Medicare Advantage plans in Oconto, WI, 2027
Oconto, Wisconsin has 26 Medicare Advantage plans open to everyone for 2027 (38 in 2026) and 15 special needs plans, according to the CMS landscape files; 19 of the open plans have a $0 premium. 12 plans that served the county in 2026 end or leave it, with 1,664 members living here in September 2026.
What changes in Oconto for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 38 | 26 | ▼down 12 |
| Special needs plans | 14 | 15 | ▲up 1 |
| Plans with a $0 premium | 25 | 19 | ▼down 6 |
| Plans that lower the Part B premium | 17 | 8 | ▼down 9 |
| Median out-of-pocket limit | $5,000 | $6,000 | ▲up $1,000 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Oconto join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Network Health PrimeH1181-001 · MSA | $0 | not filed | none | not rated |
| Humana Total CompleteH6622-001 · HMO | $0 | $4,200 | none | 3.5 of 5 |
| Humana Value ChoiceH3642-001 · PPO | $0 | $4,450 | none | not rated |
| Network Health SelectH5215-008 · PPO | $0 | $4,450 | none | 4.5 of 5 |
| Humana Value ChoiceH5216-253 · PPO | $0 | $4,450 | none | 3.5 of 5 |
| Network Health ArmorH5215-013 · PPO | $0 | $4,900 | $55 | 4.5 of 5 |
| Network Health ChoiceH5215-011 · PPO | $0 | $5,100 | none | 4.5 of 5 |
| Aetna Medicare EagleH5521-286 · PPO | $0 | $5,200 | $70 | 4.5 of 5 |
| Aetna Medicare SignatureH5521-195 · PPO | $0 | $5,500 | none | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-355 · PPO | $0 | $6,000 | $150 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-022 · PPO | $0 | $6,000 | $150 | 4.5 of 5 |
| Humana Full AccessH7617-020 · PPO | $0 | $6,100 | none | 4.5 of 5 |
| Humana Full AccessH5216-410 · PPO | $0 | $6,400 | none | 3.5 of 5 |
| Cooperative Medicare AdvantageH7598-004 · HMO | $0 | $6,700 | none | not rated (too little data) |
| HealthPartners BirchH6309-001 · PPO | $0 | $6,750 | none | not rated (too new) |
| Humana USAA Honor GivebackR5361-001 · Regional PPO | $0 | $6,750 | $30 | 3 of 5 |
| Anthem VeteranH4036-024 · PPO | $0 | $6,751 | $95 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx WI-MA02H5253-021 · HMO-POS | $0 | $7,150 | $105 | 4 of 5 |
| HealthPartners CedarH6309-002 · PPO | $0 | $9,850 | $50 | not rated (too new) |
| Humana Value PlusH5216-173 · PPO | $6.30 | $9,850 | none | 3.5 of 5 |
Show the other 6 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Anthem Medicare AdvantageH9525-006 · HMO-POS | $38 | $4,300 | none | 3.5 of 5 |
| Anthem Medicare Advantage 3H4036-008 · PPO | $84 | $7,150 | none | 4 of 5 |
| HumanaChoiceR5361-002 · Regional PPO | $87 | $7,700 | none | 3 of 5 |
| AARP Medicare Advantage from UHC WI-0002H0294-004 · PPO | $99 | $7,150 | none | 3.5 of 5 |
| Network Health PlusRxH5215-002 · PPO | $105 | $3,400 | none | 4.5 of 5 |
| Network Health PremierRxH5215-005 · PPO | $257 | $3,400 | none | 4.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Oconto in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage from UHC WI-0011H5253-011 | 648 | Leaves the county |
| AARP Medicare Advantage from UHC WI-0014H5253-034 | 565 | Leaves the county |
| HumanaChoice GivebackH5216-252 | 157 | Leaves the county |
| AARP Medicare Advantage from UHC WI-6H0294-015 | 128 | Leaves the county |
| AARP Medicare Advantage CareFlex from UHC WI-18H5253-198 | 82 | Not offered |
| HumanaChoice GivebackH7617-011 | 34 | Leaves the county |
| HumanaChoiceH5216-001 | 27 | Leaves the county |
| Esteem RxH5211-012 | 23 | Leaves the county |
| SpiritH5211-001 | fewer than 11 | Leaves the county |
| Essence RxH5211-002 | fewer than 11 | Not offered |
| CompassH5211-003 | fewer than 11 | Leaves the county |
| Legacy RxH5211-004 | fewer than 11 | Leaves the county |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| HumanaChoice: Diabetes and HeartH7617-121 | Chronic or Disabling Condition | $0 |
| Wellcare MHS Health Wisconsin Dual SelectH8189-007 | Dual-Eligible | $0 |
| UHC Dual Advantage WI-V1H3794-004 | Dual-Eligible | $0 |
| UHC Complete Care WI-20H5253-202 | Chronic or Disabling Condition | $0 |
| UHC Complete Care WI-1H0294-002 | Chronic or Disabling Condition | $0 |
| UHC Dual Complete WI-Q1H3794-002 | Dual-Eligible | $0 |
| UHC Dual Complete WI-S1H3794-011 | Dual-Eligible | $0 |
| Molina My Choice Dual AdvantageH5209-006 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-420 | Dual-Eligible | $0 |
| Cooperative AdvantageH7598-003 | Dual-Eligible | $0 |
| Wellcare MHS Health Wisconsin Dual Liberty SyncH8189-001 | Dual-Eligible | $0 |
| Anthem Full Dual AdvantageH9525-027 | Dual-Eligible | $0 |
| Anthem Dual Advantage PlusH9525-028 | Dual-Eligible | $0 |
| UHC Dual Advantage WI-V2H0294-027 | Dual-Eligible | $6.30 |
| Network Health CaresH5215-007 | Dual-Eligible | $6.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Oconto use Medicare Advantage?
8,440 of the county's 11,467 people with Medicare were in a Medicare Advantage plan in September 2026, 73.6%; in Wisconsin as a whole the share is 57.3%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in WisconsinEvery county of the state
- 8 stand-alone drug plans in WisconsinIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027