Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
Cooperative Advantage, 2027
H7598Contract003Plan
HMO D-SNP · special needs plan, dual-eligible · 50 counties in Wisconsin
Run by Group Health Cooperative of Eau Claire (contract H7598), sold as Group Health Cooperative of Eau Claire, owned by Group Health Cooperative of Eau Claire
Cooperative Advantage (H7598-003) costs $0 a month in 2027, down $21.10 from 2026, with an in-network out-of-pocket limit of $9,850 ($9,250 in 2026).
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $21.10 | $0 | ▼down $21.10 |
| In-network out-of-pocket limit | $9,250 | $9,850 | ▲up $600 |
| Drug deductible | $615 | $700 | ▲up $85 |
| Eyewear, yearly limit | $500 a year | not offered | ▼dropped |
| Hearing aids, yearly limit for both ears | $666.67 a year | not offered | ▼dropped |
| Over-the-counter items, yearly | $1,080 a year | $300 a year | ▼down $780 |
| 10 lines do not change | |||
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | 20% of the cost | 20% of the cost | no change |
| Specialist visit | 20% of the cost | 20% of the cost | no change |
| Emergency room | 20% of the cost | 20% of the cost | no change |
| Medical deductible, in network | none | none | no change |
| Hospital stay, in network | not filed | not filed | no change |
| Skilled nursing facility, in network | not filed | not filed | no change |
| Ground ambulance, in network | 20% of the cost | 20% of the cost | no change |
| Comprehensive dental, yearly limit | $1,000 a year | $1,000 a year | no change |
| Counties served | 50 | 50 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026 | 2027 |
|---|---|---|---|
| Tier 1 | Preferred Generic | not offered | $0 |
| Tier 2 | Generic | not offered | 25% of the cost |
| Tier 3 | Preferred Brand | not offered | 25% of the cost |
| Tier 4 | Non-Preferred Drug | not offered | 25% of the cost |
| Tier 5 | Specialty Tier | not offered | 25% of the cost |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with plans sold where it is?
In the counties it serves, 16 dual-eligible special needs plans are sold for 2027, this one included. Against the others, 3 plans have a lower out-of-pocket limit, 12 the same. On the premium, 11 the same, 4 a higher one.
Out-of-pocket limits of the 16 dual-eligible special needs plans
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 50 counties: $0 a month and $9,850.
Wisconsin
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H7598-003
- Legal name of the contract
- Group Health Cooperative of Eau Claire
- Sold as
- Group Health Cooperative of Eau Claire
- Parent company
- Group Health Cooperative of Eau Claire
- Plan type
- HMO D-SNP
- 2026 star rating of the contract
- not rated (too little data) overall; health plan not rated, drug plan not rated
- Members, September 2026
- 356
- Plan website, as filed with CMS
- www.group-health.com
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Eau Claire, WIWhere most of its members live; premiums and limits side by side
- Every Group Health Cooperative of Eau Claire plan for 2027Its contracts, counties and plans that end
- The other 1 plan of contract H7598Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.