Medicare Advantage plans in Preston, WV, 2027
Preston, West Virginia has 25 Medicare Advantage plans open to everyone for 2027 (32 in 2026) and 15 special needs plans, according to the CMS landscape files; 15 of the open plans have a $0 premium. 8 plans that served the county in 2026 end or leave it, with 875 members living here in September 2026.
What changes in Preston for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 32 | 25 | ▼down 7 |
| Special needs plans | 13 | 15 | ▲up 2 |
| Plans with a $0 premium | 22 | 15 | ▼down 7 |
| Plans that lower the Part B premium | 12 | 7 | ▼down 5 |
| Median out-of-pocket limit | $6,825 | $7,150 | ▲up $325 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Preston join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| HumanaChoiceR0110-007 · Regional PPO | $0 | $4,750 | none | 3.5 of 5 |
| Freedom Blue PPO ValorH5106-038 · PPO | $0 | $6,000 | $75 | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-225 · PPO | $0 | $6,500 | $110 | 3.5 of 5 |
| The Health Plan SecureChoice OptimumH8604-014 · PPO | $0 | $7,000 | none | 3.5 of 5 |
| Complete Blue PPO SignatureH5106-030 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC WV-0003H8211-006 · PPO | $0 | $7,150 | none | 3 of 5 |
| The Health Plan SecureCare Integrity Plan 1H3672-021 · HMO | $0 | $7,500 | $15 | 3.5 of 5 |
| Peak Advantage VistaH8947-001 · PPO | $0 | $7,500 | none | 4.5 of 5 |
| Humana Gold PlusH5619-113 · HMO-POS | $0 | $8,100 | none | 3 of 5 |
| AARP Medicare Advantage from UHC WV-6H4604-034 · HMO-POS | $0 | $8,500 | none | 4 of 5 |
| Humana USAA Honor GivebackH5216-442 · PPO | $0 | $9,150 | $170 | 3.5 of 5 |
| Wellpoint Medicare AdvantageH1212-003 · HMO-POS | $0 | $9,250 | none | not rated (too new) |
| AARP Medicare Advantage Patriot No Rx WV-MA2H4604-036 · HMO-POS | $0 | $9,300 | $170 | 4 of 5 |
| Humana Essentials Plus GivebackH7617-065 · PPO | $0 | $9,850 | $115 | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx WV-MA01H8211-005 · PPO | $0 | $9,850 | $110 | 3 of 5 |
| The Health Plan SecureCare: Option IIH3672-020 · HMO | $13 | $7,500 | none | 3.5 of 5 |
| Peak Advantage SummitH8947-002 · PPO | $25 | $6,750 | none | 4.5 of 5 |
| HumanaChoiceH5216-425 · PPO | $29 | $7,600 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC WV-0004H8211-011 · PPO | $51 | $7,150 | none | 3 of 5 |
| Complete Blue PPO DistinctH5106-029 · PPO | $60 | $6,750 | none | 3.5 of 5 |
| The Health Plan SecureChoice RelianceH8604-015 · PPO | $67 | $7,000 | none | 3.5 of 5 |
| HumanaChoiceR0110-008 · Regional PPO | $75 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC WV-0001H8211-001 · PPO | $85 | $7,150 | none | 3 of 5 |
| Humana Full AccessH5216-124 · PPO | $121 | $7,150 | none | 3.5 of 5 |
| Freedom Blue PPO StandardH5106-034 · PPO | $152 | $6,500 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Preston in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Humana USAA Honor Giveback with RxH5216-391 | 440 | Leaves the county |
| Aetna Medicare Advantra Signature GivebackH1608-031 | 166 | Leaves the county |
| Aetna Medicare Advantra EliteH1692-003 | 93 | Leaves the county |
| Aetna Medicare SignatureH1692-007 | 82 | Leaves the county |
| Complete Blue PPO MeritH5106-037 | 44 | Not offered |
| Aetna Medicare PremierH1608-085 | 25 | Leaves the county |
| Aetna Medicare Advantra Eagle PlusH1692-006 | 25 | Leaves the county |
| Humana Together in HealthH5216-447 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Wellpoint Dual AdvantageH1212-002 | Dual-Eligible | $0 |
| Wellpoint Full Dual AdvantageH1212-001 | Dual-Eligible | $0 |
| Aetna Medicare Full DualH1692-005 | Dual-Eligible | $0 |
| Aetna Medicare Partial DualH1692-010 | Dual-Eligible | $0 |
| UHC Dual Complete WV-Q1H2001-030 | Dual-Eligible | $0 |
| UHC Dual Complete WV-S2H2001-082 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-220 | Dual-Eligible | $0 |
| Humana Dual SelectH5619-126 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH5619-162 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH5619-179 | Dual-Eligible | $0 |
| Humana Together in HealthH7617-139 | Institutional | $0 |
| UHC Dual Advantage WV-V1H2001-061 | Dual-Eligible | $12.80 |
| The Health Plan SecureCare SNPH3672-019 | Dual-Eligible | $12.80 |
| CommuniCare Advantage ISNPH3727-007 | Institutional | $12.80 |
| WV Senior AdvantageH9153-001 | Institutional | $12.80 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Preston use Medicare Advantage?
4,815 of the county's 8,569 people with Medicare were in a Medicare Advantage plan in September 2026, 56.2%; in West Virginia as a whole the share is 56.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in West VirginiaEvery county of the state
- 8 stand-alone drug plans in West VirginiaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027