Medicare Advantage plans in Calhoun, MI, 2027
Calhoun, Michigan has 51 Medicare Advantage plans open to everyone for 2027 (53 in 2026) and 10 special needs plans, according to the CMS landscape files; 29 of the open plans have a $0 premium. 5 plans that served the county in 2026 end or leave it, with 498 members living here in September 2026.
What changes in Calhoun for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 53 | 51 | ▼down 2 |
| Special needs plans | 9 | 10 | ▲up 1 |
| Plans with a $0 premium | 29 | 29 | no change |
| Plans that lower the Part B premium | 19 | 14 | ▼down 5 |
| Median out-of-pocket limit | $5,600 | $6,050 | ▲up $450 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Calhoun join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| HAP Medicare MedicalAccessH2354-019 · HMO | $0 | $4,500 | $105 | 4 of 5 |
| BCN Advantage ElementsH5883-017 · HMO-POS | $0 | $4,500 | $20 | 4.5 of 5 |
| Humana Full AccessH5216-384 · PPO | $0 | $5,200 | none | 3.5 of 5 |
| Aetna Medicare SignatureH5521-219 · PPO | $0 | $5,200 | none | 4.5 of 5 |
| Aetna Medicare EagleH5521-286 · PPO | $0 | $5,200 | $70 | 4.5 of 5 |
| Aetna Medicare Signature ExtraH5521-407 · PPO | $0 | $5,200 | none | 4.5 of 5 |
| HAP Medicare ConnectH2354-015 · HMO | $0 | $5,600 | none | 4 of 5 |
| HAP Medicare SuperiorH2354-028 · HMO | $0 | $5,800 | none | 4 of 5 |
| AARP Medicare Advantage from UHC MI-4H2736-001 · HMO-POS | $0 | $5,900 | none | not rated |
| HAP Medicare ExploreH2322-011 · PPO | $0 | $6,050 | none | 4 of 5 |
| HAP Medicare PrimeH2322-016 · PPO | $0 | $6,400 | none | 4 of 5 |
| Humana USAA Honor GivebackH5216-190 · PPO | $0 | $6,550 | $136 | 3.5 of 5 |
| HumanaChoiceR0110-013 · Regional PPO | $0 | $6,550 | $17 | 3.5 of 5 |
| McLaren Medicare InspireH6322-001 · HMO | $0 | $6,600 | none | 3 of 5 |
| AARP Medicare Advantage Patriot No Rx MI-MA01H0294-022 · PPO | $0 | $6,700 | $130 | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx MI-MA2H2736-004 · HMO-POS | $0 | $6,700 | $150 | not rated |
| McLaren Medicare Inspire GivebackH6322-008 · HMO | $0 | $6,750 | $70 | 3 of 5 |
| PriorityMedicare KeyH2320-022 · HMO-POS | $0 | $6,950 | none | 4.5 of 5 |
| Medicare Plus Blue SecureH9572-009 · PPO | $0 | $7,000 | none | 4.5 of 5 |
| PriorityMedicare EdgeH4875-020 · PPO | $0 | $7,100 | none | 4 of 5 |
Show the other 31 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Wellcare SimpleH5475-026 · HMO-POS | $0 | $7,100 | none | 3 of 5 |
| Wellcare AssistH5475-038 · HMO-POS | $0 | $7,100 | none | 3 of 5 |
| AARP Medicare Advantage from UHC MI-0001H0294-017 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| PriorityMedicare ThriveH4875-024 · PPO | $0 | $7,150 | none | 4 of 5 |
| Medicare Plus Blue GivebackH9572-008 · PPO | $0 | $9,250 | $50 | 4.5 of 5 |
| PriorityMedicare Smart SavingsH2320-032 · HMO-POS | $0 | $9,850 | $116 | 4.5 of 5 |
| Humana Full Access GivebackH5216-306 · PPO | $0 | $9,850 | $99 | 3.5 of 5 |
| Humana Value PlusH5216-382 · PPO | $0 | $9,850 | none | 3.5 of 5 |
| Wellcare GivebackH5475-031 · HMO-POS | $0 | $9,850 | $81.50 | 3 of 5 |
| HAP Member AssistH2322-017 · PPO | $6.30 | $5,600 | none | 4 of 5 |
| PriorityMedicare AlignH2320-033 · HMO-POS | $6.30 | $6,800 | none | 4.5 of 5 |
| McLaren Medicare Inspire PlusH6322-002 · HMO | $20 | $5,900 | none | 3 of 5 |
| Aetna Medicare EnhancedH5521-194 · PPO | $30 | $4,900 | none | 4.5 of 5 |
| Medicare Plus Blue EssentialH9572-004 · PPO | $38.20 | $7,150 | none | 4.5 of 5 |
| Humana Full AccessH5216-011 · PPO | $41 | $4,800 | none | 3.5 of 5 |
| BCN Advantage Prime ValueH5883-014 · HMO-POS | $41 | $6,000 | $6 | 4.5 of 5 |
| Medicare Plus Blue + MeijerH9572-007 · PPO | $45 | $6,750 | $12.10 | 4.5 of 5 |
| Humana Gold ChoiceH8145-006 · PFFS | $60 | $7,800 | none | 3.5 of 5 |
| PriorityMedicare Thrive PlusH4875-018 · PPO | $68 | $6,600 | none | 4 of 5 |
| AARP Medicare Advantage from UHC MI-0002H0294-018 · PPO | $70 | $5,900 | none | 3.5 of 5 |
| PriorityMedicare ValueH2320-029 · HMO-POS | $75 | $6,000 | none | 4.5 of 5 |
| Humana Full AccessR0110-014 · Regional PPO | $89 | $7,050 | none | 3.5 of 5 |
| Medicare Plus Blue VitalityH9572-002 · PPO | $101.80 | $5,000 | none | 4.5 of 5 |
| PriorityMedicareH2320-028 · HMO-POS | $103 | $5,100 | none | 4.5 of 5 |
| HAP Senior PlusH2354-021 · HMO-POS | $105 | $4,650 | none | 4 of 5 |
| PriorityMedicare MeritH4875-016 · PPO | $119 | $5,000 | none | 4 of 5 |
| BCN Advantage ClassicH5883-002 · HMO-POS | $127 | $4,800 | none | 4.5 of 5 |
| Medicare Plus Blue SignatureH9572-001 · PPO | $131 | $4,300 | none | 4.5 of 5 |
| HAP Senior PlusH2322-008 · PPO | $165 | $4,450 | none | 4 of 5 |
| Medicare Plus Blue AssureH9572-003 · PPO | $255.40 | $4,000 | none | 4.5 of 5 |
| BCN Advantage PrestigeH5883-003 · HMO-POS | $256 | $4,400 | none | 4.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Calhoun in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| PriorityMedicare VitalH4875-022 | 357 | Not offered |
| Wellcare Simple OpenH2117-001 | 75 | Not offered |
| PriorityMedicare VintageH2320-031 | 34 | Not offered |
| Wellcare Patriot Giveback OpenH2117-003 | 32 | Not offered |
| Aetna Medicare EnhancedH5521-607 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care MI-5H2736-002 | Chronic or Disabling Condition | $0 |
| HumanaChoice: Diabetes and HeartH5216-375 | Chronic or Disabling Condition | $0 |
| UHC Complete Care Support MI-3H0294-048 | Chronic or Disabling Condition | $0 |
| UHC Dual Complete MI-Y1H2247-006 | Dual-Eligible | $0 |
| Molina Dual MI Coordinated HealthH5926-009 | Dual-Eligible | $0 |
| Wellcare Meridian Dual AlignH7435-001 | Dual-Eligible | $0 |
| Aetna Medicare HIDEH9314-001 | Dual-Eligible | $0 |
| HAP Medicare Diabetes and HeartH2354-030 | Chronic or Disabling Condition | $6.30 |
| Longevity Health PlanH7557-001 | Institutional | $6.30 |
| PriorityMedicare Dual PremierH8379-003 | Dual-Eligible | $6.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Calhoun use Medicare Advantage?
18,268 of the county's 32,676 people with Medicare were in a Medicare Advantage plan in September 2026, 55.9%; in Michigan as a whole the share is 63.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MichiganEvery county of the state
- 11 stand-alone drug plans in MichiganIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027