Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
HealthPartners Freedom Vital WI, 2027
H2462Contract027Plan
Cost · 7 counties in Wisconsin
Run by HealthPartners, Inc. (contract H2462), sold as HealthPartners, owned by HealthPartners, Inc.
HealthPartners Freedom Vital WI (H2462-027) costs $80 a month in 2027, up $10 from 2026, with an in-network out-of-pocket limit of $5,000.
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $70 | $80 | ▲up $10 |
| Primary care visit | $15 copay | $0 copay | ▼down $15 |
| Specialist visit | $40 copay | $0 copay | ▼down $40 |
| 12 lines do not change | |||
| In-network out-of-pocket limit | $5,000 | $5,000 | no change |
| Part B premium reduction, monthly | none | none | no change |
| Emergency room | $140 copay | $140 copay | no change |
| Medical deductible, in network | none | none | no change |
| Hospital stay, in network | $350 a day for days 1–4, then $0 a day for days 5–90 | $350 a day for days 1–4, then $0 a day for days 5–90 | no change |
| Skilled nursing facility, in network | $0 a stay | $0 a stay | no change |
| Ground ambulance, in network | $200 copay | $200 copay | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | not offered | not offered | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
| Over-the-counter items, yearly | not offered | not offered | no change |
| Counties served | 7 | 7 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
How does it compare with plans sold where it is?
In the counties it serves, 23 plans open to everyone are sold for 2027, this one included. Against the others, 4 plans have a lower out-of-pocket limit, 2 the same, 14 a higher one. On the premium, 14 plans have a lower premium, 8 a higher one.
Out-of-pocket limits of the 23 plans open to everyone
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 7 counties: $80 a month and $5,000.
Wisconsin
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H2462-027
- Legal name of the contract
- HealthPartners, Inc.
- Sold as
- HealthPartners
- Parent company
- HealthPartners, Inc.
- Plan type
- Cost
- 2026 star rating of the contract
- not rated (too little data) overall; health plan 4 of 5, drug plan not rated
- Members, September 2026
- 1,191
- Plan website, as filed with CMS
- healthpartners.com/ExploreMedicare
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in St. Croix, WIWhere most of its members live; premiums and limits side by side
- Every HealthPartners plan for 2027Its contracts, counties and plans that end
- The other 2 plans of contract H2462Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.