Skip to main content

Independent; not a government site. Official answers: Medicare.gov, 1-800-MEDICARE.

Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Humana Value Plus, 2027

H7617Contract087Plan

PPO · 64 counties in Mississippi

Run by Emphesys Insurance Company (contract H7617), sold as Humana, owned by Humana Inc.

Renews for 2027

2026 star rating, contract H7617: 4.5 of 5

Humana Value Plus (H7617-087) costs $6.30 a month in 2027, down $17.50 from 2026, with an in-network out-of-pocket limit of $8,600.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Monthly premium$23.80$6.30down $17.50
Drug deductible$615$700up $85
Hospital stay, in network$728 a day for days 1–3, then $0 a day for days 4–90$710 a day for days 1–3, then $0 a day for days 4–90down $54for a 5-day stay
Ground ambulance, in network$335 copay$325 copaydown $10
Eyewear, yearly limit$550 a year$400 a yeardown $150
11 lines do not change
In-network out-of-pocket limit$8,600$8,600no change
Part B premium reduction, monthlynonenoneno change
Primary care visit$0 copay$0 copayno change
Specialist visit$25 copay$25 copayno change
Emergency room$115 copay$115 copayno change
Medical deductible, in networknonenoneno change
Skilled nursing facility, in network$0 a day for days 1–20, then $218 a day for days 21–100$0 a day for days 1–20, then $218 a day for days 21–100no change
Comprehensive dental, yearly limitnot offerednot offeredno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Over-the-counter items, yearlynot offerednot offeredno change
Counties served6464no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

How does it compare with plans sold where it is?

In the counties it serves, 48 plans open to everyone are sold for 2027, this one included. Against the others, 35 plans have a lower out-of-pocket limit, 1 the same, 11 a higher one. On the premium, 37 plans have a lower premium, 1 the same, 9 a higher one.

Out-of-pocket limits of the 48 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0001 plan
$4,000 to under $6,00013 plans
$6,000 to under $8,00020 plans
$8,000 to $10,000 (this plan)14 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 64 counties: $6.30 a month and $8,600.

Mississippi

AdamsAlcornAttalaBentonBolivarCalhounChickasawClaiborneClarkeCoahomaCopiahCovingtonDeSotoForrestFranklinGeorgeGreeneHancockHarrisonHindsHumphreysIssaquenaJacksonJasperJeffersonJefferson DavisJonesKemperLafayetteLamarLauderdaleLeakeLefloreMadisonMarionMarshallMonroeMontgomeryNeshobaPanolaPearl RiverPerryPikePrentissQuitmanRankinScottSharkeyStoneSunflowerTallahatchieTateTishomingoTunicaUnionWalthallWarrenWashingtonWayneWebsterWilkinsonWinstonYalobushaYazoo

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
H7617-087
Legal name of the contract
Emphesys Insurance Company
Sold as
Humana
Parent company
Humana Inc.
Plan type
PPO
2026 star rating of the contract
4.5 of 5 overall; health plan 4.5 of 5, drug plan 4 of 5
Members, September 2026
2,873
Plan website, as filed with CMS
www.humana.com/medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.