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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Trinity Health Plan of Michigan Cash Back, 2027

H9179Contract002Plan

HMO · 25 counties in Michigan

Run by Trinity Health Plan of Michigan Inc (contract H9179), sold as Trinity Health Plan of Michigan, owned by Trinity Health Corporation

Renews for 2027

2026 star rating, contract H9179: 4.5 of 5

Trinity Health Plan of Michigan Cash Back (H9179-002) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $9,850 ($7,500 in 2026).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
In-network out-of-pocket limit$7,500$9,850up $2,350
Drug deductible$275$375up $100
Part B premium reduction, monthly$148.80$145down $3.80
Specialist visit$40 copay$50 copayup $10
Skilled nursing facility, in network$0 a day for days 1–20, then $218 a day for days 21–60, then $0 a day for days 61–100$0 a day for days 1–20, then $221 a day for days 21–65, then $0 a day for days 66–100up $30for a 30-day stay
Ground ambulance, in network$250 copay$300 copayup $50
Eyewear, yearly limit$125 a year$100 a yeardown $25
Drug tier 2, generic$5$0down $5
Drug tier 3, preferred brand25% of the cost15% of the costdown 10 points
Drug tier 4, non-preferred drug35% of the cost25% of the costdown 10 points
Drug tier 5, specialty tier29% of the cost25% of the costdown 4 points
10 lines do not change
Monthly premium$0$0no change
Primary care visit$0 copay$0 copayno change
Emergency room$115 copay$115 copayno change
Medical deductible, in networknonenoneno change
Hospital stay, in network$450 a day for days 1–5, then $0 a day for days 6–90$450 a day for days 1–5, then $0 a day for days 6–90no change
Comprehensive dental, yearly limitnot offerednot offeredno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Over-the-counter items, yearly$100 a year$100 a yearno change
Counties served2525no change
Drug tier 1, preferred generic$0$0no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
TierWhat the tier holds20262027
Tier 1Preferred Generic$0$0
Tier 2Generic$5$0
Tier 3Preferred Brand25% of the cost15% of the cost
Tier 4Non-Preferred Drug35% of the cost25% of the cost
Tier 5Specialty Tier29% of the cost25% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 79 plans open to everyone are sold for 2027, this one included. Against the others, 70 plans have a lower out-of-pocket limit, 8 the same. On the premium, 53 the same, 25 a higher one.

Out-of-pocket limits of the 79 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0000 plans
$4,000 to under $6,00033 plans
$6,000 to under $8,00034 plans
$8,000 to $10,000 (this plan)12 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 25 counties: $0 a month and $9,850.

Michigan

ClintonEatonGeneseeGratiotInghamIoniaKentLakeLapeerLivingstonMacombMasonMecostaMonroeMontcalmMuskegonNewaygoOaklandOceanaOsceolaOttawaSanilacTuscolaWashtenawWayne

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
H9179-002
Legal name of the contract
Trinity Health Plan of Michigan Inc
Sold as
Trinity Health Plan of Michigan
Parent company
Trinity Health Corporation
Plan type
HMO
2026 star rating of the contract
4.5 of 5 overall; health plan 4.5 of 5, drug plan 3.5 of 5
Members, September 2026
7,005
Plan website, as filed with CMS
www.thpmedicare.org/michigan

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.