Medicare Advantage plans in Lafayette, MS, 2027
Lafayette, Mississippi has 15 Medicare Advantage plans open to everyone for 2027 (19 in 2026) and 13 special needs plans, according to the CMS landscape files; 10 of the open plans have a $0 premium. 8 plans that served the county in 2026 end or leave it, with 231 members living here in September 2026.
What changes in Lafayette for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 19 | 15 | ▼down 4 |
| Special needs plans | 14 | 13 | ▼down 1 |
| Plans with a $0 premium | 13 | 10 | ▼down 3 |
| Plans that lower the Part B premium | 7 | 2 | ▼down 5 |
| Median out-of-pocket limit | $6,700 | $6,500 | ▼down $200 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Lafayette join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Healthy Mississippi PreferredH1823-001 · PPO | $0 | $4,200 | none | not rated |
| Healthy Mississippi Premier AdvantageH8879-001 · HMO-POS | $0 | $4,200 | none | not rated (too new) |
| Humana USAA Honor GivebackH5216-200 · PPO | $0 | $4,700 | $161 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-086 · PPO | $0 | $4,700 | $161 | 4.5 of 5 |
| HumanaChoiceH5216-300 · PPO | $0 | $6,000 | none | 3.5 of 5 |
| Humana Value ChoiceH7617-085 · PPO | $0 | $6,000 | none | 4.5 of 5 |
| Aetna Medicare SignatureH3239-014 · HMO | $0 | $7,150 | none | 3.5 of 5 |
| HumanaChoiceR0110-001 · Regional PPO | $0 | $9,000 | none | 3.5 of 5 |
| Aetna Medicare Eagle PlusH5521-324 · PPO | $0 | $9,250 | none | 4.5 of 5 |
| Aetna Medicare Signature PlusH5521-218 · PPO | $0 | $9,850 | none | 4.5 of 5 |
| Humana Value PlusH5216-160 · PPO | $6.30 | $8,600 | none | 3.5 of 5 |
| Humana Value PlusH7617-087 · PPO | $6.30 | $8,600 | none | 4.5 of 5 |
| Aetna Medicare Value PlusH5521-470 · PPO | $23.80 | $9,850 | none | 4.5 of 5 |
| HumanaChoiceH5216-136 · PPO | $43 | $6,500 | none | 3.5 of 5 |
| Humana Full AccessR0110-003 · Regional PPO | $212 | $3,800 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Lafayette in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage Giveback from UHC MS-4H8768-040 | 51 | Leaves the county |
| UHC Dual Complete MS-S002H5008-011 | 46 | Leaves the county |
| AARP Medicare Advantage Patriot No Rx MS-MA01H8768-031 | 30 | Leaves the county |
| UHC Dual Complete MS-S4H5008-017 | 27 | Leaves the county |
| AARP Medicare Advantage from UHC MS-0003H8768-034 | 26 | Leaves the county |
| Blue Advantage MagnoliaH1347-003 | 18 | Not offered |
| AARP Medicare Advantage from UHC MS-0002H8768-030 | 18 | Leaves the county |
| UHC Dual Complete MS-V001H5008-016 | 15 | Leaves the county |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Aetna Medicare Dual ExtraH3239-005 | Dual-Eligible | $0 |
| Aetna Medicare Dual CareH3239-012 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual CareH3239-028 | Dual-Eligible | $0 |
| Humana Dual QMB OnlyH5216-292 | Dual-Eligible | $0 |
| Humana Dual SelectH5216-298 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-367 | Dual-Eligible | $0 |
| Aetna Medicare Dual Extra CareH5521-464 | Dual-Eligible | $0 |
| Aetna Medicare Dual CareH5521-465 | Dual-Eligible | $0 |
| Humana Dual QMB OnlyH7617-082 | Dual-Eligible | $0 |
| Humana Dual SelectH7617-083 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH7617-084 | Dual-Eligible | $0 |
| Healthy Mississippi Dual AdvantageH1823-002 | Dual-Eligible | $6.30 |
| Healthy Mississippi InstitutionalH1823-003 | Institutional | $6.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Lafayette use Medicare Advantage?
2,105 of the county's 9,522 people with Medicare were in a Medicare Advantage plan in September 2026, 22.1%; in Mississippi as a whole the share is 45.1%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MississippiEvery county of the state
- 9 stand-alone drug plans in MississippiIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027