Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
UHC Care Advantage WA-E001, 2027
H0710Contract030Plan
PPO I-SNP · special needs plan, institutional · 14 counties in Washington
Run by Care Improvement Plus South Central Insurance Co. (contract H0710), sold as UnitedHealthcare, owned by UnitedHealth Group, Inc.
UHC Care Advantage WA-E001 (H0710-030) costs $6.30 a month in 2027, down $4.20 from 2026, with an in-network out-of-pocket limit of $4,000.
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $10.50 | $6.30 | ▼down $4.20 |
| Ground ambulance, in network | $155 copay | $275 copay | ▲up $120 |
| Drug tier 2, generic | $12 | $8 | ▼down $4 |
| Drug tier 3, preferred brand | 25% of the cost | 22% of the cost | ▼down 3 points |
| Drug tier 4, non-preferred drug | 45% of the cost | 36% of the cost | ▼down 9 points |
| 16 lines do not change | |||
| In-network out-of-pocket limit | $4,000 | $4,000 | no change |
| Drug deductible | $270 | $270 | no change |
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | $0 copay | $0 copay | no change |
| Emergency room | $150 copay | $150 copay | no change |
| Medical deductible, in network | none | none | no change |
| Hospital stay, in network | $350 a day for days 1–7, then $0 a day for days 8–90 | $350 a day for days 1–7, then $0 a day for days 8–90 | no change |
| Skilled nursing facility, in network | $0 a day for days 1–100 | $0 a day for days 1–100 | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | $300 a year | $300 a year | no change |
| Hearing aids, yearly limit for both ears | $1,100 a year | $1,100 a year | no change |
| Over-the-counter items, yearly | not offered | not offered | no change |
| Counties served | 14 | 14 | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 5, specialty tier | 30% of the cost | 30% of the cost | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026 | 2027 |
|---|---|---|---|
| Tier 1 | Preferred Generic | $0 | $0 |
| Tier 2 | Generic | $12 | $8 |
| Tier 3 | Preferred Brand | 25% of the cost | 22% of the cost |
| Tier 4 | Non-Preferred Drug | 45% of the cost | 36% of the cost |
| Tier 5 | Specialty Tier | 30% of the cost | 30% of the cost |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with plans sold where it is?
In the counties it serves, 4 institutional special needs plans are sold for 2027, this one included. Against the others, 3 a higher one. On the premium, 2 plans have a lower premium, 1 a higher one.
Out-of-pocket limits of the 4 institutional special needs plans
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 14 counties: $6.30 a month and $4,000.
Washington
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H0710-030
- Legal name of the contract
- Care Improvement Plus South Central Insurance Co.
- Sold as
- UnitedHealthcare
- Parent company
- UnitedHealth Group, Inc.
- Plan type
- PPO I-SNP
- 2026 star rating of the contract
- 4.5 of 5 overall; health plan 4 of 5, drug plan 5 of 5
- Members, September 2026
- 2,052
- Plan website, as filed with CMS
- UHC.com/Medicare
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Spokane, WAWhere most of its members live; premiums and limits side by side
- Every UnitedHealthcare plan for 2027Its contracts, counties and plans that end
- The other 24 plans of contract H0710Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.