Medicare Advantage plans in St. Croix, WI, 2027
St. Croix, Wisconsin has 14 Medicare Advantage plans open to everyone for 2027 (14 in 2026) and 7 special needs plans, according to the CMS landscape files; 4 of the open plans have a $0 premium. Every plan that served the county in 2026 is still sold here in 2027.
What changes in St. Croix for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 14 | 14 | no change |
| Special needs plans | 6 | 7 | ▲up 1 |
| Plans with a $0 premium | 4 | 4 | no change |
| Plans that lower the Part B premium | 1 | 2 | ▲up 1 |
| Median out-of-pocket limit | $5,950 | $6,725 | ▲up $775 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in St. Croix join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Network Health PrimeH1181-001 · MSA | $0 | not filed | none | not rated |
| Cooperative Medicare AdvantageH7598-004 · HMO | $0 | $6,700 | none | not rated (too little data) |
| Humana USAA Honor GivebackR5361-001 · Regional PPO | $0 | $6,750 | $30 | 3 of 5 |
| AARP Medicare Advantage Patriot No Rx WI-MA01H0294-014 · PPO | $0 | $7,150 | $65 | 3.5 of 5 |
| Medica Prime Solution StandardH2450-050 · Cost | $30 | $7,150 | none | 3.5 of 5 |
| Medica Prime Solution ThriftH2450-030 · Cost | $53 | $7,150 | none | 3.5 of 5 |
| HealthPartners Freedom Basic WIH2462-026 · Cost | $55 | not filed | none | not rated (too little data) |
| HealthPartners Freedom Vital WIH2462-027 · Cost | $80 | $5,000 | none | not rated (too little data) |
| HumanaChoiceR5361-002 · Regional PPO | $87 | $7,700 | none | 3 of 5 |
| Medica Prime Solution Thrift w/RxH2450-007 · Cost | $91 | $7,150 | none | 3.5 of 5 |
| Medica Prime Solution CoreH2450-051 · Cost | $119 | $5,900 | none | 3.5 of 5 |
| HealthPartners Freedom Balance WIH2462-028 · Cost | $145 | $4,000 | none | not rated (too little data) |
| Medica Prime Solution FocusH2450-038 · Cost | $169 | $4,450 | none | 3.5 of 5 |
| Medica Prime Solution Focus w/RxH2450-039 · Cost | $336.80 | $4,450 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Dual Advantage WI-V1H3794-004 | Dual-Eligible | $0 |
| UHC Dual Complete WI-Q1H3794-002 | Dual-Eligible | $0 |
| UHC Dual Complete WI-S1H3794-011 | Dual-Eligible | $0 |
| Cooperative AdvantageH7598-003 | Dual-Eligible | $0 |
| Anthem Full Dual AdvantageH9525-027 | Dual-Eligible | $0 |
| Anthem Dual Advantage PlusH9525-028 | Dual-Eligible | $0 |
| UHC Dual Advantage WI-V2H0294-027 | Dual-Eligible | $6.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in St. Croix use Medicare Advantage?
9,697 of the county's 20,261 people with Medicare were in a Medicare Advantage plan in September 2026, 47.9%; in Wisconsin as a whole the share is 57.3%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in WisconsinEvery county of the state
- 8 stand-alone drug plans in WisconsinIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027