Medicare Advantage plans in Winston, MS, 2027
Winston, Mississippi has 19 Medicare Advantage plans open to everyone for 2027 (15 in 2026) and 14 special needs plans, according to the CMS landscape files; 13 of the open plans have a $0 premium. Every plan that served the county in 2026 is still sold here in 2027.
What changes in Winston for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 15 | 19 | ▲up 4 |
| Special needs plans | 12 | 14 | ▲up 2 |
| Plans with a $0 premium | 10 | 13 | ▲up 3 |
| Plans that lower the Part B premium | 7 | 4 | ▼down 3 |
| Median out-of-pocket limit | $5,900 | $6,000 | ▲up $100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Winston join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Healthy Mississippi PreferredH1823-001 · PPO | $0 | $4,200 | none | not rated |
| Healthy Mississippi Premier AdvantageH8879-001 · HMO-POS | $0 | $4,200 | none | not rated (too new) |
| Humana USAA Honor GivebackH5216-200 · PPO | $0 | $4,700 | $161 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-086 · PPO | $0 | $4,700 | $161 | 4.5 of 5 |
| AARP Medicare Advantage Essentials from UHC MS-1H5253-141 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| AARP Medicare Advantage Direct OTC from UHC MS-8H5253-222 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| AARP Medicare Advantage Direct Plus from UHC MS-9H5253-223 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| HumanaChoiceH5216-300 · PPO | $0 | $6,000 | none | 3.5 of 5 |
| Humana Value ChoiceH7617-085 · PPO | $0 | $6,000 | none | 4.5 of 5 |
| AARP Medicare Advantage Extras from UHC MS-7H5253-221 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx MS-MA01H8768-031 · PPO | $0 | $7,150 | $180 | 3.5 of 5 |
| AARP Medicare Advantage Giveback from UHC MS-4H8768-040 · PPO | $0 | $7,150 | $47 | 3.5 of 5 |
| HumanaChoiceR0110-001 · Regional PPO | $0 | $9,000 | none | 3.5 of 5 |
| Humana Value PlusH5216-160 · PPO | $6.30 | $8,600 | none | 3.5 of 5 |
| Humana Value PlusH7617-087 · PPO | $6.30 | $8,600 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC MS-0003H8768-034 · PPO | $10 | $7,150 | none | 3.5 of 5 |
| HumanaChoiceH5216-136 · PPO | $43 | $6,500 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC MS-0002H8768-030 · PPO | $57 | $6,500 | none | 3.5 of 5 |
| Humana Full AccessR0110-003 · Regional PPO | $212 | $3,800 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care MS-6H5253-183 | Chronic or Disabling Condition | $0 |
| UHC Dual Complete MS-S3H1889-044 | Dual-Eligible | $0 |
| UHC Dual Complete MS-Q1H1889-045 | Dual-Eligible | $0 |
| UHC Dual Complete MS-Q2H5008-011 | Dual-Eligible | $0 |
| UHC Dual Complete MS-S4H5008-017 | Dual-Eligible | $0 |
| Humana Dual QMB OnlyH5216-292 | Dual-Eligible | $0 |
| Humana Dual SelectH5216-298 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-367 | Dual-Eligible | $0 |
| Humana Dual QMB OnlyH7617-082 | Dual-Eligible | $0 |
| Humana Dual SelectH7617-083 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH7617-084 | Dual-Eligible | $0 |
| UHC Dual Advantage MS-V1H5008-016 | Dual-Eligible | $6.30 |
| Healthy Mississippi Dual AdvantageH1823-002 | Dual-Eligible | $6.30 |
| Healthy Mississippi InstitutionalH1823-003 | Institutional | $6.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Winston use Medicare Advantage?
1,924 of the county's 4,821 people with Medicare were in a Medicare Advantage plan in September 2026, 39.9%; in Mississippi as a whole the share is 45.1%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MississippiEvery county of the state
- 9 stand-alone drug plans in MississippiIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027