Medicare Advantage plans in Spokane, WA, 2027
Spokane, Washington has 25 Medicare Advantage plans open to everyone for 2027 (32 in 2026) and 22 special needs plans, according to the CMS landscape files; 17 of the open plans have a $0 premium. 18 plans that served the county in 2026 end or leave it, with 9,863 members living here in September 2026.
What changes in Spokane for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 32 | 25 | ▼down 7 |
| Special needs plans | 27 | 22 | ▼down 5 |
| Plans with a $0 premium | 24 | 17 | ▼down 7 |
| Plans that lower the Part B premium | 12 | 8 | ▼down 4 |
| Median out-of-pocket limit | $6,700 | $7,150 | ▲up $450 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Spokane join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor GivebackH5216-455 · PPO | $0 | $5,100 | $43 | 3.5 of 5 |
| Aetna Medicare EagleH3748-019 · HMO | $0 | $5,500 | $50 | 3 of 5 |
| Humana Gold PlusH5619-143 · HMO | $0 | $6,000 | none | 3 of 5 |
| Humana Value ChoiceH5216-428 · PPO | $0 | $6,050 | none | 3.5 of 5 |
| Kaiser Permanente Medicare Advantage CentennialH5050-021 · HMO | $0 | $6,600 | none | 4 of 5 |
| AARP Medicare Advantage from UHC WA-19H2001-147 · PPO | $0 | $7,150 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC WA-8H3805-033 · HMO-POS | $0 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx WA-MA02H3805-035 · HMO-POS | $0 | $7,150 | $135 | 3.5 of 5 |
| Aetna Medicare SignatureH3931-197 · HMO | $0 | $7,150 | none | 3 of 5 |
| HealthSpring PreferredH4407-033 · HMO | $0 | $7,150 | none | 4 of 5 |
| Aetna Medicare EagleH5521-330 · PPO | $0 | $7,150 | $85 | 4.5 of 5 |
| MultiCare Health Plan Evergreen EnhancedH6194-001 · HMO | $0 | $7,150 | none | not rated |
| MultiCare Health Plan Evergreen EssentialH6194-002 · HMO | $0 | $7,150 | $50 | not rated |
| Aetna Medicare SignatureH5521-431 · PPO | $0 | $8,900 | none | 4.5 of 5 |
| Humana Essentials Plus GivebackH1036-319 · HMO | $0 | $9,050 | $71 | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-427 · PPO | $0 | $9,150 | $150 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-021 · PPO | $0 | $9,150 | $100 | 4.5 of 5 |
| SCAN Classic WAH4026-001 · HMO | $1 | $7,150 | none | not rated (too new) |
| AARP Medicare Advantage from UHC WA-15H3805-045 · HMO-POS | $28 | $7,150 | none | 3.5 of 5 |
| Aetna Medicare EnhancedH5521-686 · PPO | $68 | $7,500 | none | 4.5 of 5 |
| Kaiser Permanente Medicare Advantage ColumbiaH5050-019 · HMO | $85 | $3,950 | none | 4 of 5 |
| Humana Gold PlusH5619-061 · HMO | $86 | $4,200 | none | 3 of 5 |
| HumanaChoiceH5216-048 · PPO | $97 | $7,000 | none | 3.5 of 5 |
| Kaiser Permanente Medicare Advantage BasicH5050-001 · HMO | $106 | $4,200 | none | 4 of 5 |
| HumanaChoiceH7617-016 · PPO | $110 | $7,000 | none | 4.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Spokane in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage from UHC WA-0009H3805-034 | 4,252 | Not offered |
| UHC Complete Care WA-13H3805-043 | 948 | Not offered |
| Providence Medicare Pine + RxH9047-063 | 822 | Not offered |
| AARP Medicare Advantage from UHC WA-17H2001-137 | 820 | Not offered |
| AARP Medicare Advantage from UHC WA-0001H1278-028 | 797 | Not offered |
| HumanaChoiceH7617-019 | 634 | Not offered |
| Humana Gold Plus SNP-DEH1036-326 | 633 | Not offered |
| Wellcare SimpleH0029-011 | 338 | Not offered |
| HumanaChoiceH5216-426 | 266 | Not offered |
| Wellcare GivebackH0029-009 | 178 | Not offered |
| Molina Medicare Complete Care SelectH5823-010 | 100 | Not offered |
| Wellcare Dual ReserveH0029-010 | 33 | Not offered |
| Wellcare Dual Liberty Sync OpenH5965-004 | 22 | Not offered |
| Humana Gold Plus SNP-DEH1036-324 | 20 | Not offered |
| Humana Together in HealthH5216-402 | fewer than 11 | Not offered |
| Wellcare Patriot Giveback OpenH5965-003 | fewer than 11 | Not offered |
| Wellcare Dual Access OpenH5965-006 | fewer than 11 | Not offered |
| Providence Medicare ReverenceH9047-035 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Humana Gold Plus: Diabetes and HeartH1036-306 | Chronic or Disabling Condition | $0 |
| UHC Dual Advantage WA-V1H5008-015 | Dual-Eligible | $0 |
| Wellcare Coordinated Care Dual Liberty SyncH0029-007 | Dual-Eligible | $0 |
| Wellcare Coordinated Care Dual AccessH0029-008 | Dual-Eligible | $0 |
| UHC Nursing Home Plan WA-F001H0710-031 | Institutional | $0 |
| UHC Dual Complete WA-Q1H2001-079 | Dual-Eligible | $0 |
| UHC Complete Care Support WA-2AH3805-050 | Chronic or Disabling Condition | $0 |
| UHC Dual Complete WA-S3H5008-018 | Dual-Eligible | $0 |
| UHC Dual Complete WA-Q2H5008-019 | Dual-Eligible | $0 |
| Humana Dual SelectH5619-165 | Dual-Eligible | $0 |
| Humana Dual SelectH5619-166 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH5619-167 | Dual-Eligible | $0 |
| UHC Care Advantage WA-E001H0710-030 | Institutional | $6.30 |
| UHC Dual Advantage WA-V2H2001-080 | Dual-Eligible | $6.30 |
| UHC Dual Complete WA-S1H2001-078 | Dual-Eligible | $6.30 |
| Molina Medicare Complete CareH5823-013 | Dual-Eligible | $6.30 |
| Community Health Plan of WA Dual CompleteH5826-014 | Dual-Eligible | $6.30 |
| Community Health Plan of WA Dual SelectH5826-017 | Dual-Eligible | $6.30 |
| Wellpoint Full Dual AdvantageH8849-015 | Dual-Eligible | $6.30 |
| Wellpoint Dual AdvantageH8849-016 | Dual-Eligible | $6.30 |
| Wellpoint Dual Advantage PlusH8849-017 | Dual-Eligible | $6.30 |
| Molina Medicare ElectH5823-015 | Dual-Eligible | $8.10 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Spokane use Medicare Advantage?
71,079 of the county's 123,058 people with Medicare were in a Medicare Advantage plan in September 2026, 57.8%; in Washington as a whole the share is 49.7%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in WashingtonEvery county of the state
- 8 stand-alone drug plans in WashingtonIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027