Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026

Spirit is not offered under this ID in 2027

H5211Contract001Plan

HMO-POS · served 54 counties in Wisconsin in 2026

Run by Security Health Plan of Wisconsin, Inc. (contract H5211), sold as Security Health Plan of Wisconsin, Inc., owned by Sanford Health

CMS crosswalk: members move into H5211-003 in 33 of its 54 counties; in the others the plan ends

Folds in part

Spirit (H5211-001) is not offered under this ID in 2027. The CMS plan crosswalk of October 1, 2026 moves its members into Compass (H5211-003), in the 33 counties where that plan is sold (1,674 members in September 2026). In its other 21 counties (25 members) there is no plan to move into: coverage ends December 31, 2026, and members there need to choose a new plan (counties with fewer than 11 members are not counted).

What changes for its members in Compass?

For members in the 33 counties where Compass is sold: this plan's 2026 amounts beside Compass (H5211-003) in 2027. The changed lines are marked and come first.
What you pay or get	2026	2027	Change
Plan name	Spirit	Compass	renamed
Monthly premium	$89	$0	down $89
In-network out-of-pocket limit	$1,500	$5,000	up $3,500
Specialist visit	$25 copay	$50 copay	up $25
Emergency room	$140 copay	$130 copay	down $10
Hospital stay, in network	$250 a stay	$400 a day for days 1–4, then $0 a day for days 5–90	up $1,350for a 5-day stay
Skilled nursing facility, in network	$0 a day for days 1–6, then $20 a day for days 7–20, then $0 a day for days 21–100	$0 a day for days 1–20, then $221 a day for days 21–100	changed
Ground ambulance, in network	$175 copay	$275 copay	up $100
Over-the-counter items, yearly	$120 a year	$160 a year	up $40
Counties served	54	33	down 21
6 lines do not change
Part B premium reduction, monthly	none	none	no change
Primary care visit	$0 copay	$0 copay	no change
Medical deductible, in network	none	none	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Eyewear, yearly limit	$175 a year	$175 a year	no change
Hearing aids, yearly limit for both ears	not offered	not offered	no change

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.

What can members do, and by when?

If you live in Adams (WI), Ashland (WI), Barron (WI), Buffalo (WI), Burnett (WI), Chippewa (WI), Clark (WI), Dunn (WI), Eau Claire (WI), Florence (WI), Forest (WI), Iron (WI), Jackson (WI), Juneau (WI), Langlade (WI), Lincoln (WI), Marathon (WI), Marinette (WI), Monroe (WI), Oneida (WI), Polk (WI), Portage (WI), Price (WI), Rusk (WI), Sawyer (WI), Shawano (WI), Taylor (WI), Trempealeau (WI), Vilas (WI), Washburn (WI), Waupaca (WI), Waushara (WI), Wood (WI)

If you do nothing: You are moved into Compass on January 1, 2027.
October 15 to December 7, 2026: Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.

If you live in Bayfield (WI), Brown (WI), Columbia (WI), Crawford (WI), Dane (WI), Door (WI), Douglas (WI), Green Lake (WI), Iowa (WI), Kewaunee (WI), La Crosse (WI), Marquette (WI), Oconto (WI), Outagamie (WI), Pepin (WI), Pierce (WI), Richland (WI), Sauk (WI), Vernon (WI), Waukesha (WI), Winnebago (WI)

Your coverage: Ends December 31, 2026: Compass is not sold where you live.
October 15 to December 7, 2026: Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
December 8, 2026 to the end of February 2027: A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
If you do nothing: You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).

Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).

Where did its members live?

Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.

All 54 counties, most members first; CMS hides counts under 11 per county, so the counties add up to a little less than the plan's total
County	Members, Sept. 2026	For 2027
Marathon, WI	290	moves into H5211-003
Wood, WI	278	moves into H5211-003
Clark, WI	141	moves into H5211-003
Portage, WI	110	moves into H5211-003
Taylor, WI	100	moves into H5211-003
Eau Claire, WI	93	moves into H5211-003
Barron, WI	87	moves into H5211-003
Chippewa, WI	84	moves into H5211-003
Lincoln, WI	79	moves into H5211-003
Oneida, WI	64	moves into H5211-003
Price, WI	63	moves into H5211-003
Rusk, WI	53	moves into H5211-003
Dunn, WI	34	moves into H5211-003
Vilas, WI	34	moves into H5211-003
Langlade, WI	29	moves into H5211-003
Washburn, WI	26	moves into H5211-003
Jackson, WI	24	moves into H5211-003
Adams, WI	21	moves into H5211-003
Trempealeau, WI	16	moves into H5211-003
La Crosse, WI	14	plan ends here

Show the other 34 counties

County	Members, Sept. 2026	For 2027
Ashland, WI	12	moves into H5211-003
Iron, WI	12	moves into H5211-003
Polk, WI	12	moves into H5211-003
Sawyer, WI	12	moves into H5211-003
Dane, WI	11	plan ends here
Bayfield, WI	fewer than 11	plan ends here
Brown, WI	fewer than 11	plan ends here
Buffalo, WI	fewer than 11	moves into H5211-003
Burnett, WI	fewer than 11	moves into H5211-003
Columbia, WI	fewer than 11	plan ends here
Crawford, WI	fewer than 11	plan ends here
Door, WI	fewer than 11	plan ends here
Douglas, WI	fewer than 11	plan ends here
Florence, WI	fewer than 11	moves into H5211-003
Forest, WI	fewer than 11	moves into H5211-003
Green Lake, WI	fewer than 11	plan ends here
Iowa, WI	fewer than 11	plan ends here
Juneau, WI	fewer than 11	moves into H5211-003
Kewaunee, WI	fewer than 11	plan ends here
Marinette, WI	fewer than 11	moves into H5211-003
Marquette, WI	fewer than 11	plan ends here
Monroe, WI	fewer than 11	moves into H5211-003
Oconto, WI	fewer than 11	plan ends here
Outagamie, WI	fewer than 11	plan ends here
Pepin, WI	fewer than 11	plan ends here
Pierce, WI	fewer than 11	plan ends here
Richland, WI	fewer than 11	plan ends here
Sauk, WI	fewer than 11	plan ends here
Shawano, WI	fewer than 11	moves into H5211-003
Vernon, WI	fewer than 11	plan ends here
Waukesha, WI	fewer than 11	plan ends here
Waupaca, WI	fewer than 11	moves into H5211-003
Waushara, WI	fewer than 11	moves into H5211-003
Winnebago, WI	fewer than 11	plan ends here

Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

What else should you check?

2027 plans in Marathon, WIThe plans you can join instead
Security Health Plan of Wisconsin, Inc. plans for 2027Plans the same company still offers
Every plan not offered in 2027764 Medicare Advantage and drug plans