Medicare Advantage · Colorado · 2026 plan year

Medicare Advantage in Pueblo, CO

According to the Centers for Medicare & Medicaid Services (CMS) 2026 Landscape and Star Ratings files, every Medicare Advantage plan available in Pueblo, CO for 2026 is ranked by CMS star rating, with premiums and benefits laid out plainly.

59
Plans available
4.5★
Best plan: Top-rated
$0
Lowest premium/mo
$13.63
Avg premium/mo
RSS updates for this county

The short answer

Pueblo has 59 Medicare Advantage plans for 2026, the best earns 4.5★ from CMS, 31 reach 4★ or higher, and 28 carry a $0 monthly premium.

59
plans to compare
4.5★
highest CMS rating here
28
$0-premium plans
31
plans rated 4★ or higher

Premiums shown are the monthly plan premium (Part C + D). Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Confirm any plan's current details on Medicare.gov before enrolling.

What the CMS Plan Finder Shows for Pueblo, CO

Pueblo, CO (FIPS 08101): 59 individual Medicare Advantage plans available (employer-group plans excluded). Highest CMS Star rating: 4.5/5 via UnitedHealthcare Benefits of Texas, Inc.. Plan-type mix: 25 HMO, 23 Local PPO, 11 HMO POS. Monthly plan premiums (Part C + D) range $0 – $94.00 (avg $13.63), with 28 $0-premium plans. 56 of 59 plans include Part D drug coverage. CMS Star Ratings methodology →

How to read these figures

The figures above come from the Centers for Medicare & Medicaid Services 2026 plan year file, which CMS publishes each autumn before the October 15 to December 7 open enrollment window. A county premium reflects only the Part C portion that a plan charges. Most enrollees still pay the standard Part B premium of about $202.90 a month on top of it, so a $0 plan is rarely free in practice. The CMS star rating runs from one to five and weights more than 40 measures, including how well a plan manages chronic conditions, how fast it answers member calls, and how members rate their own care. A plan that holds five stars earns a special enrollment period that lets people switch into it at almost any time of year. Premiums alone can mislead a shopper, because a low monthly cost often pairs with a higher deductible or a tighter provider network. Federal rules cap in-network out-of-pocket spending at $9,250 for 2026, which is why two plans with identical premiums can leave very different bills after a hospital stay. Read our methodology for how each value here is sourced and computed.

Where Pueblo sits on CMS quality

Average CMS star rating across the plans sold in this county, against every county with rated plans

3.88★ Top 31% higher than 69% of 3,121 US counties

2.5★–2.75★: 19 US counties (1%). Below this entry. 2.75★–3★: 5 US counties (0%). Below this entry. 3★–3.25★: 31 US counties (1%). Below this entry. 3.25★–3.5★: 164 US counties (5%). Below this entry. 3.5★–3.75★: 1,089 US counties (35%). Below this entry. 3.75★–4★: 1,344 US counties (43%). This entry sits in this band. 4★–4.25★: 351 US counties (11%). Above this entry. 4.25★–4.5★: 37 US counties (1%). Above this entry. 4.5★–4.75★: 3 US counties (0%). Above this entry. 4.75★–5★: 78 US counties (2%). Above this entry. This county 2.5★ 5★ every rated county, bucketed by value

Each bar is a band; taller bars hold more US counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

All plans in Pueblo, ranked by CMS rating

#PlanInsurerTypePremium/moCMS stars
1UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS-4.5★
2Selecthealth, Inc. (SNP)Select HealthHMO-4.5★
3Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO-4.5★
4UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS$04.5★
5UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS$04.5★
6UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS$04.5★
7Kaiser Foundation HP OF Co (SNP)Kaiser PermanenteHMO$04.5★
8Kaiser Foundation HP OF Co (SNP)Kaiser PermanenteHMO$04.5★
9Selecthealth, Inc. (SNP)Select HealthHMO$04.5★
10Selecthealth, Inc. (SNP)Select HealthHMO$04.5★
11Selecthealth, Inc. (SNP)Select HealthHMO$04.5★
12Selecthealth, Inc. (SNP)Select HealthHMO$04.5★
13Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
14Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
15Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO$24.504.5★
16Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$34.004.5★
17Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$35.204.5★
18Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO$35.204.5★
19UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS$49.004.5★
20Kaiser Foundation HP OF Co (SNP)Kaiser PermanenteHMO POS$55.004.5★
21Devoted Health Insurance Company OF Colorado Inc (SNP)Devoted HealthLocal PPO-4.0★
22Devoted Health Insurance Company OF Colorado Inc (SNP)Devoted HealthLocal PPO$04.0★
23Devoted Health Insurance Company OF Colorado Inc (SNP)Devoted HealthLocal PPO$04.0★
24Devoted Health Plan OF Colorado Inc (SNP)Devoted HealthHMO$04.0★
25Devoted Health Plan OF Colorado Inc (SNP)Devoted HealthHMO$10.904.0★
26Devoted Health Plan OF Colorado Inc (SNP)Devoted HealthHMO$17.604.0★
27UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS$20.604.0★
28Devoted Health Plan OF Colorado Inc (SNP)Devoted HealthHMO$27.104.0★
29UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS$35.004.0★
30Devoted Health Plan OF Colorado Inc (SNP)Devoted HealthHMO$35.204.0★
31Devoted Health Plan OF Colorado Inc (SNP)Devoted HealthHMO$35.204.0★
32Coventry Health Care OF Nebraska, Inc. (SNP)Aetna MedicareHMO POS-3.5★
33Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
34Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
35CHA HMO, Inc. (SNP)HumanaHMO$03.5★
36CHA HMO, Inc. (SNP)HumanaHMO$03.5★
37Coventry Health Care OF Nebraska, Inc. (SNP)Aetna MedicareHMO POS$03.5★
38Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
39Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
40Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
41Humana Insurance Company (SNP)HumanaLocal PPO$9.003.5★
42Coventry Health Care OF Nebraska, Inc. (SNP)Aetna MedicareHMO$13.003.5★
43Humana Insurance Company (SNP)HumanaLocal PPO$26.603.5★
44HMO Colorado, Inc. (SNP)Anthem Blue Cross and Blue ShieldHMO$28.903.5★
45Humana Insurance Company (SNP)HumanaLocal PPO$32.703.5★
46Humana Insurance Company (SNP)HumanaLocal PPO$94.003.5★
47Cigna Healthcare OF Colorado, Inc. (SNP)Cigna HealthCareHMO$03.0★
48Cigna Healthcare OF Colorado, Inc. (SNP)Cigna HealthCareHMO$03.0★
49Cigna Healthcare OF Colorado, Inc. (SNP)Cigna HealthCareHMO$03.0★
50Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO POS$03.0★
51Clear Spring Health (CO), Inc. (SNP)Clear Spring HealthHMO$03.0★
52Clear Spring Health (CO), Inc. (SNP)Clear Spring HealthHMO$03.0★
53Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareLocal PPO$03.0★
54Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO$5.803.0★
55Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO$21.803.0★
56Plan 001-Local PPO-N/R
57Plan 003-Local PPO-N/R
58Kaiser Permanente Insurance Company (SNP)Kaiser PermanenteLocal PPO$0N/R
59Longevity Health Plan OF Colorado, Inc. (SNP)Longevity Health PlanHMO$35.20N/R

Nationwide counties with similar Medicare Advantage markets

Data-derived peers across the CMS county landscape file: nearest enrollable plan count and nearest county-wide average CMS star rating. Not same-state neighbors or geographic containment.

Similar plan availability

Similar average CMS star rating

Choosing a plan in this county

Star rating first, then total cost, not the premium alone.

  • Shortlist the 4★+ plans above (31 here) - higher-rated plans manage chronic care and member service better. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare
  • Check that your doctors and drugs are in-network before you enroll, and confirm the plan on Medicare.gov. Choosing a plan

Premiums shown are the monthly plan premium (Part C + D) from the CMS CY2026 Landscape file. Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Always confirm current premiums, copays, and networks on Medicare.gov before enrolling.

Frequently Asked Questions

How many Medicare Advantage plans are available in Pueblo, CO?

There are 59 Medicare Advantage plans available in Pueblo, CO for the 2026 plan year, including 25 HMO, 23 Local PPO, 11 HMO POS. Counts are individual consumer plans (employer-group / EGHP offerings excluded). Plan availability is determined by CMS and individual insurers.

What is the best-rated Medicare Advantage plan in Pueblo?

The highest-rated plan in Pueblo has a CMS star rating of 4.5 out of 5 - UnitedHealthcare Benefits of Texas, Inc.. Star ratings reflect quality measures including preventive care, chronic disease management, and member satisfaction.

How much do Medicare Advantage plans cost in Pueblo?

Monthly plan premiums (Part C + D combined) in Pueblo range from $0 to $94.00, averaging $13.63. 28 plans offer a $0 monthly premium. Every enrollee also pays the standard Part B premium (about $202.90/month in 2026) on top of the plan premium. Premiums are from the CMS CY2026 Landscape file; always confirm current details on Medicare.gov.

What types of Medicare Advantage plans are offered in Pueblo?

Pueblo has 25 HMO, 23 Local PPO, 11 HMO POS. HMO plans require in-network providers, PPO plans allow out-of-network visits at higher cost, and PFFS plans let you see any Medicare-accepting provider.

Important: PlainMedicare provides CMS data for informational purposes only. This is not medical or insurance advice. Plan availability, premiums, and benefits change annually. Always verify with Medicare.gov or call 1-800-MEDICARE before enrolling.
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainMedicare