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Medicare Advantage plans in Presque Isle, MI, 2027

Presque Isle, Michigan has 18 Medicare Advantage plans open to everyone for 2027 (26 in 2026) and 6 special needs plans, according to the CMS landscape files; 8 of the open plans have a $0 premium. 11 plans that served the county in 2026 end or leave it, with 884 members living here in September 2026.

What changes in Presque Isle for 2027?

Individual Medicare Advantage plans sold in the county; the $0, giveback and limit lines count plans open to everyone.
In the county20262027Change
Plans open to everyone2618down 8
Special needs plans86down 2
Plans with a $0 premium138down 5
Plans that lower the Part B premium105down 5
Median out-of-pocket limit$6,050$5,550down $500

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.

Which plans can anyone in Presque Isle join?

18 plans, lowest premium first
PlanPremiumOut-of-pocket limitPart B reduction2026 stars
BCN Advantage ElementsH5883-017 · HMO-POS$0$4,500$204.5 of 5
Humana USAA Honor GivebackH5216-190 · PPO$0$6,550$1363.5 of 5
Humana USAA Honor GivebackH7617-054 · PPO$0$6,550$1364.5 of 5
HumanaChoiceR0110-013 · Regional PPO$0$6,550$173.5 of 5
Medicare Plus Blue ValueH9572-010 · PPO$0$6,750none4.5 of 5
PriorityMedicare LatitudeH2320-034 · HMO-POS$0$9,850none4.5 of 5
Humana Value PlusH5216-382 · PPO$0$9,850none3.5 of 5
Humana Full Access GivebackH7617-058 · PPO$0$9,850$994.5 of 5
Humana Full AccessH5216-011 · PPO$41$4,800none3.5 of 5
PriorityMedicare ValueH2320-029 · HMO-POS$80$6,000none4.5 of 5
Humana Full AccessR0110-014 · Regional PPO$89$7,050none3.5 of 5
Medicare Plus Blue VitalityH9572-002 · PPO$100$5,000none4.5 of 5
PriorityMedicareH2320-028 · HMO-POS$131$5,100none4.5 of 5
BCN Advantage ClassicH5883-002 · HMO-POS$138$4,800none4.5 of 5
PriorityMedicare MeritH4875-016 · PPO$163$5,000none4 of 5
Medicare Plus Blue SignatureH9572-001 · PPO$168$4,300none4.5 of 5
BCN Advantage PrestigeH5883-003 · HMO-POS$248$4,400none4.5 of 5
Medicare Plus Blue AssureH9572-003 · PPO$299.30$4,000none4.5 of 5

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.

Which plans leave Presque Isle in 2027?

Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.

2026 planMembers here, Sept. 2026For 2027
PriorityMedicare KeyH2320-022454Leaves the county
PriorityMedicare ThriveH4875-024165Leaves the county
Humana Full Access GivebackH5216-306147Leaves the county
PriorityMedicare Thrive PlusH4875-01868Leaves the county
Humana USAA Honor Giveback with RxH5216-30514Leaves the county
UHC Dual Complete MI-S3H2247-00413Leaves the county
UHC Dual Complete MI-S002H2247-00112Leaves the county
McLaren Medicare InspireH6322-00111Leaves the county
UHC Dual Complete MI-V001H2247-003fewer than 11Leaves the county
McLaren Medicare Inspire PlusH6322-002fewer than 11Leaves the county
McLaren Medicare Inspire SelectH6322-008fewer than 11Leaves the county

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Which special needs plans are sold here?

Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.

PlanWho can joinPremium
Humana Dual SelectH5216-385Dual-Eligible$0
HumanaChoice SNP-DEH5216-388Dual-Eligible$0
Wellcare Meridian Health Dual LibertyH7435-002Dual-Eligible$0
PriorityMedicare D-SNPH8379-001Dual-Eligible$0.20
Molina Medicare Complete CareH5926-001Dual-Eligible$0.90
UHC Dual Complete MI-S001H2001-039Dual-Eligible$6.30

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

How many people in Presque Isle use Medicare Advantage?

3,135 of the county's 5,320 people with Medicare were in a Medicare Advantage plan in September 2026, 58.9%; in Michigan as a whole the share is 63.6%.

Source: CMS Medicare Advantage state and county penetration, September 2026.

What else should you check?