition | $0 |
| Wellpoint Kidney CareH2593-043 | Chronic or Disabling Condition | $0 |
| Wellcare Superior HealthPlan Dual ReserveH0174-022 | Dual-Eligible | $0 |
| UHC Complete Care TX-2PH4514-015 | Chronic or Disabling Condition | $0 |
| UHC Dual Advantage TX-V11H3868-005 | Dual-Eligible | $0 |
| Devoted C-SNP Giveback Extras 087 TXH7993-087 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus SNP-DEH0028-032 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual Reserve ValueH0062-013 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual AccessH0174-004 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual LibertyH0174-027 | Dual-Eligible | $0 |
| ProCare AdvantageH3467-001 | Institutional | $0 |
| UHC Dual Complete TX-Q6H3868-003 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S6H3868-004 | Dual-Eligible | $0 |
| UHC Dual Complete TX-YL2H3868-007 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH4461-071 | Dual-Eligible | $0 |
| HealthSpring TotalCareH4513-060 | Dual-Eligible | $0 |
| HealthSpring TotalCare PlusH4513-105 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual Extra CareH4523-029 | Dual-Eligible | $0 |
| Aetna Medicare QMB Only Extra CareH4523-043 | Dual-Eligible | $0 |
Show the other 16 special needs plans
| Plan | Who can join | Premium |
|---|---|---|
| Humana Together in HealthH5216-369 | Institutional | $0 |
| Humana Together in HealthH7617-138 | Institutional | $0 |
| Molina Medicare Complete CareH7678-006 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual CareH8597-003 | Dual-Eligible | $0 |
| Aetna Medicare QMB Only CareH8597-006 | Dual-Eligible | $0 |
| Wellpoint Full Dual AdvantageH8849-026 | Dual-Eligible | $0 |
| Wellpoint Dual Advantage PlusH8849-028 | Dual-Eligible | $0 |
| Wellpoint Dual AdvantageH8849-030 | Dual-Eligible | $0 |
| Community DualCare AlignedH9826-003 | Dual-Eligible | $0 |
| Community DualCare AccessH9826-007 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S001R6801-011 | Dual-Eligible | $0 |
| Texas Independence Health Plan, Inc.H5015-001 | Institutional | $3.90 |
| SCAN Walmart Medicare CompleteH8902-013 | Chronic or Disabling Condition | $6.30 |
| Texas Independence Community PlanH5015-002 | Institutional | $6.30 |
| UHC Nursing Home Plan TX-F001H0710-020 | Institutional | $6.30 |
| UHC Complete Care TX-29R6801-009 | Chronic or Disabling Condition | $100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Montgomery use Medicare Advantage?
65,017 of the county's 124,457 people with Medicare were in a Medicare Advantage plan in September 2026, 52.2%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027