Medicare Advantage · Pennsylvania · 2026 plan year

Medicare Advantage in Sullivan, PA

According to the Centers for Medicare & Medicaid Services (CMS) 2026 Landscape and Star Ratings files, every Medicare Advantage plan available in Sullivan, PA for 2026 is ranked by CMS star rating, with premiums and benefits laid out plainly.

73
Plans available
4.5★
Best plan: Top-rated
$0
Lowest premium/mo
$30.66
Avg premium/mo
RSS updates for this county

The short answer

Sullivan has 73 Medicare Advantage plans for 2026, the best earns 4.5★ from CMS, 47 reach 4★ or higher, and 25 carry a $0 monthly premium.

73
plans to compare
4.5★
highest CMS rating here
25
$0-premium plans
47
plans rated 4★ or higher

Premiums shown are the monthly plan premium (Part C + D). Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Confirm any plan's current details on Medicare.gov before enrolling.

What the CMS Plan Finder Shows for Sullivan, PA

Sullivan, PA (FIPS 42113): 73 individual Medicare Advantage plans available (employer-group plans excluded). Highest CMS Star rating: 4.5/5 via SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.. Plan-type mix: 35 Local PPO, 24 HMO, 13 HMO POS, 1 PFFS. Monthly plan premiums (Part C + D) range $0 – $226.00 (avg $30.66), with 25 $0-premium plans. 73 of 73 plans include Part D drug coverage. CMS Star Ratings methodology →

How to read these figures

The figures above come from the Centers for Medicare & Medicaid Services 2026 plan year file, which CMS publishes each autumn before the October 15 to December 7 open enrollment window. A county premium reflects only the Part C portion that a plan charges. Most enrollees still pay the standard Part B premium of about $202.90 a month on top of it, so a $0 plan is rarely free in practice. The CMS star rating runs from one to five and weights more than 40 measures, including how well a plan manages chronic conditions, how fast it answers member calls, and how members rate their own care. A plan that holds five stars earns a special enrollment period that lets people switch into it at almost any time of year. Premiums alone can mislead a shopper, because a low monthly cost often pairs with a higher deductible or a tighter provider network. Federal rules cap in-network out-of-pocket spending at $9,250 for 2026, which is why two plans with identical premiums can leave very different bills after a hospital stay. Read our methodology for how each value here is sourced and computed.

Where Sullivan sits on CMS quality

Average CMS star rating across the plans sold in this county, against every county with rated plans

4.07★ Top 8% higher than 92% of 3,121 US counties

2.5★–2.75★: 19 US counties (1%). Below this entry. 2.75★–3★: 5 US counties (0%). Below this entry. 3★–3.25★: 31 US counties (1%). Below this entry. 3.25★–3.5★: 164 US counties (5%). Below this entry. 3.5★–3.75★: 1,089 US counties (35%). Below this entry. 3.75★–4★: 1,344 US counties (43%). Below this entry. 4★–4.25★: 351 US counties (11%). This entry sits in this band. 4.25★–4.5★: 37 US counties (1%). Above this entry. 4.5★–4.75★: 3 US counties (0%). Above this entry. 4.75★–5★: 78 US counties (2%). Above this entry. This county 2.5★ 5★ every rated county, bucketed by value

Each bar is a band; taller bars hold more US counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

All plans in Sullivan, ranked by CMS rating

#PlanInsurerTypePremium/moCMS stars
1Upmc Health Plan, Inc. (SNP)UPMC for LifeHMO-4.5★
2Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO-4.5★
3Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO-4.5★
4Geisinger Health Plan (SNP)Geisinger GoldHMO-4.5★
5Upmc Health Network, Inc. (SNP)UPMC for LifeLocal PPO-4.5★
6Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO$04.5★
7Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$04.5★
8Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$04.5★
9Geisinger Indemnity Insurance Company (SNP)Geisinger GoldLocal PPO$04.5★
10Geisinger Health Plan (SNP)Geisinger GoldHMO$04.5★
11Geisinger Health Plan (SNP)Geisinger GoldHMO$04.5★
12Highmark Choice Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SHMO$04.5★
13Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
14Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
15Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
16Emphesys Insurance Company (SNP)HumanaLocal PPO$11.504.5★
17Geisinger Health Plan (SNP)Geisinger GoldHMO$23.004.5★
18Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$29.004.5★
19Geisinger Health Plan (SNP)Geisinger GoldHMO$32.704.5★
20Highmark Choice Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SHMO$35.004.5★
21Geisinger Health Plan (SNP)Geisinger GoldHMO$48.004.5★
22Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$66.004.5★
23Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$72.004.5★
24Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$98.004.5★
25Geisinger Health Plan (SNP)Geisinger GoldHMO$113.904.5★
26Geisinger Indemnity Insurance Company (SNP)Geisinger GoldLocal PPO$114.004.5★
27Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$121.004.5★
28Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$183.004.5★
29Highmark Senior Health Company (SNP)Highmark Blue Cross Blue Shield or Highmark Blue SLocal PPO$226.004.5★
30Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO POS-4.0★
31Unitedhealthcare OF Wisconsin, Inc. (SNP)UnitedHealthcareHMO POS-4.0★
32Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$04.0★
33Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$04.0★
34Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO POS$04.0★
35Unitedhealthcare OF Wisconsin, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
36Unitedhealthcare OF Wisconsin, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
37Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO$13.804.0★
38Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO$14.204.0★
39Gateway Health Plan, Inc. (SNP)Highmark Wholecare Medicare AssuredHMO$16.004.0★
40Gateway Health Plan, Inc. (SNP)Highmark Wholecare Medicare AssuredHMO$17.604.0★
41Upmc FOR YOU, Inc (SNP)UPMC for Life Complete CareHMO$26.504.0★
42Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$32.704.0★
43Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO$32.704.0★
44Vista Health Plan, Inc. (SNP)VISTA Health Plan Inc.HMO$32.704.0★
45Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$42.004.0★
46Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO POS$48.004.0★
47Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$60.004.0★
48Pennsylvania Health & Wellness, Inc. (SNP)Wellcare By AllwellHMO POS-3.5★
49Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
50Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
51Humana Insurance Company (SNP)HumanaPFFS-3.5★
52Pennsylvania Health & Wellness, Inc. (SNP)Wellcare By AllwellHMO POS$03.5★
53Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
54Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaLocal PPO$03.5★
55Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaLocal PPO$03.5★
56Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaLocal PPO$03.5★
57Devoted Health Insurance Company OF Pennsylvania I (SNP)Devoted HealthLocal PPO$03.5★
58Devoted Health Insurance Company OF Pennsylvania I (SNP)Devoted HealthLocal PPO$03.5★
59Humana WI Health Organization Insurance Corp (SNP)HumanaHMO$03.5★
60Oxford Health Plans (NJ), Inc. (SNP)UnitedHealthcareHMO POS$6.803.5★
61Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaLocal PPO$26.003.5★
62Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaLocal PPO$29.003.5★
63Oxford Health Plans (NJ), Inc. (SNP)UnitedHealthcareHMO POS$30.403.5★
64Pennsylvania Health & Wellness, Inc. (SNP)Wellcare By AllwellHMO POS$32.703.5★
65Pennsylvania Health & Wellness, Inc. (SNP)Wellcare By AllwellHMO POS$32.703.5★
66Pennsylvania Health & Wellness, Inc. (SNP)Wellcare By AllwellHMO POS$32.703.5★
67Humana Insurance Company (SNP)HumanaLocal PPO$94.003.5★
68Devoted Health Plan OF Pennsylvania Inc (SNP)Devoted HealthHMO$0N/R
69Devoted Health Plan OF Pennsylvania Inc (SNP)Devoted HealthHMO$0N/R
70Devoted Health Plan OF Pennsylvania Inc (SNP)Devoted HealthHMO$19.70N/R
71Devoted Health Plan OF Pennsylvania Inc (SNP)Devoted HealthHMO$22.50N/R
72Devoted Health Plan OF Pennsylvania Inc (SNP)Devoted HealthHMO$32.70N/R
73Devoted Health Plan OF Pennsylvania Inc (SNP)Devoted HealthHMO$32.70N/R

Nationwide counties with similar Medicare Advantage markets

Data-derived peers across the CMS county landscape file: nearest enrollable plan count and nearest county-wide average CMS star rating. Not same-state neighbors or geographic containment.

Similar plan availability

Similar average CMS star rating

Choosing a plan in this county

Star rating first, then total cost, not the premium alone.

  • Shortlist the 4★+ plans above (47 here) - higher-rated plans manage chronic care and member service better. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare
  • Check that your doctors and drugs are in-network before you enroll, and confirm the plan on Medicare.gov. Choosing a plan

Premiums shown are the monthly plan premium (Part C + D) from the CMS CY2026 Landscape file. Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Always confirm current premiums, copays, and networks on Medicare.gov before enrolling.

Frequently Asked Questions

How many Medicare Advantage plans are available in Sullivan, PA?

There are 73 Medicare Advantage plans available in Sullivan, PA for the 2026 plan year, including 35 Local PPO, 24 HMO, 13 HMO POS, 1 PFFS. Counts are individual consumer plans (employer-group / EGHP offerings excluded). Plan availability is determined by CMS and individual insurers.

What is the best-rated Medicare Advantage plan in Sullivan?

The highest-rated plan in Sullivan has a CMS star rating of 4.5 out of 5 - SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.. Star ratings reflect quality measures including preventive care, chronic disease management, and member satisfaction.

How much do Medicare Advantage plans cost in Sullivan?

Monthly plan premiums (Part C + D combined) in Sullivan range from $0 to $226.00, averaging $30.66. 25 plans offer a $0 monthly premium. Every enrollee also pays the standard Part B premium (about $202.90/month in 2026) on top of the plan premium. Premiums are from the CMS CY2026 Landscape file; always confirm current details on Medicare.gov.

What types of Medicare Advantage plans are offered in Sullivan?

Sullivan has 35 Local PPO, 24 HMO, 13 HMO POS, 1 PFFS. HMO plans require in-network providers, PPO plans allow out-of-network visits at higher cost, and PFFS plans let you see any Medicare-accepting provider.

Important: PlainMedicare provides CMS data for informational purposes only. This is not medical or insurance advice. Plan availability, premiums, and benefits change annually. Always verify with Medicare.gov or call 1-800-MEDICARE before enrolling.
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainMedicare