Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
Zing Elite Essentials Diabetes & Heart IL-IN, 2027
H4624Contract045Plan
HMO C-SNP · special needs plan, chronic or disabling condition · 7 counties in Illinois, Indiana
Run by Zing Health of Michigan, Inc. (contract H4624), sold as Zing Health, owned by Zing Health Consolidator, Inc
Zing Elite Essentials Diabetes & Heart IL-IN (H4624-045) costs $9.80 a month in 2027, up $9.80 from 2026, with an in-network out-of-pocket limit of $6,900 ($3,200 in 2026).
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $0 | $9.80 | ▲up $9.80 |
| In-network out-of-pocket limit | $3,200 | $6,900 | ▲up $3,700 |
| Drug deductible | $615 | $700 | ▲up $85 |
| Emergency room | $140 copay | $130 copay | ▼down $10 |
| Hospital stay, in network | $275 a day for days 1–6, then $0 a day for days 7–90 | $436 a day for days 1–7, then $0 a day for days 8–90 | ▲up $805for a 5-day stay |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $214 a day for days 21–100 | $10 a day for days 1–20, then $221 a day for days 21–100 | ▲up $270for a 30-day stay |
| Ground ambulance, in network | $200 copay | $335 copay | ▲up $135 |
| Over-the-counter items, yearly | not offered | $300 a year | ▲added |
| 8 lines do not change | |||
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | $0 copay | $0 copay | no change |
| Medical deductible, in network | none | none | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | $350 a year | $350 a year | no change |
| Hearing aids, yearly limit for both ears | $250 a year | $250 a year | no change |
| Counties served | 7 | 7 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
How does it compare with plans sold where it is?
In the counties it serves, 32 chronic or disabling condition special needs plans are sold for 2027, this one included. Against the others, 10 plans have a lower out-of-pocket limit, 6 the same, 15 a higher one. On the premium, 31 plans have a lower premium.
Out-of-pocket limits of the 32 chronic or disabling condition special needs plans
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 7 counties: $9.80 a month and $6,900.
Illinois
Indiana
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H4624-045
- Legal name of the contract
- Zing Health of Michigan, Inc.
- Sold as
- Zing Health
- Parent company
- Zing Health Consolidator, Inc
- Plan type
- HMO C-SNP
- 2026 star rating of the contract
- 2.5 of 5 overall; health plan 2.5 of 5, drug plan 2.5 of 5
- Members, September 2026
- 2,479
- Plan website, as filed with CMS
- myzinghealth.com
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Cook, ILWhere most of its members live; premiums and limits side by side
- Every Zing Health plan for 2027Its contracts, counties and plans that end
- The other 29 plans of contract H4624Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.