Essence Rx is not offered in 2027

What can members do, and by when?

October 15 to December 7, 2026

Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.

December 8, 2026 to the end of February 2027

A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.

If you do nothing

You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one; if you have Extra Help or full Medicaid, Medicare enrolls you in a drug plan automatically.

Without a drug plan

Going 63 days or more in a row without drug coverage can mean a late enrollment penalty if you join a drug plan later; joining by the end of February keeps a January and February gap under 63 days, waiting longer does not.

If you choose Original Medicare

You have a guaranteed right to buy Medigap Plan A, B, C, D, F, G, K or L sold in your state by any insurance company; if you were new to Medicare on or after January 1, 2020, Plans D and G take the place of C and F. Apply from 60 days before to 63 days after the plan ends; the policy starts once your Medicare Advantage coverage ends. Other Medigap plans are not covered by this right.

If you have Medicaid or Extra Help

You can switch to a different drug plan, or leave a Medicare Advantage plan for Original Medicare with a drug plan, once a calendar month; the change starts the first day of the next month.

Where did its members live?

Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.

What else should you check?

• 2027 plans in Marathon, WIThe plans you can join instead
• Security Health Plan of Wisconsin, Inc. plans for 2027Plans the same company still offers
• Every plan not offered in 2027764 Medicare Advantage and drug plans