Medicare Advantage plans in La Crosse, WI, 2027
La Crosse, Wisconsin has 16 Medicare Advantage plans open to everyone for 2027 (23 in 2026) and 7 special needs plans, according to the CMS landscape files; 9 of the open plans have a $0 premium. 11 plans that served the county in 2026 end or leave it, with 1,860 members living here in September 2026.
What changes in La Crosse for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 23 | 16 | ▼down 7 |
| Special needs plans | 11 | 7 | ▼down 4 |
| Plans with a $0 premium | 13 | 9 | ▼down 4 |
| Plans that lower the Part B premium | 4 | 4 | no change |
| Median out-of-pocket limit | $5,550 | $5,900 | ▲up $350 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in La Crosse join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Network Health PrimeH1181-001 · MSA | $0 | not filed | none | not rated |
| Gundersen Quartz Med Advantage ValueH5262-004 · HMO | $0 | $4,450 | none | 4 of 5 |
| Aetna Medicare EagleH5521-286 · PPO | $0 | $5,200 | $70 | 4.5 of 5 |
| Aetna Medicare SignatureH5521-289 · PPO | $0 | $5,900 | none | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-355 · PPO | $0 | $6,000 | $150 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-022 · PPO | $0 | $6,000 | $150 | 4.5 of 5 |
| Cooperative Medicare AdvantageH7598-004 · HMO | $0 | $6,700 | none | not rated (too little data) |
| Humana USAA Honor GivebackR5361-001 · Regional PPO | $0 | $6,750 | $30 | 3 of 5 |
| Gundersen Quartz Med Advantage Basic D (w/Rx)H5262-032 · HMO | $0 | $7,150 | none | 4 of 5 |
| Aetna Medicare EnhancedH5521-388 · PPO | $37 | $5,500 | none | 4.5 of 5 |
| Gundersen Quartz Med Advantage Core D (w/Rx)H5262-021 · HMO | $42 | $5,900 | none | 4 of 5 |
| HumanaChoiceH7617-007 · PPO | $60 | $9,250 | none | 4.5 of 5 |
| HumanaChoiceR5361-002 · Regional PPO | $87 | $7,700 | none | 3 of 5 |
| Gundersen Quartz Med Advantage Value D (w/Rx)H5262-003 · HMO | $97 | $4,900 | none | 4 of 5 |
| Gundersen Quartz Med Advantage EliteH5262-005 · HMO | $124 | $4,000 | none | 4 of 5 |
| Gundersen Quartz Med Advantage Elite D (w/Rx)H5262-001 · HMO | $202 | $4,000 | none | 4 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave La Crosse in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Esteem RxH5211-012 | 894 | Leaves the county |
| Essence RxH5211-002 | 253 | Not offered |
| CompassH5211-003 | 201 | Leaves the county |
| UHC Dual Complete WI-D002H3794-002 | 188 | Leaves the county |
| UHC Dual Complete WI-D001H0294-027 | 110 | Leaves the county |
| AARP Medicare Advantage from UHC WI-0015H5253-072 | 91 | Leaves the county |
| AARP Medicare Advantage Patriot No Rx WI-MA01H0294-014 | 90 | Leaves the county |
| UHC Dual Complete WI-D003H5253-024 | 19 | Leaves the county |
| SpiritH5211-001 | 14 | Leaves the county |
| UHC Dual Complete WI-V001H3794-004 | fewer than 11 | Leaves the county |
| Legacy RxH5211-004 | fewer than 11 | Leaves the county |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| iCare Family Care PartnershipH2237-007 | Dual-Eligible | $0 |
| Molina My Choice PartnershipH5209-005 | Dual-Eligible | $0 |
| Molina My Choice Dual AdvantageH5209-006 | Dual-Eligible | $0 |
| Cooperative AdvantageH7598-003 | Dual-Eligible | $0 |
| Anthem Full Dual AdvantageH9525-027 | Dual-Eligible | $0 |
| Anthem Dual Advantage PlusH9525-028 | Dual-Eligible | $0 |
| Gundersen Quartz Med Advantage Dual EligibleH5262-029 | Dual-Eligible | $6.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in La Crosse use Medicare Advantage?
13,706 of the county's 27,080 people with Medicare were in a Medicare Advantage plan in September 2026, 50.6%; in Wisconsin as a whole the share is 57.3%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in WisconsinEvery county of the state
- 8 stand-alone drug plans in WisconsinIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027