Medicare Advantage plans in Guayanilla, PR, 2027
Guayanilla, Puerto Rico has 23 Medicare Advantage plans open to everyone for 2027 (22 in 2026) and 19 special needs plans, according to the CMS landscape files; 23 of the open plans have a $0 premium. Every plan that served the county in 2026 is still sold here in 2027.
What changes in Guayanilla for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 22 | 23 | ▲up 1 |
| Special needs plans | 18 | 19 | ▲up 1 |
| Plans with a $0 premium | 21 | 23 | ▲up 2 |
| Plans that lower the Part B premium | 17 | 19 | ▲up 2 |
| Median out-of-pocket limit | $3,400 | $3,400 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Guayanilla join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| MMM EliteH4003-034 · HMO-POS | $0 | $3,250 | none | 5 of 5 |
| MMM DeluxeH4003-055 · HMO-POS | $0 | $3,250 | $157 | 5 of 5 |
| MMM EstelaH4003-059 · HMO-POS | $0 | $3,250 | $73 | 5 of 5 |
| PMC MaxH4004-056 · HMO-POS | $0 | $3,250 | $3 | 5 of 5 |
| MMM PlenitudH4004-065 · HMO-POS | $0 | $3,250 | $45 | 5 of 5 |
| MMM ValiosoH4004-066 · HMO-POS | $0 | $3,250 | $115 | 5 of 5 |
| MMM GrandiosoH4004-070 · HMO-POS | $0 | $3,250 | $8 | 5 of 5 |
| MMM Mega FlexH4004-071 · HMO-POS | $0 | $3,250 | $5 | 5 of 5 |
| MMM BalanceH4004-073 · HMO-POS | $0 | $3,250 | $52 | 5 of 5 |
| MMM ValienteH4004-075 · HMO-POS | $0 | $3,250 | $100 | 5 of 5 |
| MCS Classicare EfectivoH5577-005 · HMO | $0 | $3,400 | $55 | 5 of 5 |
| MCS Classicare EssentialH5577-008 · HMO-POS | $0 | $3,400 | none | 5 of 5 |
| MCS Classicare PatriotH5577-016 · HMO | $0 | $3,400 | none | 5 of 5 |
| MCS Classicare FirmeH5577-042 · HMO | $0 | $3,400 | $10 | 5 of 5 |
| MCS Classicare En Tu HogarH5577-043 · HMO | $0 | $3,400 | $25 | 5 of 5 |
| MCS Classicare HeroH5577-044 · HMO | $0 | $3,400 | $131 | 5 of 5 |
| MCS Classicare InteliCareH5577-052 · HMO | $0 | $3,400 | $40 | 5 of 5 |
| MCS Classicare ExcedeH5577-056 · HMO | $0 | $3,400 | $70 | 5 of 5 |
| MCS Classicare RxMaxH5577-059 · HMO | $0 | $3,400 | $20 | 5 of 5 |
| BrillanteH5774-031 · HMO-POS | $0 | $4,200 | $40 | 4.5 of 5 |
| Enlace PlusH5774-038 · HMO | $0 | $4,200 | $80 | 4.5 of 5 |
| Ahorro PlusH5774-047 · HMO | $0 | $4,200 | $70 | 4.5 of 5 |
| Óptimo PlusH4005-004 · PPO | $0 | $7,151 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Platino Vita PlusH5774-050 | Dual-Eligible | $0 |
| MMM SupremoH4003-009 | Chronic or Disabling Condition | $0 |
| MMM Diamante PlatinoH4003-017 | Dual-Eligible | $0 |
| PMC Premier PlatinoH4004-048 | Dual-Eligible | $0 |
| MMM Combo PlatinoH4004-068 | Dual-Eligible | $0 |
| MMM Relax PlatinoH4004-072 | Dual-Eligible | $0 |
| MMM Preciso PlatinoH4004-076 | Dual-Eligible | $0 |
| MCS Classicare Platino IdealH5577-002 | Dual-Eligible | $0 |
| MCS Classicare Platino ProgresoH5577-017 | Dual-Eligible | $0 |
| MCS Classicare PrimeroH5577-038 | Chronic or Disabling Condition | $0 |
| MCS Classicare Platino TotalH5577-046 | Dual-Eligible | $0 |
| MCS Classicare Platino MaximoH5577-054 | Dual-Eligible | $0 |
| MCS Classicare Platino 202H5577-062 | Dual-Eligible | $0 |
| MCS Classicare Platino UltraH5577-063 | Dual-Eligible | $0 |
| Platino EnlaceH5774-035 | Dual-Eligible | $0 |
| Platino AdvanceH5774-041 | Dual-Eligible | $0 |
| Platino PlusH5774-043 | Dual-Eligible | $0 |
| Contigo PlusH5774-022 | Chronic or Disabling Condition | $0 |
| ContigoEnMenteH5774-046 | Chronic or Disabling Condition | $0 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Guayanilla use Medicare Advantage?
4,425 of the county's 6,734 people with Medicare were in a Medicare Advantage plan in September 2026, 65.7%; in Puerto Rico as a whole the share is 85.1%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in Puerto RicoEvery county of the state
- 3 stand-alone drug plans in Puerto RicoIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027