Medicare contract · plan years 2026 and 2027CMS landscape and crosswalk
Emphesys Insurance Company (H7617)
H7617Contract
A company of Humana Inc., sold as Humana
120 plans in 2027 (103 in 2026) · 1,012,778 members in September 2026
Offers plans in 2027
Emphesys Insurance Company is the Humana Inc. company that holds Medicare contract H7617, sold as Humana. In 2027 it offers 120 plans (103 in 2026); 8 of its 2026 plans are not offered in 2027. 1,012,778 people were in its plans in September 2026.
What plans does H7617 offer for 2027?
| Plan | Type | Monthly premium | Out-of-pocket limit | Area | For 2027 |
|---|---|---|---|---|---|
| HumanaChoiceH7617-004 | PPO | $0 | $6,750 | 75 counties | renews in fewer counties |
| HumanaChoice SNP-DEH7617-006 | PPO D-SNP | $0 | $9,850 | 72 counties | renews |
| HumanaChoiceH7617-007 | PPO | $60 | $9,250 | 100 counties | renews in more counties |
| Humana Full AccessH7617-008 | PPO | $0 | $6,600 | 23 counties | renews |
| Humana Value ChoiceH7617-010 | PPO | $0 | $4,400 | 27 counties | renews in fewer counties |
| Humana Essentials Plus GivebackH7617-011 | PPO | $0 | $5,250 | 24 counties | renews in fewer counties |
| Humana USAA Honor GivebackH7617-012 | PPO | $0 | $4,700 | 300 counties | renews in fewer counties |
| HumanaChoice GivebackH7617-013 | PPO | $0 | $5,000 | 85 counties | renews |
| HumanaChoice GivebackH7617-014 | PPO | $0 | $5,500 | 27 counties | renews |
| Humana Essentials Plus GivebackH7617-015 | PPO | $0 | $5,900 | 29 counties | renews in fewer counties |
| HumanaChoiceH7617-016 | PPO | $110 | $7,000 | 59 counties | renews in more counties |
| Humana Essentials Plus GivebackH7617-017 | PPO | $0 | $5,250 | 28 counties | renews |
| Humana Value ChoiceH7617-018 | PPO | $0 | $4,300 | 13 counties | renews in fewer counties |
| Humana Full AccessH7617-020 | PPO | $0 | $6,100 | 28 counties | renews |
| Humana USAA Honor GivebackH7617-021 | PPO | $0 | $9,150 | 59 counties | renews in more counties |
| Humana USAA Honor GivebackH7617-022 | PPO | $0 | $6,000 | 155 counties | renews |
| Humana Value ChoiceH7617-023 | PPO | $0 | $4,400 | 68 counties | renews in fewer counties |
| Humana Essentials Plus GivebackH7617-024 | PPO | $0 | $8,400 | 6 counties | renews |
| Humana Full AccessH7617-025 | PPO | $39 | $5,750 | 4 counties | renews |
| Humana Full AccessH7617-026 | PPO | $45 | $6,700 | 6 counties | renews |
Show the other 100 plans, by plan number
| Plan | Type | Monthly premium | Out-of-pocket limit | Area | For 2027 |
|---|---|---|---|---|---|
| HumanaChoiceH7617-027 | PPO | $48 | $7,650 | 81 counties | renews in more counties |
| Humana Full AccessH7617-028 | PPO | $30 | $5,900 | 7 counties | renews |
| HumanaChoiceH7617-029 | PPO | $13 | $7,500 | 6 counties | renews |
| Humana Value ChoiceH7617-030 | PPO | $0 | $6,550 | 6 counties | renews |
| Humana Value ChoiceH7617-031 | PPO | $0 | $7,150 | 8 counties | renews in fewer counties |
| Humana Value ChoiceH7617-032 | PPO | $0 | $5,000 | 4 counties | renews |
| HumanaChoice: Diabetes and HeartH7617-033 | PPO C-SNP | $0 | $9,850 | 7 counties | renews |
| Humana Essentials Plus GivebackH7617-035 | PPO | $0 | $8,300 | 76 counties | renews in fewer counties |
| HumanaChoice SNP-DEH7617-036 | PPO D-SNP | $0 | $9,850 | 38 counties | renews |
| Humana Dual QMB OnlyH7617-037 | PPO D-SNP | $0 | $9,850 | 38 counties | renews |
| HumanaChoice SNP-DEH7617-038 | PPO D-SNP | $0 | $9,850 | 23 counties | renews |
| Humana Dual SelectH7617-039 | PPO D-SNP | $0 | $9,850 | 23 counties | renews |
| Humana Essentials Plus GivebackH7617-041 | PPO | $0 | $7,100 | 7 counties | renews |
| Humana USAA Honor Giveback with RxH7617-042 | PPO | $0 | $6,900 | 11 counties | renews |
| Humana Value ChoiceH7617-043 | PPO | $0 | $6,700 | 14 counties | renews in fewer counties |
| HumanaChoiceH7617-044 | PPO | $0 | $8,050 | 13 counties | renews in fewer counties |
| HumanaChoice GivebackH7617-045 | PPO | $0 | $8,000 | 19 counties | renews |
| HumanaChoice GivebackH7617-046 | PPO | $0 | $7,150 | 22 counties | renews |
| HumanaChoice SNP-DEH7617-048 | PPO D-SNP | $0 | $9,850 | 35 counties | renews |
| Humana Essentials Plus GivebackH7617-049 | PPO | $0 | $9,850 | 123 counties | takes in other plans |
| Humana Value ChoiceH7617-050 | PPO | $0 | $7,150 | 97 counties | renews in more counties |
| Humana Essentials Plus GivebackH7617-051 | PPO | $0 | $6,100 | 3 counties | renews |
| Humana Full AccessH7617-052 | PPO | $0 | $5,200 | 53 counties | takes in other plans |
| Humana Value ChoiceH7617-053 | PPO | $0 | $5,300 | 18 counties | renews in more counties |
| Humana USAA Honor GivebackH7617-054 | PPO | $0 | $6,550 | 73 counties | renews |
| Humana Essentials Plus GivebackH7617-056 | PPO | $0 | $7,925 | 109 counties | renews in more counties |
| Humana Value ChoiceH7617-057 | PPO | $0 | $6,800 | 29 counties | renews in more counties |
| Humana Full Access GivebackH7617-058 | PPO | $0 | $9,850 | 73 counties | takes in other plans |
| HumanaChoiceH7617-059 | PPO | $23 | $7,700 | 57 counties | renews |
| Humana Essentials Plus GivebackH7617-061 | PPO | $0 | $7,850 | 7 counties | renews |
| Humana USAA Honor GivebackH7617-062 | PPO | $0 | $7,900 | 195 counties | renews in fewer counties |
| HumanaChoiceH7617-063 | PPO | $0 | $4,500 | 1 county | renews |
| Humana Value ChoiceH7617-064 | PPO | $0 | $6,900 | 8 counties | renews |
| Humana Essentials Plus GivebackH7617-065 | PPO | $0 | $9,850 | 55 counties | takes in other plans |
| Humana Value ChoiceH7617-066 | PPO | $0 | $5,650 | 58 counties | renews in fewer counties |
| HumanaChoice SNP-DEH7617-067 | PPO D-SNP | $0 | $9,850 | 42 counties | renews in fewer counties |
| HumanaChoiceH7617-068 | PPO | $20 | $4,900 | 6 counties | renews |
| Humana Full AccessH7617-069 | PPO | $60 | $3,900 | 6 counties | renews |
| HumanaChoiceH7617-070 | PPO | $0 | $5,750 | 2 counties | renews |
| Humana USAA Honor GivebackH7617-073 | PPO | $0 | $7,900 | 162 counties | renews in fewer counties |
| Humana Dual SelectH7617-074 | PPO D-SNP | $0 | $5,700 | 63 counties | renews |
| HumanaChoice SNP-DEH7617-075 | PPO D-SNP | $0 | $9,850 | 63 counties | renews |
| HumanaChoice SNP-DEH7617-076 | PPO D-SNP | $0 | $9,850 | 54 counties | renews in more counties |
| HumanaChoice: Diabetes and HeartH7617-077 | PPO C-SNP | $0 | $5,900 | 63 counties | renews |
| HumanaChoice: Diabetes and HeartH7617-078 | PPO C-SNP | $0 | $6,600 | 42 counties | renews in more counties |
| HumanaChoiceH7617-079 | PPO | $0 | $8,750 | 8 counties | renews |
| HumanaChoiceH7617-080 | PPO | $0 | $6,900 | 45 counties | renews |
| Humana Value PlusH7617-081 | PPO | $17 | $6,850 | 63 counties | renews in more counties |
| Humana Dual QMB OnlyH7617-082 | PPO D-SNP | $0 | $9,850 | 64 counties | renews |
| Humana Dual SelectH7617-083 | PPO D-SNP | $0 | $9,850 | 64 counties | renews |
| HumanaChoice SNP-DEH7617-084 | PPO D-SNP | $0 | $9,850 | 75 counties | renews |
| Humana Value ChoiceH7617-085 | PPO | $0 | $6,000 | 62 counties | renews |
| Humana USAA Honor GivebackH7617-086 | PPO | $0 | $4,700 | 64 counties | renews |
| Humana Value PlusH7617-087 | PPO | $6.30 | $8,600 | 64 counties | renews |
| Humana Value PlusH7617-088 | PPO | $13.70 | $5,400 | 79 counties | renews in fewer counties |
| Humana Value PlusH7617-089 | PPO | $0.50 | $6,200 | 65 counties | renews |
| HumanaChoiceH7617-090 | PPO | $34 | $3,250 | 67 counties | renews |
| HumanaChoiceH7617-091 | PPO | $0 | $4,450 | 54 counties | renews |
| HumanaChoiceH7617-092 | PPO | $0 | $9,850 | 31 counties | renews |
| HumanaChoiceH7617-093 | PPO | $0 | $9,850 | 158 counties | renews |
| HumanaChoice GivebackH7617-094 | PPO | $0 | $9,850 | 167 counties | renews |
| HumanaChoiceH7617-095 | PPO | $0 | $9,100 | 53 counties | renews |
| Humana USAA Honor GivebackH7617-096 | PPO | $0 | $9,850 | 197 counties | renews |
| Humana Value ChoiceH7617-098 | PPO | $0 | $7,150 | 91 counties | renews in fewer counties |
| Humana Essentials Plus GivebackH7617-100 | PPO | $0 | $9,850 | 112 counties | renews in fewer counties |
| Humana USAA Honor GivebackH7617-101 | PPO | $0 | $9,850 | 110 counties | renews in fewer counties |
| HumanaChoice FloridaH7617-107 | PPO | $0 | $3,900 | 3 counties | renews |
| Humana USAA Honor GivebackH7617-108 | PPO | $0 | $6,750 | 46 counties | renews in fewer counties |
| HumanaChoice GivebackH7617-110 | PPO | $0 | $7,150 | 9 counties | renews |
| HumanaChoiceH7617-114 | PPO | $13 | $9,850 | 158 counties | new plan |
| HumanaChoice: Diabetes and HeartH7617-115 | PPO C-SNP | $0 | $8,700 | 19 counties | new plan |
| HumanaChoice: Diabetes and HeartH7617-116 | PPO C-SNP | $0 | $7,750 | 5 counties | new plan |
| Humana Together in HealthH7617-117 | PPO I-SNP | $0 | $9,850 | 93 counties | new plan |
| Humana Together in HealthH7617-118 | PPO I-SNP | $0 | $9,850 | 87 counties | new plan |
| HumanaChoice GivebackH7617-119 | PPO | $0 | $9,850 | 52 counties | new plan |
| Humana Value ChoiceH7617-120 | PPO | $0 | $6,950 | 8 counties | new plan |
| HumanaChoice: Diabetes and HeartH7617-121 | PPO C-SNP | $0 | $4,400 | 25 counties | new plan |
| HumanaChoiceH7617-122 | PPO | $13 | $9,850 | 79 counties | new plan |
| Humana Value ChoiceH7617-123 | PPO | $0 | $6,500 | 21 counties | new plan |
| Humana Value ChoiceH7617-124 | PPO | $0 | $5,220 | 3 counties | new plan |
| HumanaChoiceH7617-125 | PPO | $58 | $9,850 | 92 counties | new plan |
| Humana Essentials Plus GivebackH7617-126 | PPO | $0 | $7,150 | 37 counties | new plan |
| HumanaChoice GivebackH7617-127 | PPO | $0 | $8,250 | 19 counties | new plan |
| Humana Together in HealthH7617-128 | PPO I-SNP | $0 | $9,850 | 46 counties | new plan |
| HumanaChoice: Diabetes and HeartH7617-129 | PPO C-SNP | $0 | $6,250 | 4 counties | new plan |
| Humana Together in HealthH7617-130 | PPO I-SNP | $0 | $9,850 | 158 counties | new plan |
| Humana Together in HealthH7617-131 | PPO I-SNP | $0 | $9,850 | 133 counties | new plan |
| Humana Kidney CareH7617-132 | PPO C-SNP | $0 | $8,450 | 41 counties | new plan |
| Humana DaVita Kidney CareH7617-133 | PPO C-SNP | $0 | $8,450 | 120 counties | new plan |
| Humana DaVita Kidney CareH7617-134 | PPO C-SNP | $0 | $9,850 | 120 counties | new plan |
| Humana Kidney CareH7617-135 | PPO C-SNP | $0 | $9,850 | 41 counties | new plan |
| Humana DaVita Kidney CareH7617-136 | PPO C-SNP | $0 | $6,750 | 18 counties | new plan |
| Humana DaVita Kidney CareH7617-137 | PPO C-SNP | $0 | $9,850 | 18 counties | new plan |
| Humana Together in HealthH7617-138 | PPO I-SNP | $0 | $9,850 | 199 counties | new plan |
| Humana Together in HealthH7617-139 | PPO I-SNP | $0 | $9,850 | 55 counties | new plan |
| Humana Together in HealthH7617-140 | PPO I-SNP | $0 | $9,850 | 72 counties | new plan |
| Humana Senior Living PlanH7617-142 | PPO I-SNP | $0 | $6,180 | 284 counties | new plan |
| Humana Together in HealthH7617-143 | PPO I-SNP | $0 | $9,850 | 212 counties | new plan |
| Humana Essentials Plus GivebackH7617-144 | PPO | $0 | $9,850 | 160 counties | takes in other plans |
| HumanaChoice GivebackH7617-145 | PPO | $0 | $7,150 | 9 counties | new plan |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
Which of its plans end?
| 2026 plan | Members, Sept. 2026 | Counties in 2026 |
|---|---|---|
| Humana Full Access GivebackH7617-111 | 68,316 | 55 |
| HumanaChoice FloridaH7617-109 | 10,490 | 17 |
| HumanaChoiceH7617-019 | 9,660 | 8 |
| Humana Direct Choice GivebackH7617-112 | 6,414 | 20 |
| HumanaChoiceH7617-040 | 5,940 | 22 |
| Humana Full AccessH7617-009 | 2,455 | 14 |
| HumanaChoice: Diabetes and HeartH7617-034 | 1,631 | 7 |
| HumanaChoice Florida SNP-DEH7617-113 | 1,087 | 9 |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
Which employer and union group plans does it hold?
H7617 also holds 12 group plans offered through former employers and unions, with 197,712 members in September 2026 (plans with fewer than 11 not counted). They are not sold to individuals, so the landscape files list no premiums or benefits for them; the employer or union sends their 2027 terms.
| Plan ID | Plan name | Members, Sept. 2026 | 2027 |
|---|---|---|---|
| H7617-801 | Humana Medicare Employer | 42,035 | renews |
| H7617-802 | Humana Medicare Employer | 153,887 | renews |
| H7617-803 | Humana Medicare Employer | fewer than 11 | renews |
| H7617-804 | Humana Medicare Employer | 1,790 | renews |
| H7617-805 | Humana Medicare Employer | fewer than 11 | renews |
| H7617-806 | Humana Medicare Employer | fewer than 11 | renews |
| H7617-807 | Humana Medicare Employer | fewer than 11 | renews |
| H7617-808 | Humana Medicare Employer | fewer than 11 | renews |
| H7617-811 | Humana Medicare Employer | fewer than 11 | renews |
| H7617-812 | Humana Medicare Employer | fewer than 11 | renews |
| H7617-817 | Humana Medicare Employer | fewer than 11 | renews |
| H7617-818 | Humana Medicare Employer | fewer than 11 | renews |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
How did CMS rate it for 2026?
The overall rating is 4.5 of 5 (health plan 4.5 of 5, drug plan 4 of 5). Of its 37 rated measures, the lowest and the highest:
| Lowest-rated measures | Stars |
|---|---|
| Osteoporosis Management in Women who had a Fracture | 2 |
| Monitoring Physical Activity | 3 |
| Diabetes Care – Eye Exam | 3 |
| Kidney Health Evaluation for Patients with Diabetes | 3 |
| Highest-rated measures | Stars |
|---|---|
| Getting Needed Prescription Drugs | 5 |
| Rating of Drug Plan | 5 |
| Complaints about the Drug Plan | 5 |
| Plan Makes Timely Decisions about Appeals | 5 |
Source: CMS Part C and D Star Ratings data tables, 2026 (October 2025).
What else should you check?
- All Humana plansEvery contract of the brand
- Star ratings of every contractThe 2026 ratings, and 2027 when CMS publishes them
- Find a plan by its IDFrom the card or a letter