Medicare Advantage plans in Elk, PA, 2027
Elk, Pennsylvania has 42 Medicare Advantage plans open to everyone for 2027 (48 in 2026) and 23 special needs plans, according to the CMS landscape files; 26 of the open plans have a $0 premium. 7 plans that served the county in 2026 end or leave it, with 129 members living here in September 2026.
What changes in Elk for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 48 | 42 | ▼down 6 |
| Special needs plans | 22 | 23 | ▲up 1 |
| Plans with a $0 premium | 28 | 26 | ▼down 2 |
| Plans that lower the Part B premium | 22 | 19 | ▼down 3 |
| Median out-of-pocket limit | $6,350 | $6,700 | ▲up $350 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Elk join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| HumanaChoice GivebackH5216-116 · PPO | $0 | $4,150 | $69 | 3.5 of 5 |
| HumanaChoiceR0110-007 · Regional PPO | $0 | $4,750 | none | 3.5 of 5 |
| Aetna Medicare Signature PlusH3959-011 · HMO-POS | $0 | $5,500 | none | 4 of 5 |
| Aetna Medicare Advantra Eagle PlusH3959-041 · HMO-POS | $0 | $5,500 | $135 | 4 of 5 |
| Aetna Medicare SignatureH5521-261 · PPO | $0 | $5,500 | none | 4.5 of 5 |
| Devoted Core 010 PAH6852-010 · HMO | $0 | $5,900 | none | not rated (too little data) |
| Freedom Blue PPO ValorH3916-067 · PPO | $0 | $6,000 | $125 | 4.5 of 5 |
| UPMC for Life HMO No RxH3907-002 · HMO | $0 | $6,500 | $140 | 4.5 of 5 |
| Devoted Choice 010 PAH6018-010 · PPO | $0 | $6,600 | none | 3.5 of 5 |
| Geisinger Gold HeritageH3954-162 · HMO | $0 | $6,700 | $70 | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-221 · PPO | $0 | $6,700 | $145 | 3.5 of 5 |
| Community Blue Medicare HMO SignatureH3957-047 · HMO | $0 | $6,950 | none | 4.5 of 5 |
| Complete Blue PPO SignatureH3916-058 · PPO | $0 | $7,150 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC PA-0002H5253-146 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx PA-MA01H5253-152 · HMO-POS | $0 | $7,150 | $200 | 4 of 5 |
| Humana USAA Honor Giveback with RxH5525-059 · PPO | $0 | $7,350 | $84 | 3.5 of 5 |
| Devoted Giveback Extras 033 PAH6852-033 · HMO | $0 | $7,600 | $70 | not rated (too little data) |
| Humana Value ChoiceH5525-051 · PPO | $0 | $8,000 | none | 3.5 of 5 |
| Humana Essentials Plus GivebackH5525-085 · PPO | $0 | $8,000 | $110 | 3.5 of 5 |
| Humana Gold PlusH6622-054 · HMO | $0 | $8,260 | none | 3.5 of 5 |
Show the other 22 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| AARP Medicare Advantage Giveback from UHC PA-12H2406-101 · PPO | $0 | $9,200 | $55 | 4 of 5 |
| Wellcare SimpleH2915-003 · HMO-POS | $0 | $9,850 | none | 3.5 of 5 |
| Aetna Medicare Advantra Signature GivebackH5522-017 · PPO | $0 | $9,850 | $42 | 4.5 of 5 |
| UPMC for Life PPO SaluteH5533-016 · PPO | $0 | $9,850 | $50 | 4.5 of 5 |
| Devoted Choice Giveback 011 PAH6018-011 · PPO | $0 | $9,850 | $148.10 | 3.5 of 5 |
| Devoted Giveback 011 PAH6852-011 · HMO | $0 | $9,850 | $184.70 | not rated (too little data) |
| Geisinger Gold Value RxH3954-163 · HMO | $29 | $9,000 | none | 4.5 of 5 |
| Security Blue HMO-POS BasicH3957-043 · HMO-POS | $37 | $5,900 | $19 | 4.5 of 5 |
| Aetna Medicare Advantra EnhancedH3959-002 · HMO-POS | $39 | $5,500 | none | 4 of 5 |
| HumanaChoiceH5525-086 · PPO | $39 | $5,800 | none | 3.5 of 5 |
| Aetna Medicare Premier PlusH5522-005 · PPO | $39 | $7,150 | none | 4.5 of 5 |
| Security Blue HMO-POS ValueRxH3957-044 · HMO-POS | $54 | $5,500 | $16 | 4.5 of 5 |
| Complete Blue HMO DistinctH3957-050 · HMO | $54 | $6,450 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC PA-0003H5253-147 · HMO-POS | $54 | $6,700 | none | 4 of 5 |
| AARP Medicare Advantage from UHC PA-0008H2406-047 · PPO | $60 | $5,900 | none | 4 of 5 |
| HumanaChoiceR0110-008 · Regional PPO | $75 | $7,150 | none | 3.5 of 5 |
| Freedom Blue PPO ValueRxH3916-033 · PPO | $83 | $5,500 | none | 4.5 of 5 |
| HumanaChoiceH5216-120 · PPO | $107 | $7,600 | none | 3.5 of 5 |
| Freedom Blue PPO SelectH3916-024 · PPO | $114 | $5,000 | none | 4.5 of 5 |
| Security Blue HMO-POS StandardH3957-045 · HMO-POS | $118 | $5,000 | $20 | 4.5 of 5 |
| Security Blue HMO-POS DeluxeH3957-046 · HMO-POS | $119 | $4,500 | $41 | 4.5 of 5 |
| Freedom Blue PPO ClassicH3916-002 · PPO | $238 | $4,500 | none | 4.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Elk in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage from UHC PA-0011H2406-072 | 63 | Leaves the county |
| Complete Blue PPO DistinctH3916-059 | 40 | Not offered |
| Complete Blue PPO MeritH3916-057 | 26 | Leaves the county |
| Wellcare Patriot GivebackH2915-013 | fewer than 11 | Not offered |
| Aetna Community HealthChoicesH3959-069 | fewer than 11 | Not offered |
| Aetna Medicare EnhancedH5521-122 | fewer than 11 | Not offered |
| Humana Gold ChoiceH8145-163 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Wellcare PA Health & Wellness Dual SelectH2915-018 | Dual-Eligible | $0 |
| Devoted C-SNP Enhanced 018 PAH6852-018 | Chronic or Disabling Condition | $0 |
| UHC Complete Care PA-17H5253-192 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Giveback Extras 029 PAH6852-029 | Chronic or Disabling Condition | $0 |
| Wellcare PA Health & Wellness Dual Liberty SyncH2915-002 | Dual-Eligible | $0 |
| UHC Dual Complete PA-S002H3113-009 | Dual-Eligible | $0 |
| UHC Dual Complete PA-S3H3113-016 | Dual-Eligible | $0 |
| Aetna Medicare DualH3959-036 | Dual-Eligible | $0 |
| Aetna Medicare LongevityH3959-066 | Institutional | $0 |
| UPMC for Life Complete CareH4279-007 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-227 | Dual-Eligible | $0 |
| UHC Complete Care Support PA-1AH5253-234 | Chronic or Disabling Condition | $0 |
| Devoted Dual Plus 005 PAH6852-005 | Dual-Eligible | $0 |
| Devoted C-SNP Plus 022 PAH6852-022 | Chronic or Disabling Condition | $0 |
| Devoted Dual Full 025 PAH6852-025 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH7617-048 | Dual-Eligible | $0 |
| Geisinger Gold Secure RxH3954-097 | Dual-Eligible | $1 |
| Amerihealth Caritas VIP CareH4227-002 | Dual-Eligible | $9 |
| UHC Dual Complete PA-S001H1889-007 | Dual-Eligible | $11.70 |
| Highmark Wholecare Medicare Assured RubyH5932-009 | Dual-Eligible | $12.80 |
| UHC Dual Advantage PA-V1H3113-014 | Dual-Eligible | $12.80 |
| Highmark Wholecare Medicare Assured DiamondH5932-001 | Dual-Eligible | $12.80 |
| American Health Advantage of PennsylvaniaH9968-001 | Institutional | $12.80 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Elk use Medicare Advantage?
4,164 of the county's 8,981 people with Medicare were in a Medicare Advantage plan in September 2026, 46.4%; in Pennsylvania as a whole the share is 54.5%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in PennsylvaniaEvery county of the state
- 8 stand-alone drug plans in PennsylvaniaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027