Skip to main content

Independent; not a government site. Official answers: Medicare.gov, 1-800-MEDICARE.

Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

MultiCare Health Plan Evergreen Enhanced, 2027

H6194Contract001Plan

HMO · 3 counties in Washington

Run by Multicare Health Plan (contract H6194), sold as MultiCare Health Plan Medicare Advantage Evergreen Plans, owned by MultiCare Health Systems

New for 2027

2026 star rating, contract H6194: not rated

MultiCare Health Plan Evergreen Enhanced (H6194-001) costs $0 a month in 2027, with an in-network out-of-pocket limit of $7,150. It is a new plan for 2027.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Monthly premiumnot offered$0new for 2027
In-network out-of-pocket limitnot filed$7,150new for 2027
Drug deductiblenot filed$300new for 2027
Primary care visitnot offered$0 copaychanged
Specialist visitnot offered$0 copaychanged
Emergency roomnot offered$130 copaychanged
Hospital stay, in networknot offered$475 a day for days 1–5, then $0 a day for days 6–90changed
Skilled nursing facility, in networknot offered$10 a day for days 1–20, then $221 a day for days 21–100changed
Ground ambulance, in networknot offered$300 copaychanged
Eyewear, yearly limitnot offered$300 a yearadded
Hearing aids, yearly limit for both earsnot offered$600 a yearadded
Over-the-counter items, yearlynot offered$180 a yearadded
4 lines do not change
Part B premium reduction, monthlynonenoneno change
Medical deductible, in networknonenoneno change
Comprehensive dental, yearly limitnot offerednot offeredno change
Counties servednot offered3new for 2027

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
TierWhat the tier holds20262027
Tier 1Preferred Genericnot offered$0
Tier 2Genericnot offered$0
Tier 3Preferred Brandnot offered22% of the cost
Tier 4Non-Preferred Drugnot offered25% of the cost
Tier 5Specialty Tiernot offered30% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 46 plans open to everyone are sold for 2027, this one included. Against the others, 21 plans have a lower out-of-pocket limit, 14 the same, 10 a higher one. On the premium, 29 the same, 16 a higher one.

Out-of-pocket limits of the 46 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0002 plans
$4,000 to under $6,0007 plans
$6,000 to under $8,000 (this plan)30 plans
$8,000 to $10,0007 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 3 counties: $0 a month and $7,150.

Washington

PierceSpokaneThurston

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
H6194-001
Legal name of the contract
Multicare Health Plan
Sold as
MultiCare Health Plan Medicare Advantage Evergreen Plans
Parent company
MultiCare Health Systems
Plan type
HMO
2026 star rating of the contract
not rated overall; health plan not rated, drug plan not rated
Plan website, as filed with CMS
www.multicarehealthplan.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.