Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026

Humana USAA Honor Giveback with Rx is not offered under this ID in 2027

H7617Contract071Plan

PPO · served 73 counties in Michigan in 2026

Run by Emphesys Insurance Company (contract H7617), sold as Humana, owned by Humana Inc.

CMS crosswalk: members move into H7617-058

Folds into H7617-058

Humana USAA Honor Giveback with Rx (H7617-071) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Humana Full Access Giveback (H7617-058), which is sold in every county it served. 3,744 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.

What changes for its members in Humana Full Access Giveback?

For its members: this plan's 2026 amounts beside Humana Full Access Giveback (H7617-058) in 2027. The changed lines are marked and come first.
What you pay or get	2026	2027	Change
Plan name	Humana USAA Honor Giveback with Rx	Humana Full Access Giveback	renamed
In-network out-of-pocket limit	$8,650	$9,850	up $1,200
Drug deductible	$90	$150	up $60
Part B premium reduction, monthly	$66	$99	up $33
Medical deductible, in network	$250	$500	up $250
Skilled nursing facility, in network	$0 a day for days 1–20, then $218 a day for days 21–100	$0 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Ground ambulance, in network	$335 copay	$325 copay	down $10
Eyewear, yearly limit	$300 a year	$100 a year	down $200
Drug tier 2, generic	$1	$0	down $1
Drug tier 3, preferred brand	$30	17% of the cost	changed
Drug tier 4, non-preferred drug	43% of the cost	50% of the cost	up 7 points
Drug tier 5, specialty tier	32% of the cost	31% of the cost	down 1 point
10 lines do not change
Monthly premium	$0	$0	no change
Primary care visit	$0 copay	$0 copay	no change
Specialist visit	$50 copay	$50 copay	no change
Emergency room	$115 copay	$115 copay	no change
Hospital stay, in network	$450 a day for days 1–5, then $0 a day for days 6–90	$450 a day for days 1–5, then $0 a day for days 6–90	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Hearing aids, yearly limit for both ears	not offered	not offered	no change
Over-the-counter items, yearly	not offered	not offered	no change
Counties served	73	73	no change
Drug tier 1, preferred generic	$0	$0	no change

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.

What can members do, and by when?

If you do nothing: You are moved into Humana Full Access Giveback on January 1, 2027.
October 15 to December 7, 2026: Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
January 1 to March 31, 2027: Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.

Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).

Where did its members live?

Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.

All 73 counties, most members first; CMS hides counts under 11 per county, so the counties add up to a little less than the plan's total
County	Members, Sept. 2026	For 2027
Delta, MI	723	moves into H7617-058
Schoolcraft, MI	301	moves into H7617-058
Baraga, MI	238	moves into H7617-058
Ontonagon, MI	221	moves into H7617-058
Manistee, MI	190	moves into H7617-058
Wayne, MI	186	moves into H7617-058
Isabella, MI	130	moves into H7617-058
Luce, MI	113	moves into H7617-058
Iosco, MI	112	moves into H7617-058
Oakland, MI	105	moves into H7617-058
Macomb, MI	101	moves into H7617-058
Osceola, MI	97	moves into H7617-058
Shiawassee, MI	51	moves into H7617-058
Berrien, MI	47	moves into H7617-058
Genesee, MI	47	moves into H7617-058
Saginaw, MI	46	moves into H7617-058
Iron, MI	45	moves into H7617-058
Grand Traverse, MI	42	moves into H7617-058
Ingham, MI	42	moves into H7617-058
Houghton, MI	39	moves into H7617-058

Show the other 53 counties

County	Members, Sept. 2026	For 2027
Kent, MI	39	moves into H7617-058
Clare, MI	38	moves into H7617-058
St. Clair, MI	38	moves into H7617-058
Emmet, MI	33	moves into H7617-058
Jackson, MI	30	moves into H7617-058
Marquette, MI	30	moves into H7617-058
Huron, MI	28	moves into H7617-058
Sanilac, MI	28	moves into H7617-058
Cass, MI	27	moves into H7617-058
Eaton, MI	26	moves into H7617-058
Kalkaska, MI	26	moves into H7617-058
Menominee, MI	26	moves into H7617-058
Monroe, MI	26	moves into H7617-058
Lapeer, MI	23	moves into H7617-058
Alger, MI	22	moves into H7617-058
Bay, MI	22	moves into H7617-058
Tuscola, MI	22	moves into H7617-058
Washtenaw, MI	22	moves into H7617-058
Ionia, MI	21	moves into H7617-058
Lake, MI	21	moves into H7617-058
Allegan, MI	19	moves into H7617-058
Charlevoix, MI	17	moves into H7617-058
Otsego, MI	16	moves into H7617-058
St. Joseph, MI	16	moves into H7617-058
Van Buren, MI	16	moves into H7617-058
Antrim, MI	15	moves into H7617-058
Clinton, MI	15	moves into H7617-058
Presque Isle, MI	14	moves into H7617-058
Dickinson, MI	13	moves into H7617-058
Benzie, MI	11	moves into H7617-058
Branch, MI	11	moves into H7617-058
Gladwin, MI	11	moves into H7617-058
Hillsdale, MI	11	moves into H7617-058
Lenawee, MI	11	moves into H7617-058
Livingston, MI	11	moves into H7617-058
Alcona, MI	fewer than 11	moves into H7617-058
Arenac, MI	fewer than 11	moves into H7617-058
Barry, MI	fewer than 11	moves into H7617-058
Cheboygan, MI	fewer than 11	moves into H7617-058
Crawford, MI	fewer than 11	moves into H7617-058
Gratiot, MI	fewer than 11	moves into H7617-058
Keweenaw, MI	fewer than 11	moves into H7617-058
Leelanau, MI	fewer than 11	moves into H7617-058
Mecosta, MI	fewer than 11	moves into H7617-058
Midland, MI	fewer than 11	moves into H7617-058
Missaukee, MI	fewer than 11	moves into H7617-058
Montcalm, MI	fewer than 11	moves into H7617-058
Montmorency, MI	fewer than 11	moves into H7617-058
Newaygo, MI	fewer than 11	moves into H7617-058
Ogemaw, MI	fewer than 11	moves into H7617-058
Oscoda, MI	fewer than 11	moves into H7617-058
Roscommon, MI	fewer than 11	moves into H7617-058
Wexford, MI	fewer than 11	moves into H7617-058

Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

What else should you check?

2027 plans in Delta, MIThe plans you can join instead
Humana plans for 2027Plans the same company still offers
Every plan not offered in 2027764 Medicare Advantage and drug plans