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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

HumanaChoice, 2027

R0110Contract008Plan

Regional PPO · 122 counties in Pennsylvania, West Virginia

Run by Humana Insurance Company (contract R0110), sold as Humana, owned by Humana Inc.

Renews for 2027

2026 star rating, contract R0110: 3.5 of 5

HumanaChoice (R0110-008) costs $75 a month in 2027, up $23 from 2026, with an in-network out-of-pocket limit of $7,150 ($6,700 in 2026).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Monthly premium$52$75up $23
In-network out-of-pocket limit$6,700$7,150up $450
Drug deductible$615$700up $85
Hospital stay, in network$350 a day for days 1–5, then $0 a day for days 6–90$550 a day for days 1–5, then $0 a day for days 6–90up $1,000for a 5-day stay
Skilled nursing facility, in network$10 a day for days 1–20, then $218 a day for days 21–100$10 a day for days 1–20, then $221 a day for days 21–100up $30for a 30-day stay
Ground ambulance, in network$335 copay$325 copaydown $10
Eyewear, yearly limit$200 a year$100 a yeardown $100
Drug tier 3, preferred brand$4717% of the costchanged
13 lines do not change
Part B premium reduction, monthlynonenoneno change
Primary care visit$0 copay$0 copayno change
Specialist visit$45 copay$45 copayno change
Emergency room$130 copay$130 copayno change
Medical deductible, in network$500$500no change
Comprehensive dental, yearly limitnot offerednot offeredno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Over-the-counter items, yearlynot offerednot offeredno change
Counties served122122no change
Drug tier 1, preferred generic$0$0no change
Drug tier 2, generic$5$5no change
Drug tier 4, non-preferred drug50% of the cost50% of the costno change
Drug tier 5, specialty tier25% of the cost25% of the costno change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
TierWhat the tier holds20262027
Tier 1Preferred Generic$0$0
Tier 2Generic$5$5
Tier 3Preferred Brand$4717% of the cost
Tier 4Non-Preferred Drug50% of the cost50% of the cost
Tier 5Specialty Tier25% of the cost25% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 223 plans open to everyone are sold for 2027, this one included. Against the others, 100 plans have a lower out-of-pocket limit, 37 the same, 85 a higher one. On the premium, 182 plans have a lower premium, 40 a higher one.

Out-of-pocket limits of the 223 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0001 plan
$4,000 to under $6,00045 plans
$6,000 to under $8,000 (this plan)114 plans
$8,000 to $10,00063 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 122 counties: $75 a month and $7,150.

PennsylvaniaWest Virginia

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
R0110-008
Legal name of the contract
Humana Insurance Company
Sold as
Humana
Parent company
Humana Inc.
Plan type
Regional PPO
2026 star rating of the contract
3.5 of 5 overall; health plan 3.5 of 5, drug plan 3.5 of 5
Members, September 2026
975
Plan website, as filed with CMS
www.humana.com/medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.