Medicare Advantage · Pennsylvania · 2026 plan year

Medicare Advantage in Lycoming, PA

According to the Centers for Medicare & Medicaid Services (CMS) 2026 Landscape and Star Ratings files, every Medicare Advantage plan available in Lycoming, PA for 2026 is ranked by CMS star rating, with premiums and benefits laid out plainly.

80
Plans available
4.5★
Best plan: Top-rated
$0
Lowest premium/mo
$36.37
Avg premium/mo
RSS updates for this county

The short answer

Lycoming has 80 Medicare Advantage plans for 2026, the best earns 4.5★ from CMS, 58 reach 4★ or higher, and 25 carry a $0 monthly premium.

80
plans to compare
4.5★
highest CMS rating here
25
$0-premium plans
58
plans rated 4★ or higher

Premiums shown are the monthly plan premium (Part C + D). Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Confirm any plan's current details on Medicare.gov before enrolling.

What the CMS Plan Finder Shows for Lycoming, PA

Lycoming, PA (FIPS 42081): 80 individual Medicare Advantage plans available (employer-group plans excluded). Highest CMS Star rating: 4.5/5 via CARE IMPROVEMENT PLUS SOUTH CENTRAL INSURANCE CO.. Plan-type mix: 40 Local PPO, 23 HMO, 14 HMO POS, 3 PFFS. Monthly plan premiums (Part C + D) range $0 – $295.00 (avg $36.37), with 25 $0-premium plans. 78 of 80 plans include Part D drug coverage. CMS Star Ratings methodology →

How to read these figures

The figures above come from the Centers for Medicare & Medicaid Services 2026 plan year file, which CMS publishes each autumn before the October 15 to December 7 open enrollment window. A county premium reflects only the Part C portion that a plan charges. Most enrollees still pay the standard Part B premium of about $202.90 a month on top of it, so a $0 plan is rarely free in practice. The CMS star rating runs from one to five and weights more than 40 measures, including how well a plan manages chronic conditions, how fast it answers member calls, and how members rate their own care. A plan that holds five stars earns a special enrollment period that lets people switch into it at almost any time of year. Premiums alone can mislead a shopper, because a low monthly cost often pairs with a higher deductible or a tighter provider network. Federal rules cap in-network out-of-pocket spending at $9,250 for 2026, which is why two plans with identical premiums can leave very different bills after a hospital stay. Read our methodology for how each value here is sourced and computed.

Where Lycoming sits on CMS quality

Average CMS star rating across the plans sold in this county, against every county with rated plans

4.12★ Top 6% higher than 94% of 3,121 US counties

2.5★–2.75★: 19 US counties (1%). Below this entry. 2.75★–3★: 5 US counties (0%). Below this entry. 3★–3.25★: 31 US counties (1%). Below this entry. 3.25★–3.5★: 164 US counties (5%). Below this entry. 3.5★–3.75★: 1,089 US counties (35%). Below this entry. 3.75★–4★: 1,344 US counties (43%). Below this entry. 4★–4.25★: 351 US counties (11%). This entry sits in this band. 4.25★–4.5★: 37 US counties (1%). Above this entry. 4.5★–4.75★: 3 US counties (0%). Above this entry. 4.75★–5★: 78 US counties (2%). Above this entry. This county 2.5★ 5★ every rated county, bucketed by value

Each bar is a band; taller bars hold more US counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

All plans in Lycoming, ranked by CMS rating

#PlanInsurerTypePremium/moCMS stars
1Upmc Health Plan, Inc. (SNP)UPMC for LifeHMO-4.5★
2Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO-4.5★
3Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO-4.5★
4Geisinger Health Plan (SNP)Geisinger GoldHMO-4.5★
5Upmc Health Network, Inc. (SNP)UPMC for LifeLocal PPO-4.5★
6Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO$04.5★
7Upmc Health Plan, Inc. (SNP)UPMC for LifeHMO$04.5★
8Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$04.5★
9Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$04.5★
10Geisinger Indemnity Insurance Company (SNP)Geisinger GoldLocal PPO$04.5★
11Geisinger Health Plan (SNP)Geisinger GoldHMO$04.5★
12Geisinger Health Plan (SNP)Geisinger GoldHMO$04.5★
13Highmark Choice Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SHMO$04.5★
14Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
15Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
16Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
17Upmc Health Network, Inc. (SNP)UPMC for LifeLocal PPO$04.5★
18Upmc Health Network, Inc. (SNP)UPMC for LifeLocal PPO$04.5★
19Emphesys Insurance Company (SNP)HumanaLocal PPO$11.504.5★
20Upmc Health Plan, Inc. (SNP)UPMC for LifeHMO$22.004.5★
21Geisinger Health Plan (SNP)Geisinger GoldHMO$23.004.5★
22Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$29.004.5★
23Upmc Health Network, Inc. (SNP)UPMC for LifeLocal PPO$30.004.5★
24Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$32.604.5★
25Geisinger Health Plan (SNP)Geisinger GoldHMO$32.704.5★
26Highmark Choice Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SHMO$35.004.5★
27Upmc Health Plan, Inc. (SNP)UPMC for LifeHMO$40.004.5★
28Geisinger Health Plan (SNP)Geisinger GoldHMO$48.004.5★
29Upmc Health Network, Inc. (SNP)UPMC for LifeLocal PPO$58.004.5★
30Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$66.004.5★
31Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$72.004.5★
32Upmc Health Plan, Inc. (SNP)UPMC for LifeHMO$90.004.5★
33Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$98.004.5★
34Geisinger Health Plan (SNP)Geisinger GoldHMO$113.904.5★
35Geisinger Indemnity Insurance Company (SNP)Geisinger GoldLocal PPO$114.004.5★
36Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$121.004.5★
37Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$183.004.5★
38Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$226.004.5★
39Upmc Health Plan, Inc. (SNP)UPMC for LifeHMO$295.004.5★
40Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO POS-4.0★
41Unitedhealthcare OF Wisconsin, Inc. (SNP)UnitedHealthcareHMO POS-4.0★
42Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$04.0★
43Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$04.0★
44Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO POS$04.0★
45Unitedhealthcare OF Wisconsin, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
46Unitedhealthcare OF Wisconsin, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
47Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO$13.804.0★
48Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO$14.204.0★
49Gateway Health Plan, Inc. (SNP)Highmark Wholecare Medicare AssuredHMO$16.004.0★
50Gateway Health Plan, Inc. (SNP)Highmark Wholecare Medicare AssuredHMO$17.604.0★
51Upmc FOR YOU, Inc (SNP)UPMC for Life Complete CareHMO$26.504.0★
52Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$32.704.0★
53Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO$32.704.0★
54Vista Health Plan, Inc. (SNP)VISTA Health Plan Inc.HMO$32.704.0★
55Unitedhealthcare OF Wisconsin, Inc. (SNP)UnitedHealthcareHMO POS$39.004.0★
56Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$42.004.0★
57Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO POS$48.004.0★
58Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$60.004.0★
59Pennsylvania Health & Wellness, Inc. (SNP)Wellcare By AllwellHMO POS-3.5★
60Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
61Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
62Humana Insurance Company (SNP)HumanaPFFS-3.5★
63Humana Insurance Company (SNP)HumanaPFFS-3.5★
64Pennsylvania Health & Wellness, Inc. (SNP)Wellcare By AllwellHMO POS$03.5★
65Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
66Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaLocal PPO$03.5★
67Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaLocal PPO$03.5★
68Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaLocal PPO$03.5★
69Humana WI Health Organization Insurance Corp (SNP)HumanaHMO$03.5★
70Humana Insurance Company (SNP)HumanaPFFS$03.5★
71Oxford Health Plans (NJ), Inc. (SNP)UnitedHealthcareHMO POS$6.803.5★
72Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaLocal PPO$26.003.5★
73Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaLocal PPO$29.003.5★
74Oxford Health Plans (NJ), Inc. (SNP)UnitedHealthcareHMO POS$30.403.5★
75Pennsylvania Health & Wellness, Inc. (SNP)Wellcare By AllwellHMO POS$32.703.5★
76Pennsylvania Health & Wellness, Inc. (SNP)Wellcare By AllwellHMO POS$32.703.5★
77Pennsylvania Health & Wellness, Inc. (SNP)Wellcare By AllwellHMO POS$32.703.5★
78Humana Insurance Company (SNP)HumanaLocal PPO$94.003.5★
79Plan 001-Local PPO-N/R
80Plan 002-Local PPO-N/R

Nationwide counties with similar Medicare Advantage markets

Data-derived peers across the CMS county landscape file: nearest enrollable plan count and nearest county-wide average CMS star rating. Not same-state neighbors or geographic containment.

Similar plan availability

Similar average CMS star rating

Choosing a plan in this county

Star rating first, then total cost, not the premium alone.

  • Shortlist the 4★+ plans above (58 here) - higher-rated plans manage chronic care and member service better. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare
  • Check that your doctors and drugs are in-network before you enroll, and confirm the plan on Medicare.gov. Choosing a plan

Premiums shown are the monthly plan premium (Part C + D) from the CMS CY2026 Landscape file. Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Always confirm current premiums, copays, and networks on Medicare.gov before enrolling.

Frequently Asked Questions

How many Medicare Advantage plans are available in Lycoming, PA?

There are 80 Medicare Advantage plans available in Lycoming, PA for the 2026 plan year, including 40 Local PPO, 23 HMO, 14 HMO POS, 3 PFFS. Counts are individual consumer plans (employer-group / EGHP offerings excluded). Plan availability is determined by CMS and individual insurers.

What is the best-rated Medicare Advantage plan in Lycoming?

The highest-rated plan in Lycoming has a CMS star rating of 4.5 out of 5 - CARE IMPROVEMENT PLUS SOUTH CENTRAL INSURANCE CO.. Star ratings reflect quality measures including preventive care, chronic disease management, and member satisfaction.

How much do Medicare Advantage plans cost in Lycoming?

Monthly plan premiums (Part C + D combined) in Lycoming range from $0 to $295.00, averaging $36.37. 25 plans offer a $0 monthly premium. Every enrollee also pays the standard Part B premium (about $202.90/month in 2026) on top of the plan premium. Premiums are from the CMS CY2026 Landscape file; always confirm current details on Medicare.gov.

What types of Medicare Advantage plans are offered in Lycoming?

Lycoming has 40 Local PPO, 23 HMO, 14 HMO POS, 3 PFFS. HMO plans require in-network providers, PPO plans allow out-of-network visits at higher cost, and PFFS plans let you see any Medicare-accepting provider.

Important: PlainMedicare provides CMS data for informational purposes only. This is not medical or insurance advice. Plan availability, premiums, and benefits change annually. Always verify with Medicare.gov or call 1-800-MEDICARE before enrolling.
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainMedicare