Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Aetna Medicare Advantra Classic Giveback, 2027

H1608Contract031Plan

PPO · 30 counties in West Virginia

Run by Coventry Health and Life Insurance Company (contract H1608), sold as Aetna Medicare, owned by CVS Health Corporation

Renews in fewer counties

2026 star rating, contract H1608: 4 of 5

Aetna Medicare Advantra Classic Giveback (H1608-031) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $9,250. In 2026 it was called Aetna Medicare Advantra Signature Giveback. It leaves 19 counties it served in 2026, where 1,141 of its members lived; they choose another plan for 2027 (the counties are listed below).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
Plan name	Aetna Medicare Advantra Signature Giveback	Aetna Medicare Advantra Classic Giveback	renamed
Drug deductible	$615	$400	down $215
Part B premium reduction, monthly	$40	$33	down $7
Specialist visit	$0 copay	$45 copay	up $45
Skilled nursing facility, in network	$0 a day for days 1–20, then $218 a day for days 21–100	$0 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Eyewear, yearly limit	$100 a year	$150 a year	up $50
Over-the-counter items, yearly	not offered	$120 a year	added
Counties served	49	30	down 19
Drug tier 1, preferred generic	$2	$5	up $3
Drug tier 3, preferred brand	24% of the cost	13% of the cost	down 11 points
Drug tier 4, non-preferred drug	25% of the cost	30% of the cost	up 5 points
Drug tier 5, specialty tier	25% of the cost	29% of the cost	up 4 points
10 lines do not change
Monthly premium	$0	$0	no change
In-network out-of-pocket limit	$9,250	$9,250	no change
Primary care visit	$0 copay	$0 copay	no change
Emergency room	$115 copay	$115 copay	no change
Medical deductible, in network	$1,600	$1,600	no change
Hospital stay, in network	$385 a day for days 1–7, then $0 a day for days 8–90	$385 a day for days 1–7, then $0 a day for days 8–90	no change
Ground ambulance, in network	$325 copay	$325 copay	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Hearing aids, yearly limit for both ears	$500 a year	$500 a year	no change
Drug tier 2, generic	$12	$12	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked. The plan charges less at its preferred pharmacies
Tier	What the tier holds	2026, standard pharmacy	2027, standard pharmacy	2027, preferred pharmacy
Tier 1	Preferred Generic	$2	$5	$0
Tier 2	Generic	$12	$12	$0
Tier 3	Preferred Brand	24% of the cost	13% of the cost	13% of the cost
Tier 4	Non-Preferred Drug	25% of the cost	30% of the cost	30% of the cost
Tier 5	Specialty Tier	25% of the cost	29% of the cost	29% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 42 plans open to everyone are sold for 2027, this one included. Against the others, 28 plans have a lower out-of-pocket limit, 4 the same, 9 a higher one. On the premium, 25 the same, 16 a higher one.

Out-of-pocket limits of the 42 plans open to everyone

$0 to under $2,0000 plans

$2,000 to under $4,0000 plans

$4,000 to under $6,0001 plan

$6,000 to under $8,00023 plans

$8,000 to $10,000 (this plan)18 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

It stops serving 19 counties it served in 2026 (listed in the next section).

The premium and the out-of-pocket limit are the same in all 30 counties: $0 a month and $9,250.

West Virginia

Berkeley Braxton Brooke Cabell Calhoun Fayette Gilmer Greenbrier Hampshire Hancock Harrison Jackson Kanawha Marion Marshall Mason McDowell Mercer Mingo Monongalia Ohio Pendleton Pleasants Putnam Raleigh Randolph Taylor Upshur Wayne Wirt

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

What if you live in a county it leaves?

Its 2026 members in the 19 counties listed below cannot stay in it for 2027; each county page lists the 2027 plans sold there.

Your coverage: This plan ends for you on December 31, 2026, because it is no longer sold where you live.
October 15 to December 7, 2026: Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
December 8, 2026 to the end of February 2027: A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
If you do nothing: You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).
Without a drug plan: Going 63 days or more in a row without drug coverage can mean a late enrollment penalty if you join a drug plan later; joining by the end of February keeps a January and February gap under 63 days, waiting longer does not.
If you choose Original Medicare: You have a guaranteed right to buy Medigap Plan A, B, C, D, F, G, K or L sold in your state by any insurance company; if you were new to Medicare on or after January 1, 2020, Plans D and G take the place of C and F. Apply from 60 days before to 63 days after the plan ends; the policy starts once your Medicare Advantage coverage ends. Other Medigap plans are not covered by this right.

The 19 counties it leaves, most members first
County	Members, Sept. 2026
Preston, WV	166
Wood, WV	136
Jefferson, WV	122
Mineral, WV	99
Nicholas, WV	75
Lewis, WV	71
Hardy, WV	65
Morgan, WV	63
Barbour, WV	50
Wyoming, WV	48
Wetzel, WV	47
Grant, WV	44
Lincoln, WV	32
Tyler, WV	29
Tucker, WV	22
Webster, WV	21
Clay, WV	19
Doddridge, WV	17
Pocahontas, WV	15

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); Medicare.gov, “Special enrollment periods” and “When can I buy Medigap?” (read Oct. 7, 2026).

Who runs this plan?

Plan ID: H1608-031
Legal name of the contract: Coventry Health and Life Insurance Company
Sold as: Aetna Medicare
Parent company: CVS Health Corporation
Plan type: PPO
2026 star rating of the contract: 4 of 5 overall; health plan 3.5 of 5, drug plan 3.5 of 5
Members, September 2026: 3,859
Plan website, as filed with CMS: www.aetna.com/medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Kanawha, WVWhere most of its members live; premiums and limits side by side
Every Aetna Medicare plan for 2027Its contracts, counties and plans that end
The other 28 plans of contract H1608Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.