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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

MMM Valiente, 2027

H4004Contract075Plan

HMO-POS · 78 counties in Puerto Rico

Run by MMM Healthcare, LLC (contract H4004), sold as Medicare y Mucho Mas (MMM), owned by Elevance Health, Inc.

New for 2027

2026 star rating, contract H4004: 5 of 5

MMM Valiente (H4004-075) costs $0 a month in 2027, with an in-network out-of-pocket limit of $3,250. It is a new plan for 2027.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Monthly premiumnot offered$0new for 2027
In-network out-of-pocket limitnot filed$3,250new for 2027
Part B premium reduction, monthlynone$100added
Primary care visitnot offered$0 copaychanged
Specialist visitnot offered$0 copaychanged
Emergency roomnot offered$75 copaychanged
Hospital stay, in networknot offered$0 a staychanged
Skilled nursing facility, in networknot offered$0 a staychanged
Ground ambulance, in networknot offered$0 copaychanged
Comprehensive dental, yearly limitnot offered$2,500 a yearadded
Eyewear, yearly limitnot offered$750 a yearadded
4 lines do not change
Medical deductible, in networknonenoneno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Over-the-counter items, yearlynot offerednot offeredno change
Counties servednot offered78new for 2027

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

How does it compare with plans sold where it is?

In the counties it serves, 24 plans open to everyone are sold for 2027, this one included. Against the others, 9 the same, 14 a higher one. On the premium, 23 the same.

Out-of-pocket limits of the 24 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,000 (this plan)20 plans
$4,000 to under $6,0003 plans
$6,000 to $8,0001 plan

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 78 counties: $0 a month and $3,250.

Puerto Rico

AdjuntasAguadaAguadillaAguas BuenasAibonitoAnascoAreciboArroyoBarcelonetaBarranquitasBayamonCabo RojoCaguasCamuyCanovanasCarolinaCatanoCayeyCeibaCialesCidraCoamoComerioCorozalCulebraDoradoFajardoFloridaGuanicaGuayamaGuayanillaGuaynaboGuraboHatilloHormiguerosHumacaoIsabelaJayuyaJuana DiazJuncosLajasLaresLas MariasLas PiedrasLoizaLuquilloManatiMaricaoMaunaboMayaguezMocaMorovisNaguaboNaranjitoOrocovisPatillasPenuelasPonceQuebradillasRinconRio GrandeSabana GrandeSalinasSan GermanSan JuanSan LorenzoSan SebastianSanta IsabelToa AltaToa BajaTrujillo AltoUtuadoVega AltaVega BajaViequesVillalbaYabucoaYauco

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
H4004-075
Legal name of the contract
MMM Healthcare, LLC
Sold as
Medicare y Mucho Mas (MMM)
Parent company
Elevance Health, Inc.
Plan type
HMO-POS
2026 star rating of the contract
5 of 5 overall; health plan 5 of 5, drug plan 5 of 5
Plan website, as filed with CMS
www.mmmpr.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.