Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
UPMC for Life Complete Care, 2027
H4279Contract007Plan
HMO D-SNP · special needs plan, dual-eligible · 62 counties in Pennsylvania
Run by UPMC for You, Inc (contract H4279), sold as UPMC for Life Complete Care, owned by UPMC Health System
UPMC for Life Complete Care (H4279-007) costs $0 a month in 2027, with an in-network out-of-pocket limit of $9,850. It is a new plan for 2027. It takes in the members of H4279-001, H4279-004.
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | not offered | $0 | new for 2027 |
| In-network out-of-pocket limit | not filed | $9,850 | new for 2027 |
| Drug deductible | not filed | $700 | new for 2027 |
| Primary care visit (best in its area) | not offered | 20% of the cost | changed |
| Specialist visit (best in its area) | not offered | 20% of the cost | changed |
| Emergency room (best in its area) | not offered | 20% of the cost | changed |
| Hospital stay, in network (best in its area) | not offered | not filed | changed |
| Skilled nursing facility, in network (best in its area) | not offered | not filed | changed |
| Ground ambulance, in network (best in its area) | not offered | 20% of the cost | changed |
| Comprehensive dental, yearly limit (best in its area) | not offered | $4,500 a year | ▲added |
| Eyewear, yearly limit (best in its area) | not offered | $550 a year | ▲added |
| 5 lines do not change | |||
| Part B premium reduction, monthly (best in its area) | none | none | no change |
| Medical deductible, in network (best in its area) | none | none | no change |
| Hearing aids, yearly limit for both ears (best in its area) | not offered | not offered | no change |
| Over-the-counter items, yearly (best in its area) | not offered | not offered | no change |
| Counties served | not offered | 62 | new for 2027 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026 | 2027 |
|---|---|---|---|
| Tier 1 | Preferred Generic | not offered | $0 |
| Tier 2 | Generic | not offered | $0 |
| Tier 3 | Preferred Brand | not offered | 25% of the cost |
| Tier 4 | Non-Preferred Drug | not offered | 25% of the cost |
| Tier 5 | Specialty Tier | not offered | 25% of the cost |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with plans sold where it is?
In the counties it serves, 27 dual-eligible special needs plans are sold for 2027, this one included. Against the others, 4 plans have a lower out-of-pocket limit, 22 the same. On the premium, 16 the same, 10 a higher one.
Out-of-pocket limits of the 27 dual-eligible special needs plans
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 62 counties: $0 a month and $9,850.
Pennsylvania
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which 2026 plans move into it, and what changes for their members?
For 2027 this plan takes in the members of 2 other plans. In 2027 it costs $0 a month with a $9,850 limit; each row compares that with the plan its members had in 2026.
| 2026 plan | Members, Sept. 2026 | Members who move | Premium 2026 | Premium change | Limit 2026 | Limit change |
|---|---|---|---|---|---|---|
| UPMC for Life Complete CareH4279-001 | 36,301 | 36,215 | $26.50 | ▼down $26.50 | $9,250 | ▲up $600 |
| UPMC for Life Complete CareH4279-004 | 1,215 | 1,207 | $8.10 | ▼down $8.10 | $9,250 | ▲up $600 |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision). Each moving plan's own page lists every line that changes for its members.
Who runs this plan?
- Plan ID
- H4279-007
- Legal name of the contract
- UPMC for You, Inc
- Sold as
- UPMC for Life Complete Care
- Parent company
- UPMC Health System
- Plan type
- HMO D-SNP
- 2026 star rating of the contract
- 4 of 5 overall; health plan 4 of 5, drug plan 4 of 5
- Plan website, as filed with CMS
- https://www.upmchealthplan.com/snp/
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Allegheny, PAWhere most of its members live; premiums and limits side by side
- Every UPMC for Life Complete Care plan for 2027Its contracts, counties and plans that end
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.