Medicare Advantage plans in Cass, MI, 2027
Cass, Michigan has 44 Medicare Advantage plans open to everyone for 2027 (43 in 2026) and 11 special needs plans, according to the CMS landscape files; 29 of the open plans have a $0 premium. 5 plans that served the county in 2026 end or leave it, with 194 members living here in September 2026.
What changes in Cass for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 43 | 44 | ▲up 1 |
| Special needs plans | 8 | 11 | ▲up 3 |
| Plans with a $0 premium | 27 | 29 | ▲up 2 |
| Plans that lower the Part B premium | 19 | 14 | ▼down 5 |
| Median out-of-pocket limit | $6,000 | $6,650 | ▲up $650 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Cass join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| HAP Medicare MedicalAccessH2354-019 · HMO | $0 | $4,500 | $105 | 4 of 5 |
| Humana Full AccessH5216-384 · PPO | $0 | $5,200 | none | 3.5 of 5 |
| Humana Full AccessH7617-052 · PPO | $0 | $5,200 | none | 4.5 of 5 |
| HAP Medicare ConnectH2354-015 · HMO | $0 | $5,600 | none | 4 of 5 |
| HAP Medicare SuperiorH2354-028 · HMO | $0 | $5,800 | none | 4 of 5 |
| AARP Medicare Advantage from UHC MI-4H2736-001 · HMO-POS | $0 | $5,900 | none | not rated |
| Devoted Choice 005 MIH5177-005 · PPO | $0 | $6,450 | none | not rated |
| Humana USAA Honor GivebackH5216-190 · PPO | $0 | $6,550 | $136 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-054 · PPO | $0 | $6,550 | $136 | 4.5 of 5 |
| HumanaChoiceR0110-013 · Regional PPO | $0 | $6,550 | $17 | 3.5 of 5 |
| McLaren Medicare InspireH6322-001 · HMO | $0 | $6,600 | none | 3 of 5 |
| AARP Medicare Advantage Patriot No Rx MI-MA01H0294-022 · PPO | $0 | $6,700 | $130 | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx MI-MA2H2736-004 · HMO-POS | $0 | $6,700 | $150 | not rated |
| McLaren Medicare Inspire GivebackH6322-008 · HMO | $0 | $6,750 | $70 | 3 of 5 |
| PriorityMedicare KeyH2320-022 · HMO-POS | $0 | $6,950 | none | 4.5 of 5 |
| Medicare Plus Blue SecureH9572-009 · PPO | $0 | $7,000 | none | 4.5 of 5 |
| PriorityMedicare EdgeH4875-020 · PPO | $0 | $7,100 | none | 4 of 5 |
| Wellcare SimpleH5475-026 · HMO-POS | $0 | $7,100 | none | 3 of 5 |
| Wellcare AssistH5475-038 · HMO-POS | $0 | $7,100 | none | 3 of 5 |
| AARP Medicare Advantage from UHC MI-0001H0294-017 · PPO | $0 | $7,150 | none | 3.5 of 5 |
Show the other 24 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| PriorityMedicare ThriveH4875-024 · PPO | $0 | $7,150 | none | 4 of 5 |
| Devoted Choice Giveback Extras 017 MIH5177-017 · PPO | $0 | $8,050 | $75 | not rated |
| Medicare Plus Blue GivebackH9572-008 · PPO | $0 | $9,250 | $50 | 4.5 of 5 |
| PriorityMedicare Smart SavingsH2320-032 · HMO-POS | $0 | $9,850 | $116 | 4.5 of 5 |
| Devoted Choice Giveback 006 MIH5177-006 · PPO | $0 | $9,850 | $152 | not rated |
| Humana Full Access GivebackH5216-306 · PPO | $0 | $9,850 | $99 | 3.5 of 5 |
| Humana Value PlusH5216-382 · PPO | $0 | $9,850 | none | 3.5 of 5 |
| Wellcare GivebackH5475-031 · HMO-POS | $0 | $9,850 | $81.50 | 3 of 5 |
| Humana Full Access GivebackH7617-058 · PPO | $0 | $9,850 | $99 | 4.5 of 5 |
| PriorityMedicare AlignH2320-033 · HMO-POS | $6.30 | $6,800 | none | 4.5 of 5 |
| McLaren Medicare Inspire PlusH6322-002 · HMO | $20 | $5,900 | none | 3 of 5 |
| Medicare Plus Blue EssentialH9572-004 · PPO | $35.80 | $7,150 | none | 4.5 of 5 |
| Humana Full AccessH5216-011 · PPO | $41 | $4,800 | none | 3.5 of 5 |
| Humana Gold ChoiceH8145-006 · PFFS | $60 | $7,800 | none | 3.5 of 5 |
| PriorityMedicare Thrive PlusH4875-018 · PPO | $68 | $6,600 | none | 4 of 5 |
| AARP Medicare Advantage from UHC MI-0002H0294-018 · PPO | $70 | $5,900 | none | 3.5 of 5 |
| PriorityMedicare ValueH2320-029 · HMO-POS | $75 | $6,000 | none | 4.5 of 5 |
| Humana Full AccessR0110-014 · Regional PPO | $89 | $7,050 | none | 3.5 of 5 |
| Medicare Plus Blue VitalityH9572-002 · PPO | $91 | $5,000 | none | 4.5 of 5 |
| PriorityMedicareH2320-028 · HMO-POS | $103 | $5,100 | none | 4.5 of 5 |
| HAP Senior PlusH2354-021 · HMO-POS | $105 | $4,650 | none | 4 of 5 |
| PriorityMedicare MeritH4875-016 · PPO | $119 | $5,000 | none | 4 of 5 |
| Medicare Plus Blue SignatureH9572-001 · PPO | $132 | $4,300 | none | 4.5 of 5 |
| Medicare Plus Blue AssureH9572-003 · PPO | $217.50 | $4,000 | none | 4.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Cass in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| PriorityMedicare VitalH4875-022 | 164 | Not offered |
| Wellcare Simple OpenH2117-001 | 30 | Not offered |
| Wellcare Patriot Giveback OpenH2117-003 | fewer than 11 | Not offered |
| PriorityMedicare VintageH2320-031 | fewer than 11 | Not offered |
| Molina Dual MI Coordinated HealthH5926-009 | fewer than 11 | Leaves the county |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care MI-5H2736-002 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Choice Enhanced 012 MIH5177-012 | Chronic or Disabling Condition | $0 |
| HumanaChoice: Diabetes and HeartH5216-375 | Chronic or Disabling Condition | $0 |
| UHC Complete Care Support MI-3H0294-048 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Choice Giveback Extras 009 MIH5177-009 | Chronic or Disabling Condition | $0 |
| UHC Dual Complete MI-Y1H2247-006 | Dual-Eligible | $0 |
| Devoted C-SNP Choice Plus 014 MIH5177-014 | Chronic or Disabling Condition | $0 |
| Wellcare Meridian Dual AlignH7435-001 | Dual-Eligible | $0 |
| Aetna Medicare HIDEH9314-001 | Dual-Eligible | $0 |
| HAP Medicare Diabetes and HeartH2354-030 | Chronic or Disabling Condition | $6.30 |
| PriorityMedicare Dual PremierH8379-003 | Dual-Eligible | $6.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Cass use Medicare Advantage?
7,492 of the county's 13,961 people with Medicare were in a Medicare Advantage plan in September 2026, 53.7%; in Michigan as a whole the share is 63.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MichiganEvery county of the state
- 11 stand-alone drug plans in MichiganIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027