Medicare Advantage · State · 2026 plan year

Medicare Advantage in Puerto Rico

According to the Centers for Medicare & Medicaid Services (CMS) 2026 plan-year files, 43 plans across 78 counties; find your county to compare every plan available where you live.

43
Plans available
4.9★
Avg CMS rating
$0.38
Avg premium/mo
33
5-star plans

The short answer

Puerto Rico ranks #40 of 49 by Medicare Advantage plan inventory (43 plans) but #1 by average CMS star (4.86★).

#40
inventory rank
43
plans statewide
#1
avg star rank
4.86★
mean CMS rating

Plan inventory and average star are independent CMS signals; a large catalog is not the same as the highest mean quality score.

Product mix · PR plans_unique

How 43 Puerto Rico plans split by CMS plan type

Exclusive CMS plan-type codes for this state's representative plans_unique rows, orthogonal to the star-bucket chart below. Source: CMS landscape, 2026.

Higher average CMS star band

Puerto Rico in the narrower-inventory third

Puerto Rico ranks #1 of 49 rated states by mean CMS star (4.86★) - top-third quality band. According to CMS 2026 plan-year filings, Puerto Rico beneficiaries can choose from 43 distinct Medicare Advantage plans marketed across 78 counties - a bottom-third inventory book (#40 of 49); county listings beat the state total here. 33 plans reached the top 5-star tier (year-round Special Enrollment rights for those contracts). County (FIPS) service areas still decide what is sold where you live - open a county below before the October 15 - December 7 Annual Election Period closes.

plans #40/49 · stars #1/49 · 78 counties · avg prem $0.38/mo

Higher-star MA quality band in Puerto Rico

Puerto Rico offers 43 Medicare Advantage plans across 78 counties. Mean star 4.9★ on a narrower inventory book (star rank #1/49); sparse markets make each county row more decisive. Confirm premiums and networks on <a class="underline" href="https://www.medicare.gov/plan-compare/" target="_blank" rel="external noopener">Medicare.gov Plan Compare</a>.

Where Puerto Rico sits on CMS quality

Average CMS star rating across the state's own Medicare Advantage plans, against every state and territory in the CMS file

4.86★ Top 1% higher than 100% of 49 states and territories

3.25★–3.5★: 1 states and territories (2%). Below this entry. 3.5★–3.75★: 13 states and territories (27%). Below this entry. 3.75★–4★: 23 states and territories (47%). Below this entry. 4★–4.25★: 10 states and territories (20%). Below this entry. 4.25★–4.5★: 1 states and territories (2%). Below this entry. 4.5★–4.75★: 0 states and territories (0%). Below this entry. 4.75★–5★: 1 states and territories (2%). This entry sits in this band. This state 3.25★ 5★ every state and territory, bucketed by value

Each bar is a band; taller bars hold more states and territories. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

Counties in Puerto Rico

Click a county to see all Medicare Advantage plans available in your area.

Adjuntas
40 plans
4.8
$0.38/mo avg
Aguada
43 plans
4.9
$0.36/mo avg
Aguadilla
43 plans
4.9
$0.36/mo avg
Aguas Buenas
38 plans
4.8
$0.41/mo avg
Aibonito
38 plans
4.8
$0.41/mo avg
Anasco
43 plans
4.9
$0.36/mo avg
Arecibo
41 plans
4.8
$0.38/mo avg
Arroyo
41 plans
4.8
$0.38/mo avg
Barceloneta
40 plans
4.8
$0.38/mo avg
Barranquitas
38 plans
4.8
$0.41/mo avg
Bayamon
38 plans
4.8
$0.41/mo avg
Cabo Rojo
40 plans
4.8
$0.38/mo avg
Caguas
38 plans
4.8
$0.41/mo avg
Camuy
43 plans
4.9
$0.36/mo avg
Canovanas
40 plans
4.8
$0.38/mo avg
Carolina
40 plans
4.8
$0.38/mo avg
Catano
40 plans
4.8
$0.38/mo avg
Cayey
38 plans
4.8
$0.41/mo avg
Ceiba
38 plans
4.8
$0.41/mo avg
Ciales
40 plans
4.8
$0.38/mo avg
Cidra
38 plans
4.8
$0.41/mo avg
Coamo
39 plans
4.8
$0.39/mo avg
Comerio
38 plans
4.8
$0.41/mo avg
Corozal
42 plans
4.9
$0.37/mo avg
Culebra
38 plans
4.8
$0.41/mo avg
Dorado
40 plans
4.8
$0.38/mo avg
Fajardo
40 plans
4.8
$0.38/mo avg
Florida
42 plans
4.9
$0.37/mo avg
Guanica
40 plans
4.8
$0.38/mo avg
Guayama
41 plans
4.8
$0.38/mo avg
Guayanilla
40 plans
4.8
$0.38/mo avg
Guaynabo
40 plans
4.8
$0.38/mo avg
Gurabo
40 plans
4.8
$0.38/mo avg
Hatillo
41 plans
4.8
$0.38/mo avg
Hormigueros
40 plans
4.8
$0.38/mo avg
Humacao
40 plans
4.8
$0.38/mo avg
Isabela
43 plans
4.9
$0.36/mo avg
Jayuya
40 plans
4.8
$0.38/mo avg
Juana Diaz
40 plans
4.8
$0.38/mo avg
Juncos
40 plans
4.8
$0.38/mo avg
Lajas
42 plans
4.9
$0.37/mo avg
Lares
40 plans
4.8
$0.38/mo avg
Las Marias
40 plans
4.8
$0.38/mo avg
Las Piedras
40 plans
4.8
$0.38/mo avg
Loiza
38 plans
4.8
$0.41/mo avg
Luquillo
38 plans
4.8
$0.41/mo avg
Manati
42 plans
4.9
$0.37/mo avg
Maricao
40 plans
4.8
$0.38/mo avg
Maunabo
38 plans
4.8
$0.41/mo avg
Mayaguez
40 plans
4.8
$0.38/mo avg
Moca
43 plans
4.9
$0.36/mo avg
Morovis
40 plans
4.8
$0.38/mo avg
Naguabo
38 plans
4.8
$0.41/mo avg
Naranjito
38 plans
4.8
$0.41/mo avg
Orocovis
40 plans
4.8
$0.38/mo avg
Patillas
41 plans
4.8
$0.38/mo avg
Penuelas
42 plans
4.9
$0.37/mo avg
Ponce
42 plans
4.9
$0.37/mo avg
Quebradillas
41 plans
4.8
$0.38/mo avg
Rincon
43 plans
4.9
$0.36/mo avg
Rio Grande
40 plans
4.8
$0.38/mo avg
Sabana Grande
40 plans
4.8
$0.38/mo avg
Salinas
39 plans
4.8
$0.39/mo avg
San German
40 plans
4.8
$0.38/mo avg
San Juan
40 plans
4.8
$0.38/mo avg
San Lorenzo
40 plans
4.8
$0.38/mo avg
San Sebastian
41 plans
4.8
$0.38/mo avg
Santa Isabel
39 plans
4.8
$0.39/mo avg
Toa Alta
40 plans
4.8
$0.38/mo avg
Toa Baja
40 plans
4.8
$0.38/mo avg
Trujillo Alto
40 plans
4.8
$0.38/mo avg
Utuado
41 plans
4.8
$0.38/mo avg
Vega Alta
42 plans
4.9
$0.37/mo avg
Vega Baja
42 plans
4.9
$0.37/mo avg
Vieques
40 plans
4.8
$0.38/mo avg
Villalba
42 plans
4.9
$0.37/mo avg
Yabucoa
38 plans
4.8
$0.41/mo avg
Yauco
42 plans
4.9
$0.37/mo avg

Narrower markets: star ratings and county rows matter more than state totals.

Note: PlainMedicare provides publicly available CMS data for informational purposes only. This is not medical or insurance advice. Consult a licensed Medicare counselor or insurance agent before making enrollment decisions. Plan availability and premiums change annually, always verify with Medicare.gov or 1-800-MEDICARE.
Data sourced from the Centers for Medicare & Medicaid Services (CMS). Retrieved and formatted by PlainMedicare

Using Puerto Rico's Medicare Advantage market

Plan availability and star ratings vary by county, not just by state.

  • Puerto Rico beneficiaries can choose from 43 distinct Medicare Advantage plans across 78 counties (#40 of 49 states by plan count) - look up your own county for what's actually sold there. Browse by county
  • The state's mean CMS star rating ranks #1 of 49 - see how star ratings are built before comparing plans. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare

State-level figures average every county's filings; the plans actually sold where you live can differ from the state total.

PlainMedicare is rendered directly from CMS Medicare Advantage and Part D public files, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a correction. Data current as of 2026-09-01.

CMS lists 131,985 Medicare Advantage and Part D plan records in the current public files. PlainMedicare refreshes this registry with each annual release.