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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

AARP Medicare Advantage Patriot No Rx CO-MA02, 2027

H0609Contract041Plan

HMO-POS · 6 counties in Colorado

Run by UnitedHealthcare Benefits of Texas, Inc. (contract H0609), sold as UnitedHealthcare, owned by UnitedHealth Group, Inc.

Renews for 2027

2026 star rating, contract H0609: 4.5 of 5

AARP Medicare Advantage Patriot No Rx CO-MA02 (H0609-041) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $5,500 ($4,200 in 2026).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
In-network out-of-pocket limit$4,200$5,500up $1,300
Part B premium reduction, monthly$130$150up $20
Emergency room$150 copay$130 copaydown $20
Hospital stay, in network$445 a day for days 1–6, then $0 a day for days 7–90$550 a day for days 1–5, then $0 a day for days 6–90up $525for a 5-day stay
Skilled nursing facility, in network$0 a day for days 1–20, then $218 a day for days 21–100$0 a day for days 1–20, then $221 a day for days 21–100up $30for a 30-day stay
Eyewear, yearly limit$150 a year$125 a yeardown $25
Hearing aids, yearly limit for both earsnot offered$1,000 a yearadded
8 lines do not change
Monthly premium$0$0no change
Primary care visit$0 copay$0 copayno change
Specialist visit$0 copay$0 copayno change
Medical deductible, in networknonenoneno change
Ground ambulance, in network$290 copay$290 copayno change
Comprehensive dental, yearly limitnot offerednot offeredno change
Over-the-counter items, yearlynot offerednot offeredno change
Counties served66no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

How does it compare with plans sold where it is?

In the counties it serves, 33 plans open to everyone are sold for 2027, this one included. Against the others, 9 plans have a lower out-of-pocket limit, 1 the same, 22 a higher one. On the premium, 27 the same, 5 a higher one.

Out-of-pocket limits of the 33 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0000 plans
$4,000 to under $6,000 (this plan)12 plans
$6,000 to under $8,00018 plans
$8,000 to $10,0003 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 6 counties: $0 a month and $5,500.

Colorado

El PasoFremontLarimerPuebloTellerWeld

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
H0609-041
Legal name of the contract
UnitedHealthcare Benefits of Texas, Inc.
Sold as
UnitedHealthcare
Parent company
UnitedHealth Group, Inc.
Plan type
HMO-POS
2026 star rating of the contract
4.5 of 5 overall; health plan 4.5 of 5, drug plan 4 of 5
Members, September 2026
4,640
Plan website, as filed with CMS
AARPMedicarePlans.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.