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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

AARP Medicare Advantage Patriot No Rx MI-MA2, 2027

H2736Contract004Plan

HMO-POS · 48 counties in Michigan

Run by UnitedHealthcare Community Plan, Inc. (contract H2736), sold as UnitedHealthcare, owned by UnitedHealth Group, Inc.

New for 2027

2026 star rating, contract H2736: not rated

AARP Medicare Advantage Patriot No Rx MI-MA2 (H2736-004) costs $0 a month in 2027, with an in-network out-of-pocket limit of $6,700. It is a new plan for 2027.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Monthly premiumnot offered$0new for 2027
In-network out-of-pocket limitnot filed$6,700new for 2027
Part B premium reduction, monthlynone$150added
Primary care visitnot offered$0 copaychanged
Specialist visitnot offered$0 copaychanged
Emergency roomnot offered$130 copaychanged
Hospital stay, in networknot offered$455 a day for days 1–6, then $0 a day for days 7–90changed
Skilled nursing facility, in networknot offered$0 a day for days 1–20, then $221 a day for days 21–100changed
Ground ambulance, in networknot offered$350 copaychanged
Eyewear, yearly limitnot offered$150 a yearadded
Hearing aids, yearly limit for both earsnot offered$1,000 a yearadded
4 lines do not change
Medical deductible, in networknonenoneno change
Comprehensive dental, yearly limitnot offerednot offeredno change
Over-the-counter items, yearlynot offerednot offeredno change
Counties servednot offered48new for 2027

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

How does it compare with plans sold where it is?

In the counties it serves, 79 plans open to everyone are sold for 2027, this one included. Against the others, 48 plans have a lower out-of-pocket limit, 1 the same, 29 a higher one. On the premium, 53 the same, 25 a higher one.

Out-of-pocket limits of the 79 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0000 plans
$4,000 to under $6,00033 plans
$6,000 to under $8,000 (this plan)34 plans
$8,000 to $10,00012 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 48 counties: $0 a month and $6,700.

Michigan

AlleganAntrimArenacBayBenzieBranchCalhounCassCharlevoixCheboyganCrawfordEmmetGeneseeGrand TraverseGratiotHillsdaleHuronIoscoJacksonKalamazooKalkaskaKentLakeLapeerLeelanauLivingstonManisteeMissaukeeMonroeMontcalmMontmorencyMuskegonNewaygoOaklandOceanaOgemawOsceolaOtsegoOttawaRoscommonSaginawSanilacSt. JosephTuscolaVan BurenWashtenawWayneWexford

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
H2736-004
Legal name of the contract
UnitedHealthcare Community Plan, Inc.
Sold as
UnitedHealthcare
Parent company
UnitedHealth Group, Inc.
Plan type
HMO-POS
2026 star rating of the contract
not rated overall; health plan not rated, drug plan not rated
Plan website, as filed with CMS
AARPMedicarePlans.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.