Medicare Advantage · Michigan · 2026 plan year

Medicare Advantage in Washtenaw, MI

According to the Centers for Medicare & Medicaid Services (CMS) 2026 Landscape and Star Ratings files, every Medicare Advantage plan available in Washtenaw, MI for 2026 is ranked by CMS star rating, with premiums and benefits laid out plainly.

96
Plans available
4.5★
Best plan: Top-rated
$0
Lowest premium/mo
$24.78
Avg premium/mo
RSS updates for this county

The short answer

Washtenaw has 96 Medicare Advantage plans for 2026, the best earns 4.5★ from CMS, 46 reach 4★ or higher, and 43 carry a $0 monthly premium.

96
plans to compare
4.5★
highest CMS rating here
43
$0-premium plans
46
plans rated 4★ or higher

Premiums shown are the monthly plan premium (Part C + D). Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Confirm any plan's current details on Medicare.gov before enrolling.

What the CMS Plan Finder Shows for Washtenaw, MI

Washtenaw, MI (FIPS 26161): 96 individual Medicare Advantage plans available (employer-group plans excluded). Highest CMS Star rating: 4.5/5 via SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.. Plan-type mix: 47 Local PPO, 25 HMO, 24 HMO POS. Monthly plan premiums (Part C + D) range $0 – $298.60 (avg $24.78), with 43 $0-premium plans. 93 of 96 plans include Part D drug coverage. CMS Star Ratings methodology →

How to read these figures

The figures above come from the Centers for Medicare & Medicaid Services 2026 plan year file, which CMS publishes each autumn before the October 15 to December 7 open enrollment window. A county premium reflects only the Part C portion that a plan charges. Most enrollees still pay the standard Part B premium of about $202.90 a month on top of it, so a $0 plan is rarely free in practice. The CMS star rating runs from one to five and weights more than 40 measures, including how well a plan manages chronic conditions, how fast it answers member calls, and how members rate their own care. A plan that holds five stars earns a special enrollment period that lets people switch into it at almost any time of year. Premiums alone can mislead a shopper, because a low monthly cost often pairs with a higher deductible or a tighter provider network. Federal rules cap in-network out-of-pocket spending at $9,250 for 2026, which is why two plans with identical premiums can leave very different bills after a hospital stay. Read our methodology for how each value here is sourced and computed.

Where Washtenaw sits on CMS quality

Average CMS star rating across the plans sold in this county, against every county with rated plans

3.74★ Top 58% higher than 42% of 3,121 US counties

2.5★–2.75★: 19 US counties (1%). Below this entry. 2.75★–3★: 5 US counties (0%). Below this entry. 3★–3.25★: 31 US counties (1%). Below this entry. 3.25★–3.5★: 164 US counties (5%). Below this entry. 3.5★–3.75★: 1,089 US counties (35%). This entry sits in this band. 3.75★–4★: 1,344 US counties (43%). Above this entry. 4★–4.25★: 351 US counties (11%). Above this entry. 4.25★–4.5★: 37 US counties (1%). Above this entry. 4.5★–4.75★: 3 US counties (0%). Above this entry. 4.75★–5★: 78 US counties (2%). Above this entry. This county 2.5★ 5★ every rated county, bucketed by value

Each bar is a band; taller bars hold more US counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

All plans in Washtenaw, ranked by CMS rating

#PlanInsurerTypePremium/moCMS stars
1Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO-4.5★
2Blue Care Network OF Michigan (SNP)Blue Care NetworkHMO POS-4.5★
3Emphesys Insurance Company (SNP)HumanaLocal PPO-4.5★
4Trinity Health Plan OF Michigan Inc (SNP)Trinity Health Plan of MichiganHMO-4.5★
5Priority Health (SNP)Priority Health MedicareHMO POS$04.5★
6Priority Health (SNP)Priority Health MedicareHMO POS$04.5★
7Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
8Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
9Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
10Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
11Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
12Trinity Health Plan OF Michigan Inc (SNP)Trinity Health Plan of MichiganHMO$04.5★
13Trinity Health Plan OF Michigan Inc (SNP)Trinity Health Plan of MichiganHMO$04.5★
14Bcbs OF Michigan Mutual Insurance Company (SNP)Blue Cross Blue Shield of MichiganLocal PPO$04.5★
15Bcbs OF Michigan Mutual Insurance Company (SNP)Blue Cross Blue Shield of MichiganLocal PPO$04.5★
16Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO$8.804.5★
17Priority Health (SNP)Priority Health MedicareHMO POS$8.804.5★
18Bcbs OF Michigan Mutual Insurance Company (SNP)Blue Cross Blue Shield of MichiganLocal PPO$25.004.5★
19Blue Care Network OF Michigan (SNP)Blue Care NetworkHMO POS$35.004.5★
20Bcbs OF Michigan Mutual Insurance Company (SNP)Blue Cross Blue Shield of MichiganLocal PPO$35.004.5★
21Blue Care Network OF Michigan (SNP)Blue Care NetworkHMO$41.004.5★
22Priority Health (SNP)Priority Health MedicareHMO POS$43.004.5★
23Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$46.004.5★
24Priority Health (SNP)Priority Health MedicareHMO POS$66.004.5★
25Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$72.004.5★
26Bcbs OF Michigan Mutual Insurance Company (SNP)Blue Cross Blue Shield of MichiganLocal PPO$84.704.5★
27Blue Care Network OF Michigan (SNP)Blue Care NetworkHMO POS$145.004.5★
28Bcbs OF Michigan Mutual Insurance Company (SNP)Blue Cross Blue Shield of MichiganLocal PPO$145.204.5★
29Blue Care Network OF Michigan (SNP)Blue Care NetworkHMO POS$267.004.5★
30Bcbs OF Michigan Mutual Insurance Company (SNP)Blue Cross Blue Shield of MichiganLocal PPO$298.604.5★
31Health Alliance Plan OF Michigan (SNP)HAP Senior PlusHMO-4.0★
32Alliance Health AND Life Insurance Company (SNP)HAP Senior Plus (PPO)Local PPO$04.0★
33Alliance Health AND Life Insurance Company (SNP)HAP Senior Plus (PPO)Local PPO$04.0★
34Health Alliance Plan OF Michigan (SNP)HAP Senior PlusHMO$04.0★
35Health Alliance Plan OF Michigan (SNP)HAP Senior PlusHMO$04.0★
36Priority Health (SNP)Priority Health MedicareLocal PPO$04.0★
37Priority Health (SNP)Priority Health MedicareLocal PPO$04.0★
38Priority Health (SNP)Priority Health MedicareLocal PPO$04.0★
39Alliance Health AND Life Insurance Company (SNP)HAP Senior Plus (PPO)Local PPO$8.804.0★
40Alliance Health AND Life Insurance Company (SNP)HAP Senior Plus (PPO)Local PPO$8.804.0★
41Health Alliance Plan OF Michigan (SNP)HAP Senior PlusHMO$8.804.0★
42Health Alliance Plan OF Michigan (SNP)HAP Senior PlusHMO$8.804.0★
43Priority Health (SNP)Priority Health MedicareLocal PPO$49.004.0★
44Health Alliance Plan OF Michigan (SNP)HAP Senior PlusHMO POS$105.004.0★
45Priority Health (SNP)Priority Health MedicareLocal PPO$106.004.0★
46Alliance Health AND Life Insurance Company (SNP)HAP Senior Plus (PPO)Local PPO$165.004.0★
47Unitedhealthcare Insurance Company (SNP)UnitedHealthcareLocal PPO-3.5★
48Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
49Unitedhealthcare Insurance Company (SNP)UnitedHealthcareLocal PPO$03.5★
50Unitedhealthcare Community Plan, Inc. (SNP)UnitedHealthcareHMO POS$03.5★
51Paramount Care, Inc. (SNP)Paramount Elite Medicare PlansHMO POS$03.5★
52Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
53Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
54Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
55Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
56Unitedhealthcare Community Plan, Inc. (SNP)UnitedHealthcareHMO POS$0.203.5★
57Unitedhealthcare Insurance Company (SNP)UnitedHealthcareLocal PPO$8.803.5★
58Unitedhealthcare Community Plan, Inc. (SNP)UnitedHealthcareHMO$8.803.5★
59Humana Insurance Company (SNP)HumanaLocal PPO$8.803.5★
60Humana Insurance Company (SNP)HumanaLocal PPO$8.803.5★
61Priority Health Choice, Inc. (SNP)Priority Health MedicareHMO$8.803.5★
62Humana Insurance Company (SNP)HumanaLocal PPO$18.003.5★
63Paramount Care, Inc. (SNP)Paramount Elite Medicare PlansHMO POS$35.003.5★
64Unitedhealthcare Insurance Company (SNP)UnitedHealthcareLocal PPO$64.003.5★
65Paramount Care, Inc. (SNP)Paramount Elite Medicare PlansHMO POS$74.003.5★
66Meridian Health Plan OF Michigan, Inc. (SNP)WellcareLocal PPO-3.0★
67Meridian Health Plan OF Michigan, Inc. (SNP)WellcareLocal PPO$03.0★
68Aetna Health OF Michigan Inc. (SNP)Aetna MedicareHMO POS$03.0★
69Aetna Health OF Michigan Inc. (SNP)Aetna MedicareHMO$03.0★
70Meridian Health Plan OF Michigan, Inc. (SNP)WellcareHMO POS$03.0★
71Meridian Health Plan OF Michigan, Inc. (SNP)WellcareHMO POS$03.0★
72Molina Healthcare OF Michigan, Inc. (SNP)Molina Healthcare of MichiganHMO$03.0★
73Mclaren Health Plan, Inc. (SNP)McLaren MedicareHMO$03.0★
74Mclaren Health Plan, Inc. (SNP)McLaren MedicareHMO$03.0★
75Zing Health OF Michigan, Inc. (SNP)Zing HealthLocal PPO$03.0★
76Zing Health OF Michigan, Inc. (SNP)Zing HealthLocal PPO$03.0★
77Humana Medical Plan OF Michigan, Inc. (SNP)HumanaHMO POS$03.0★
78Humana Medical Plan OF Michigan, Inc. (SNP)HumanaHMO$03.0★
79Humana Medical Plan OF Michigan, Inc. (SNP)HumanaHMO$03.0★
80Meridian Health Plan OF Michigan, Inc. (SNP)WellcareLocal PPO$8.803.0★
81Aetna Health OF Michigan Inc. (SNP)Aetna MedicareHMO$8.803.0★
82Meridian Health Plan OF Michigan, Inc. (SNP)WellcareHMO POS$8.803.0★
83Meridian Health Plan OF Michigan, Inc. (SNP)WellcareHMO POS$8.803.0★
84Meridian Health Plan OF Michigan, Inc. (SNP)WellcareHMO POS$8.803.0★
85Mclaren Health Plan, Inc. (SNP)McLaren MedicareHMO$8.803.0★
86Humana Medical Plan OF Michigan, Inc. (SNP)HumanaHMO$8.803.0★
87Humana Medical Plan OF Michigan, Inc. (SNP)HumanaHMO POS$35.003.0★
88Zing Health OF Michigan, Inc. (SNP)Zing HealthHMO$02.5★
89Zing Health OF Michigan, Inc. (SNP)Zing HealthHMO$02.5★
90Zing Health OF Michigan, Inc. (SNP)Zing HealthHMO$02.5★
91Align Senior Care MI, LLC (SNP)Align Senior CareHMO POS$02.5★
92Align Senior Care MI, LLC (SNP)Align Senior CareHMO$8.802.5★
93Plan 001-Local PPO-N/R
94Plan 002-Local PPO-N/R
95Paramount Insurance Company (SNP)Paramount Elite Medicare PlansLocal PPO$0N/R
96Longevity Health Plan OF Michigan, Inc. (SNP)Longevity Health PlanHMO$8.80N/R

Nationwide counties with similar Medicare Advantage markets

Data-derived peers across the CMS county landscape file: nearest enrollable plan count and nearest county-wide average CMS star rating. Not same-state neighbors or geographic containment.

Similar plan availability

Similar average CMS star rating

Choosing a plan in this county

Star rating first, then total cost, not the premium alone.

  • Shortlist the 4★+ plans above (46 here) - higher-rated plans manage chronic care and member service better. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare
  • Check that your doctors and drugs are in-network before you enroll, and confirm the plan on Medicare.gov. Choosing a plan

Premiums shown are the monthly plan premium (Part C + D) from the CMS CY2026 Landscape file. Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Always confirm current premiums, copays, and networks on Medicare.gov before enrolling.

Frequently Asked Questions

How many Medicare Advantage plans are available in Washtenaw, MI?

There are 96 Medicare Advantage plans available in Washtenaw, MI for the 2026 plan year, including 47 Local PPO, 25 HMO, 24 HMO POS. Counts are individual consumer plans (employer-group / EGHP offerings excluded). Plan availability is determined by CMS and individual insurers.

What is the best-rated Medicare Advantage plan in Washtenaw?

The highest-rated plan in Washtenaw has a CMS star rating of 4.5 out of 5 - SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.. Star ratings reflect quality measures including preventive care, chronic disease management, and member satisfaction.

How much do Medicare Advantage plans cost in Washtenaw?

Monthly plan premiums (Part C + D combined) in Washtenaw range from $0 to $298.60, averaging $24.78. 43 plans offer a $0 monthly premium. Every enrollee also pays the standard Part B premium (about $202.90/month in 2026) on top of the plan premium. Premiums are from the CMS CY2026 Landscape file; always confirm current details on Medicare.gov.

What types of Medicare Advantage plans are offered in Washtenaw?

Washtenaw has 47 Local PPO, 25 HMO, 24 HMO POS. HMO plans require in-network providers, PPO plans allow out-of-network visits at higher cost, and PFFS plans let you see any Medicare-accepting provider.

Important: PlainMedicare provides CMS data for informational purposes only. This is not medical or insurance advice. Plan availability, premiums, and benefits change annually. Always verify with Medicare.gov or call 1-800-MEDICARE before enrolling.
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainMedicare